412 Monarch Bay Drive, Dana Point, CA 92629
- 3 beds
- 5 baths
- 3,460 sq ft
- 7,880 sq ft lot
- Built 1966
$12,500,000
Subdivision Monarch Bay
11 single-family homes sold in the past 12 months · median $12,195,000
The home
About 412 Monarch Bay Drive
Set within the coveted private community of Monarch Bay, 412 Monarch Bay Drive is a beautifully remodeled coastal residence offering exceptional views and an effortless, move-in-ready lifestyle. Positioned on a cul-de-sac, the 3-bedroom, 4.5-bath home captures a remarkable panorama spanning the Pacific Ocean, whitewater coastline, sandy beach, dramatic coastal bluffs, lush landscaping, golf course, and the Ritz-Carlton beyond.
Bright, refined interiors have been thoughtfully updated with a clean, timeless aesthetic that complements the coastal setting. The kitchen features an expansive marble-topped island, custom cabinetry, stainless steel appliances, and large openings that draw the ocean views directly into the heart of the home. Light-filled living spaces transition naturally to the outdoor areas, creating an inviting environment for both everyday living and entertaining while keeping the coastline constantly in view. The recently remodeled primary bath adds a polished, spa-like quality to the primary suite, which also features two closets. An additional flexible room currently serves as a home gym, while a custom handcrafted sauna further enhances the home’s private wellness amenities.
Just moments away is the private Monarch Bay Beach Club, managed by the five-star Waldorf Astoria and offering residents convenient access to an exceptional beachfront club experience. A short walk, golf cart ride, or drive brings you to the sand, where the club offers oceanfront dining and bar service along with attentive beach service, including chairs and towels. With no HOA dues, exceptional coastal views, beautifully updated interiors, and convenient access to one of Southern California’s most distinctive beachfront settings, 412 Monarch Bay Drive offers a rare opportunity to experience the Monarch Bay lifestyle at its best.
Property details for 412 Monarch Bay Drive
This 3-bedroom, 5-bath single-family home sits in the Monarch Bay neighborhood of Dana Point in Orange County. It offers 3,460 square feet of living space and is listed at $12,500,000, about $3,613 per square foot. The home was built in 1966. The MLS record lists the assessor parcel number as 670-151-12. Highlights include ocean and coastline views, a fireplace, a guard-gated community, an attached two-car garage, a 7,880-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $12,500,000
- Days On Site
- 45 Days
- Bedrooms
- 3
- Inside Area (SqFt)
- 3,460 sqft
- Total Baths
- 5
- Full Baths
- 1
- Partial Baths
- 4
- Lot Size
- 7,880 SqFt
- Year Built
- 1966
- MLS® Number
- OC26185098
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- N/A
- Sq Ft Source
- Estimated
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26185098
- Year Built
- 1966
- Living Area (sq ft)
- 3,460
- Living Area Source
- Estimated
- Lot Size (sq ft)
- 7,878
- Lot Size (acres)
- 0.1809
- Levels
- Two, Multi Split
- Bedrooms
- 3
- Full Baths
- 1
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- Bluff, Coastline, Park Greenbelt, Golf Course, Neighborhood, Ocean, Panoramic, Trees Woods
- HOA Name
- Monarch Bay
- Parcel Number
- 67015112
- On Market Date
- 2026-08-27
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Primary Suite, Walk In Closets
- Appliances
- Six Burner Stove, Double Oven, Dishwasher, Gas Oven, Microwave, Refrigerator, Range Hood
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Family Room, Living Room
- Laundry
- Laundry Room
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- No Common Walls
- Rooms
- Sauna, Bathroom, Kitchen, Other, Entry Foyer, Laundry, Recreation, Living Room, Family Room, Primary Bedroom
Exterior Features
- Lot Features
- Back Yard, Cul De Sac, Landscaped
- Patio and Porch
- Deck, Patio
- Parking
- Direct Access, Driveway, Garage
- Pool Features
- None
- Spa
- None
- Sewer
- Public Sewer
- Water
- Public
- Condition
- Updated Remodeled, Turnkey
- Units
- 1
Community Features
- Subdivision
- Monarch Bay (MB)
- Community Features
- Curbs, Dog Park, Gated
- Association Amenities
- Sport Court, Dog Park, Fire Pit, Management, Playground, Guard, Security, Tennis Courts
- Security
- Gated With Guard, Gated Community, Twenty Four Hour Security
The record
Property History for 412 Monarch Bay Drive
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 27, 2026 | Listed for sale | $12,500,000 | |
| Aug 30, 2021 | Sold | $6,450,000 | Pacific Sotheby's International Realty |
| Jun 25, 2020 | Sold | $2,690,000 | The Agency |
| May 24, 2016 | Sold | $2,425,000 | Surterre Properties |
Cost of ownership
Estimated monthly payment
7.28% · 30-yr fixed$
$97,808/mo
10% down · 30-year fixed · $1,250,000 down
Principal & interest$76,974
Mortgage insurance (est., over 80% LTV)$4,688
Property tax (est. 1.2%)$12,500
Home insurance (rough est., varies widely)$3,646
HOANot reported, not included
$84,567/mo
20% down · 30-year fixed · $2,500,000 down
Principal & interest$68,421
Property tax (est. 1.2%)$12,500
Home insurance (rough est., varies widely)$3,646
HOANot reported, not included
$76,015/mo
30% down · 30-year fixed · $3,750,000 down
Principal & interest$59,869
Property tax (est. 1.2%)$12,500
Home insurance (rough est., varies widely)$3,646
HOANot reported, not included
Estimated carrying cost
$16,146/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.2%)$12,500
Home insurance (rough est., varies widely)$3,646
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.28% (week of Oct 1, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Dana Point rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 412 Monarch Bay Drive
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Selling near 412 Monarch Bay Drive
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The neighborhood
About Dana Point
Dana Point sits on the Pacific coast in south Orange County, between Laguna Beach and San Clemente, anchored by Dana Point Harbor and bluff-top headlands above Doheny State Beach, Salt Creek Beach, and Strands Beach. Its Lantern District carries street names like Blue Lantern and Violet Lantern, within the Capistrano Unified School District.
Monarch Bay home sales, past 12 months
- Homes sold
- 11
- Median price
- $12,195,000
- Median days on market
- 59
- Median per sq ft
- $3,010
Recorded MLS closings of single-family homes, Oct 4, 2025 to Oct 4, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Monarch Bay sales
At $3,613 per square foot, this home's asking price is 20% above the Monarch Bay median of $3,010 for single-family homes that closed in the past 12 months.
Recent Monarch Bay sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20 Monarch Bay | Sep 18, 2026 | $12,400,000 | 3,849 | $3,222 | 35 |
| 416 Monarch Bay | Aug 25, 2026 | $12,195,000 | 2,720 | $4,483 | 0 |
| 92 Monarch Bay | Jul 7, 2026 | $13,250,000 | 3,358 | $3,946 | 127 |
| 31 Monarch Bay Drive | Jun 4, 2026 | $17,500,000 | 6,284 | $2,785 | 192 |
| 24 Monarch Bay Drive | Apr 21, 2026 | $9,820,000 | 3,262 | $3,010 | 80 |
Schools
School District for 412 Monarch Bay Drive
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Capistrano Unified.
Living in Dana Point covers its schools, parks and beaches.
Photographs
Photos of 412 Monarch Bay Drive, Dana Point
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Listed by Ryan Immel of Pacific Sotheby's Int'l Realty
Listing information updated Oct 5, 2026 at 2:23 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.