346 Gulf Stream, Costa Mesa, CA 92627
- 4 beds
- 4 baths
- 2,575 sq ft
- 4,661 sq ft lot
- Built 2006
$1,695,000
Est. $11,540/mo with 20% down, 30-year fixed
$658 a sq ft against a $959 Costa Mesa median. Ask how it comparesSubdivision Bungalows at Bay Street
This property is also on the market under MLS NP26162354 (Residential Lease).
The home
About 346 Gulf Stream
Located within a 36 home STORYBOOK community of BUNGALOWS AT BAY STREET , this spacious 4 bedroom, 3 1/2 bath is on an ample private oversized premium lot. Granite kitchen with stainless steel appliances and refrigerator. Five burner gas cooktop, built in desk, breakfast nook, breakfast bar and abundant storage is adjacent to the family room with fireplace. Separate formal dining room (could be perfect home office) and living room. Primary suite has a separate shower, oversized soaking tub and Capacious walk-in closet. Two secondary bedrooms share a Jack and Jill bathroom. In addition, there is a separate fourth bedroom with a private bath. Separate game room or loft area and upstairs as well as a laundry room with sink. Vinyl plank flooring throughout except for bedrooms. FULL SIZED driveway for two additional cars. Large private rear yard has a 12x20 patio overlooking the lush lawn area. Lowest price in zip code for similar square footage.This community features a tot lot and VERY low HOA fee of ONLY $165/mo. Conveniently located just half a mile from Triangle Square and 2.8 miles to the beach! Buyer to cooperate in a 1031 tax free exchange at no cost to buyer.
Property details for 346 Gulf Stream
This 4-bedroom, 4-bath single-family home sits in the Bungalows at Bay Street neighborhood of Costa Mesa in Orange County. It has 2,575 square feet of living space on a 4,661-square-foot lot and is listed at $1,695,000, about $658 per square foot. The home was built in 2006. The MLS record lists the assessor parcel number as 419-251-04. Highlights include a fireplace, single-story living, an attached two-car garage, central air, and cottage architecture.
Photographs
Photos of 346 Gulf Stream, Costa Mesa
Specifications
Home Details
General Features
- Property Type
- Single Family Residence
- MLS Number
- NP26168789
- Year Built
- 2006
- Builder
- Richmand America
- Living Area (sq ft)
- 2,575
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 4,661
- Lot Size (acres)
- 0.107
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 6
- View
- None
- HOA Dues
- $165
- HOA Frequency
- Monthly
- HOA Name
- Bungalows at Bay Street
- Parcel Number
- 41925104
- On Market Date
- 2026-08-05
- Listing Terms
- Standard
Interior Features
- Interior Features
- Breakfast Bar, Breakfast Area, Separate Formal Dining Room, Open Floorplan, Storage, All Bedrooms Up, Dressing Area, Jack And Jill Bath, Loft, Utility Room, Walk In Closets
- Appliances
- Convection Oven, Dishwasher, Exhaust Fan, Electric Oven, Gas Range, Microwave, Range Hood, Self Cleaning Oven, Water To Refrigerator, Water Heater
- Flooring
- Carpet, Vinyl
- Heating
- Central, Forced Air, Fireplaces
- Cooling
- Central Air
- Fireplace
- Family Room, Gas, Gas Starter, Masonry
- Laundry
- Washer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Upper Level
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Rooms
- Bathroom, Family Room, Kitchen, Dining Room, Other, Primary Bedroom, Utility Room, Laundry, Bedroom, Living Room
Exterior Features
- Architectural Style
- Cottage, Ranch
- Roof
- Concrete, Tile
- Construction
- Drywall, Stucco
- Foundation
- Slab
- Lot Features
- Front Yard, Sprinklers In Rear, Sprinklers In Front, Rectangular Lot, Sprinklers Timer, Sprinkler System, Yard
- Patio and Porch
- Concrete, Patio
- Parking
- Door Multi, Driveway, Garage
- Fencing
- Stone, Wood
- Pool Features
- None
- Spa
- None
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Phone Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
- Condition
- Termite Clearance
- Units
- 1
Community Features
- Subdivision
- Bungalows at Bay Street
- Community Features
- Suburban
- Association Amenities
- Playground
The record
Property History for 346 Gulf Stream
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 4, 2026 | