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For Sale|Single Family ResidenceComing Soon

3866 Montego, Huntington Beach, CA 92649

  • 3 beds
  • 3 baths
  • 1,836 sq ft
  • 1,512 sq ft lot
  • Built 1974

MLS# PW26218792 · New Today

Subdivision Seagate

8 single-family homes sold in the past 12 months · median $1,455,000

See the 7 other homes for sale

Open house

Open House

The home

About 3866 Montego

Welcome to 3866 Montego, a completely rebuilt waterfront residence in the sought-after Seagate community of Huntington Harbour, with your own 30-foot private boat dock just steps from the door. With direct access to the harbor's channels and the open Pacific beyond, the dock may accommodate a vessel of up to 40 feet (buyer to verify with Harbormaster and HOA), a rare opportunity for boaters and anyone who dreams of life on the water. Rebuilt with an effective build date of 2013, the home was reconstructed to current code, including high-efficiency furnace and A/C (installed 2023), electrical, plumbing, insulation, drywall and every finish, tastefully redone with a clean, sophisticated coastal vibe, and meticulously maintained ever since. The result is the ease of newer construction paired with an irreplaceable waterfront setting. Enter through the private gated courtyard to a custom Knotty Walnut front door with a nautical stained glass side panel, where Hickory wood floors lead you into an entertainer's dream. The gourmet chef's kitchen offers ample quartz counter space and a Thermador appliance suite, including a 6-burner range with double ovens and all the bells and whistles, stainless steel fridge and dishwasher, and flows into a custom-built wine and entertaining area with custom cherry cabinets and climate-controlled wine storage. A custom stacked-stone fireplace adds warmth to the living space, while views stretch across the waterway, boat slips and evening sunsets. A powder room is downstairs for convenience, and large sliding glass doors open to a renovated, spacious private patio with gated access to the boat slip and dock storage below for all your water toys.

Upstairs, three bedrooms include a primary suite with spectacular views and its own private bath, plus two spacious guest bedrooms, both with closet organizers, one with vaulted ceilings and one perfect for a home office or den, and a beautifully appointed guest bath. A full-size indoor laundry area, with washer and dryer included, is also upstairs. A detached two-car garage adjacent to the home provides parking and storage. Morning coffee on the water, sunset evenings as the boats glide past, and weekends cruising the coast: this is the Huntington Harbour lifestyle at its finest. Excellent schools, easy freeway access, nearby dining and shopping, and just minutes to Bolsa Chica State Beach make this a perfect coastal retreat.

Property details for 3866 Montego

This 3-bedroom, 3-bath single-family home sits in the Seagate neighborhood of Huntington Beach in Orange County. It offers 1,836 square feet of living space and is listed at $1,998,988, about $1,089 per square foot. The home was built in 1974. The MLS record lists the assessor parcel number as 178-642-11. Highlights include ocean and marina views, ocean frontage, a community pool and spa, a fireplace, a two-car garage, and a 1,512-square-foot lot. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$1,998,988
Days On Site
New Today
Bedrooms
3
Inside Area (SqFt)
1,836 sqft
Total Baths
3
Full Baths
2
Partial Baths
1
Lot Size
1,512 SqFt
Year Built
1974
MLS® Number
PW26218792
Status
Coming Soon
Property Tax
N/A
HOA/Condo/Coop Fees
$880.84 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
PW26218792
Year Built
1974
Living Area (sq ft)
1,836
Living Area Source
Assessor
Lot Size (sq ft)
1,512
Lot Size (acres)
0.0347
Levels
Two
Bedrooms
3
Full Baths
2
Half Baths
1
Garage Spaces
2
Parking Spaces
2
View
Canal, Marina, Ocean, Panoramic, Water
HOA Dues
$880.84
HOA Frequency
Monthly
HOA Name
Westchester Bay
Parcel Number
17864211
Listing Terms
Standard, Trust

