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2851 Terry Road, Laguna Beach
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$3,695,000
115 Days On Site

2851 Terry Road
Laguna Beach, CA 92651

For Sale|Single Family Residence|Active
3
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
1,956
SqFt
$1,889
/SqFt
1938
Built
County:
Orange
Listed by Sheri Matigian of Stuga Properties smatigian@stugaproperties.com
Call Now: (949) 494-8830
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(949) 494-8830
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2851 Terry Road2851 Terry Road2851 Terry Road2851 Terry Road
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PRICE IMPROVEMENT - Set high above Victoria Beach, this newly built coastal cottage and ADU blend early American architectural charm with the comfort, efficiency, and peace of mind of modern construction. Offering a versatile retreat for full-time living, a second home, or a refined coastal escape, the residence captures timeless design and exceptional craftsmanship throughout. A classic combination of brick and wood siding creates a striking exterior, while the interiors showcase exposed beams, marble and soapstone countertops, custom cabinetry, extensive built-ins, and solid oak flooring. Sweeping ocean views provide a stunning backdrop, completing this one-of-a-kind coastal sanctuary. The main two-bedroom cottage centers around the original wood-burning fireplace. Both bedrooms include en-suite bathrooms, and the kitchen and living room are oriented toward the water to capture natural light and sea breezes. The English-inspired kitchen pairs classic detailing with modern amenities and luxury appliances — including Sub-Zero, Wolf, Miele, and Thermador — and opens toward the coastline for effortless indoor-outdoor living. Upstairs, intimate bedrooms with sloped ceilings overlook the shoreline, offering peaceful vantage points for sunrise and quiet evenings by the sea. A separate one-bedroom ADU adds flexibility — ideal for guests, extended family, long-term stays, or a private studio or workspace — and is equipped with its own suite of luxury appliances and a charming coastal outlook. Multiple decks perched above the coast and brick walkways complete the property, creating inviting spaces for entertaining or simply enjoying the ocean views.

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Listing Snapshot
Price 
$3,695,000
Days On Site 
115 Days
Bedrooms 
3
Inside Area (SqFt) 
1,956 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.0585 Acres
Year Built 
1938
MLS® Number 
OC26030847
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
4 weeks agoPrice changed to $3,695,000
4 weeks agoListing updated with changes from the MLS®
3 months agoStatus changed to Active
4 months agoListing first seen on site
General Features
Acres 
0.0585
Attached Garage 
Yes
Disclosures 
AccessoryDwellingUnitPrincipalIsRealEstateLicensed
Foundation 
Concrete PerimeterSlab
Garage 
Yes
Garage Spaces 
2
Land Lease 
No
Levels 
Three Or More
Number Of Stories 
3
Parking 
AttachedGarage Faces FrontGarage
Parking Spaces 
2
Property Condition 
New Construction
Property Sub Type 
Single Family Residence
Security 
Carbon Monoxide Detector(s)Fire Sprinkler System
Sewer 
Public Sewer
Special Circumstances 
Standard
Style 
CottageColonialTraditional
Utilities 
Cable ConnectedElectricity ConnectedNatural Gas ConnectedSewer ConnectedUnderground UtilitiesWater Connected
Water Source 
Public
Interior Features
Appliances 
DishwasherFree-Standing RangeFreezerDisposalGas RangeIce MakerRefrigeratorRange HoodTankless Water HeaterVented Exhaust FanWasher/Dryer StackedWater Heater
Basement 
Sump Pump
Cooling 
Central AirDuctlessElectric
Electric 
220 Volts in Garage
Fireplace 
Yes
Fireplace Features 
GasLiving Room
Heating 
DuctlessElectricHeat Pump
Interior 
Beamed CeilingsWet BarBuilt-in FeaturesDry BarOpen FloorplanStone CountersRecessed LightingWalk-In Closet(s)
Laundry Features 
Electric Dryer HookupGas Dryer HookupInside
Window Features 
Double Pane Windows
Bathroom 
Features - Stone Counters
Kitchen 
Features - Kitchen Island, Stone Counters
Master Bathroom 
Master Bedroom 
Other 
Features - Walk-In Closet(s)
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Exterior Features
Construction Details 
BrickLap SidingBoard & Batten Siding
Exterior 
GardenBalconyRain Gutters
Fencing 
Wood
Lot Features 
GardenLandscaped
Patio And Porch 
Deck
Pool Features 
None
Roof 
Shake
View 
NeighborhoodOcean
Waterview 
NeighborhoodOcean
Windows/Doors 
Double Pane Windows
Community Features
Accessibility Features 
Accessible Doors
Building Access 
Street level, down steps/1
Community Features 
ParkStreet Lights
Financing Terms Available 
Cash
MLS Area 
LV - Laguna Village
Roads 
Paved
School District 
Laguna Beach Unified
Schools
School District
Laguna Beach Unified
Elementary School
Unknown
Middle School
Unknown
High School
Unknown
CRMLS logo

This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

Neighborhood & Commute
Source: Walkscore
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Property Details for 2851 Terry Road

This 3-bedroom, 4-bath single-family home sits in Laguna Beach in Orange County. It offers 1,956 square feet of living space and is listed at $3,695,000. The home was built in 1938. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Estimated monthly payment

6.69% · 30-yr fixed
$
$27,288/mo
10% down · 30-year fixed · $369,500 down
Principal & interest$21,437
Mortgage insurance (est., over 80% LTV)$1,386
Property tax (est. 1.1%)$3,387
Home insurance (rough est., varies widely)$1,078
HOANot reported, not included
$23,520/mo
20% down · 30-year fixed · $739,000 down
Principal & interest$19,055
Property tax (est. 1.1%)$3,387
Home insurance (rough est., varies widely)$1,078
HOANot reported, not included
$21,138/mo
30% down · 30-year fixed · $1,108,500 down
Principal & interest$16,673
Property tax (est. 1.1%)$3,387
Home insurance (rough est., varies widely)$1,078
HOANot reported, not included
Estimated carrying cost
$4,465/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.1%)$3,387
Home insurance (rough est., varies widely)$1,078
HOANot reported, not included

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 6.69% (week of Aug 6, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

About Laguna Beach

Laguna Beach is a coastal Orange County city set along a shoreline of coves and bluffs, with beaches including Main Beach, Heisler Park, and Crystal Cove State Park reached from Pacific Coast Highway. Rooted in an early-1900s artists' colony, it hosts the Festival of Arts and Pageant of the Masters within the Laguna Beach Unified School District.

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Also for sale in Laguna Beach: 2937 Terry Rd, 2966 Terry Road, 2901 Alexander, 251 Highland.

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