R. Clark Smith IV

“The past year or so has shown how valuable real estate is in the country, both to our nation’s economy and to individuals who have been given an opportunity to rethink their location and redesign their lifestyle,” NAR President Vince Malta TOP STORY: A New Appreciation The old saying “be careful what you wish for” … Read more

It’s important to have the right people by your side when you’re ready to buy a home. Consider reaching, out to a housing counselor, real estate agent and lender to help you achieve r your homeownership goals. Freddie Mac TOP STORY: The Nation’s Monetary Monitor The year was 1790, the War for Independence had ended, … Read more

“Contrary to what many have predicted, the millennial generation may riot be a new tribe with housing preferences and a culture unlike any other generation. They seem to be mimicking the actions of their parents in many ways.” Home Innovation Research Labs TOP STORY: The “New Normal” If there were a reward for the most … Read more

“The year 2020 was filled with challenges and full of surprises,” said Lawrence Yun, NAR chief economist. “One astonishing, development was the hot housing market as consumers eyed record-low mortgage rates and reconsidered what a home should be in a new economy with flexible work-from-home schedules.” TOP STORY: Our Homes: Past, Present & Future Our … Read more

With the cost of borrowing at historic lows, buying a home makes more sense than renting for many first-time buyers. As such, more than half of all first-time buyers purchased a home because they were tired of renting. For repeat buyers, 25% said their primary reason for buying was a desire for a larger home, … Read more

With the cost of borrowing at historic lows, buying a home makes more sense than renting for many first-time buyers. As such, more than half of all first-time buyers purchased a home because they were tired of renting. For repeat buyers, 25% said their primary reason for buying was a desire for a larger home, … Read more

With the cost of borrowing at historic lows, buying a home makes more sense than renting for many first-time buyers. As such, more than half of all first-time buyers purchased a home because they were tired of renting. For repeat buyers, 25% said their primary reason for buying was a desire for a larger home, … Read more

“While Baby Boomers tend to be satisfied with their current housing situation, younger generations are still struggling to determine whether to rent or purchase a home, largely due to lack of supply and affordability constraints.” David Brickman, CEO of Freddie Mac TOP STORY: Changes to Credit Scoring Lenders tend to be fussy about their money. … Read more