Interior Features

Interior Features
Ceiling Fans, Crown Molding, Separate Formal Dining Room, Granite Counters, High Ceilings, Recessed Lighting, All Bedrooms Up, Primary Suite, Walk In Closets
Appliances
Six Burner Stove, Dishwasher, Disposal, Gas Oven, Gas Range, Refrigerator, Range Hood, Water To Refrigerator, Water Heater
Flooring
Carpet, Tile, Wood
Heating
Central
Cooling
Central Air
Fireplace
Gas, Living Room
Laundry
Washer Hookup, Gas Dryer Hookup, Inside, Upper Level
Main Level Bathrooms
1
Entry Level
1
Common Walls
Two Common Walls Or More
Windows
Double Pane Windows, Screens
Accessibility
None
Rooms
Other, Bathroom, Kitchen, Dining Room, Primary Bedroom, Entry Foyer, Laundry, Bedroom, Living Room, Primary Bathroom

Exterior Features

Architectural Style
Cape Cod, Patio Home
Exterior Features
Boat Slip
Lot Features
Landscaped, Sprinkler System
Patio and Porch
Deck, Front Porch, Open, Patio
Parking
Assigned, Garage
Pool Features
Association
Spa
Association
Sewer
Public Sewer
Water
Public
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Condition
Updated Remodeled, Turnkey
Units
1

Community Features

Subdivision
Seagate (SEAG)
Community Features
Curbs, Street Lights, Suburban
Association Amenities
Call For Rules, Dock, Maintenance Grounds, Management, Maintenance Front Yard, Other Courts, Pickleball, Pool, Spa Hot Tub, Trash
Security
Carbon Monoxide Detectors, Smoke Detectors, Security Lights

The record

Property History for 3866 Montego

DateEventPriceNote
Oct 8, 2026 Listed for sale $1,998,988

No prior MLS sales on record for this home since 2012.

Cost of ownership

Estimated monthly payment

7.28% · 30-yr fixed
$
$16,456/mo
10% down · 30-year fixed · $199,899 down
Principal & interest$12,310
Mortgage insurance (est., over 80% LTV)$750
Property tax (est. 1.16%)$1,932
Home insurance (rough est., varies widely)$583
HOA from listing$881
$14,338/mo
20% down · 30-year fixed · $399,798 down
Principal & interest$10,942
Property tax (est. 1.16%)$1,932
Home insurance (rough est., varies widely)$583
HOA from listing$881
$12,970/mo
30% down · 30-year fixed · $599,696 down
Principal & interest$9,574
Property tax (est. 1.16%)$1,932
Home insurance (rough est., varies widely)$583
HOA from listing$881
Estimated carrying cost
$3,396/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.16%)$1,932
Home insurance (rough est., varies widely)$583
HOA from listing$881

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.28% (week of Oct 1, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Huntington Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 3866 Montego

Want to see 3866 Montego in person? We have guided buyers through Seagate and the wider Huntington Beach market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

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Selling near 3866 Montego

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The neighborhood

About Huntington Beach

Huntington Beach stretches along the Pacific coast in Orange County, anchored by its landmark pier, the Bolsa Chica Ecological Reserve, and Huntington Central Park, the largest city-owned park in the county. Nicknamed Surf City USA, the community spans beachfront blocks, the waterways of Huntington Harbour, and inland neighborhoods within the Huntington Beach Union High School District.

Seagate home sales, past 12 months

Homes sold
8
Median price
$1,455,000
Median days on market
54
Median per sq ft
$741

Recorded MLS closings of single-family homes, Oct 3, 2025 to Oct 3, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Seagate sales

This home, asking 12-month median Recent sales, listed below

At $1,089 per square foot, this home's asking price is 47% above the Seagate median of $741 for single-family homes that closed in the past 12 months.

Recent Seagate sales

AddressClosedPriceSq ftPer sq ftDays on market
3742 Montego Sep 29, 2026 $1,470,000 1,890 $778 28
3672 Montego Drive Aug 7, 2026 $1,205,000 1,818 $663 9
3762 Montego Jun 18, 2026 $1,592,500 2,047 $778 7
3572 Bravata Jun 2, 2026 $1,419,000 2,493 $569 90
3436 Bravata Drive May 29, 2026 $1,375,000 2,057 $668 117

Schools

Schools for 3866 Montego

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Harbor View
Middle
Marina View
High
Marina
District
Huntington Beach Union High

Living in Huntington Beach covers its schools, parks and beaches.

Location

Location

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Listed by Noelle Longmeyer of Y Realty

Listing information updated Oct 9, 2026 at 8:07 AM PT. Source: CRMLS.

Call (949) 494-8830