306 Loma Terrace, Laguna Beach, CA 92651
- 4 beds
- 3 baths
- 1,876 sq ft
- 5,110 sq ft lot
- Built 2027
$4,480,000
The home
About 306 Loma Terrace
NEW CONSTRUCTION | DOWNTOWN LAGUNA BEACH | ELEVATOR | 4 BEDROOMS | WALKABLE VILLAGE LIFESTYLE | A rare opportunity to own a newly constructed residence in the heart of Laguna Beach's coveted Downtown Village. 306 Loma Terrace offers the ideal combination of modern architecture, elevated finishes, effortless walkability and the quintessential Laguna Beach coastal lifestyle. Ideally positioned near Main Beach, Heisler Park, world-class art galleries, restaurants, cafes, museums, and Laguna Beach's celebrated cultural events, this 4 bedroom residence is designed for those seeking the convenience and character of living in the heart of Laguna Beach. The residence features two en-suite primary bedrooms, including one conveniently located on the main living level. The two additional guest bedrooms share a thoughtfully designed Jack-and-Jill bathroom. Additionally, there is a dedicated study / office / yoga room. This home provides a 2 car garage with a hydraulic elevator connecting the garage to both levels of living space, offering an unusually convenient living experience for downtown Laguna Beach. With elevator access to each floor, the residence provides the ease and functionality of a single level living experience. Designed for contemporary coastal living, the open concept main living areas feature high ceilings, custom cabinetry, recessed lighting, quartz countertops and a sophisticated kitchen and living environment. The kitchen will be appointed with high-end appliances, while elevated finishes and modern systems are incorporated throughout the home. Modern amenities include central air conditioning and heating, an electric fireplace, Control4 home automation, pre-wiring for high-speed internet and a CCTV security system. Off the main floor, a gas-heated spa creates a private setting for relaxing or entertaining. One of the most compelling aspects of this home is its location. From 306 Loma Terrace, residents can embrace the rare walkable and golf-cart-friendly lifestyle of Downtown Laguna Beach, with convenient access to Main Beach, Heisler Park, Laguna Beach Museum, local art galleries, restaurants, coffee shops, boutiques and the village's year-round cultural scene. The home is also ideally situated for enjoying signature Laguna Beach events and destinations including the Pageant of the Masters and Sawdust Art Festival. For buyers searching for new construction in Laguna Beach, a luxury home near Main Beach, a walkable Downtown Laguna Beach residence or a modern coastal home with an elevator, 306 Loma Terrace represents an exceptional opportunity to experience the best of Laguna Beach in a newly built residence where architecture, modern convenience and Village walkability converge.
Property details for 306 Loma Terrace
This 4-bedroom, 3-bath single-family home sits in Laguna Beach in Orange County. It offers 1,876 square feet of living space and is listed at $4,480,000, about $2,388 per square foot. The home was built in 2027. The MLS record lists the assessor parcel number as 641-281-12. Highlights include ocean and panoramic views, a private spa, a fireplace, an attached two-car garage, a 5,110-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $4,480,000
- Days On Site
- 70 Days
- Bedrooms
- 4
- Inside Area (SqFt)
- 1,876 sqft
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- N/A
- Lot Size
- 5,110 SqFt
- Year Built
- 2027
- MLS® Number
- 26868255
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- N/A
- Sq Ft Source
- Plans
General Features
- Property Type
- Single Family Residence
- MLS Number
- 26868255
- Year Built
- 2027
- Living Area (sq ft)
- 1,876
- Living Area Source
- Plans
- Lot Size (sq ft)
- 5,110
- Lot Size (acres)
- 0.1173
- Levels
- Multi Split
- Bedrooms
- 4
- Full Baths
- 3
- Garage Spaces
- 2
- Parking Spaces
- 4
- View
- City Lights, Hills, Ocean, Panoramic
- Parcel Number
- 64128112
- On Market Date
- 2026-08-03
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Separate Formal Dining Room, Elevator, High Ceilings, Open Floorplan, Recessed Lighting, Jack And Jill Bath
- Appliances
- Convection Oven, Microwave, Oven, Refrigerator
- Flooring
- Tile
- Heating
- Central, Fireplaces
- Cooling
- Central Air
- Fireplace
- Gas
- Laundry
- Stacked
- Common Walls
- No Common Walls
- Furnished
- Unfurnished
- Rooms
- Bathroom, Kitchen, Dining Room
Exterior Features
- Architectural Style
- Modern
- Roof
- Metal
- Construction
- Concrete, Stucco
- Foundation
- Concrete Perimeter
- Patio and Porch
- Deck
- Parking
- Door Multi, Direct Access, Driveway, Garage, Private
- Fencing
- None
- Pool Features
- None
- Spa
- Heated, Private
- Condition
- Under Construction
The record
Property History for 306 Loma Terrace
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 3, 2026 | Listed for sale | $4,480,000 | |
| Jun 7, 2013 | Sold | $395,000 | Westend Properties |
Cost of ownership
Estimated monthly payment
7.40% · 30-yr fixed$
$35,011/mo
10% down · 30-year fixed · $448,000 down
Principal & interest$27,917
Mortgage insurance (est., over 80% LTV)$1,680
Property tax (est. 1.1%)$4,107
Home insurance (rough est., varies widely)$1,307
HOANot reported, not included
$30,229/mo
20% down · 30-year fixed · $896,000 down
Principal & interest$24,815
Property tax (est. 1.1%)$4,107
Home insurance (rough est., varies widely)$1,307
HOANot reported, not included
$27,127/mo
30% down · 30-year fixed · $1,344,000 down
Principal & interest$21,713
Property tax (est. 1.1%)$4,107
Home insurance (rough est., varies widely)$1,307
HOANot reported, not included
Estimated carrying cost
$5,414/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.1%)$4,107
Home insurance (rough est., varies widely)$1,307
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.40% (week of Oct 8, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 306 Loma Terrace
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The neighborhood
About Laguna Beach
Laguna Beach is a coastal Orange County city set along a shoreline of coves and bluffs, with beaches including Main Beach, Heisler Park, and Crystal Cove State Park reached from Pacific Coast Highway. Rooted in an early-1900s artists' colony, it hosts the Festival of Arts and Pageant of the Masters within the Laguna Beach Unified School District.
Laguna Beach home sales, past 12 months
- Homes sold
- 263
- Median price
- $3,300,000
- Median days on market
- 35
- Median per sq ft
- $1,570
Recorded MLS closings of single-family homes, Oct 5, 2025 to Oct 5, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Laguna Beach sales
At $2,388 per square foot, this home's asking price is 52% above the Laguna Beach median of $1,570 for single-family homes that closed in the past 12 months.
Recent Laguna Beach sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 31962 Sunset | Oct 5, 2026 | $3,295,000 | 1,300 | $2,535 | 5 |
| 885 Tia Juana Street | Oct 5, 2026 | $2,120,000 | 1,771 | $1,197 | 97 |
| 31876 Circle | Oct 2, 2026 | $4,000,000 | 2,713 | $1,474 | 6 |
| 1401 Bounty Way | Oct 1, 2026 | $5,075,000 | 3,332 | $1,523 | 158 |
| 2665 Victoria Drive | Oct 1, 2026 | $17,250,000 | 5,467 | $3,155 | 71 |
Schools
School District for 306 Loma Terrace
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Laguna Beach Unified.
Moving to Laguna Beach covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 306 Loma Terrace, Laguna Beach
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Listed by Jessica Gannon of Real Broker
Listing information updated Sep 1, 2026 at 5:17 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.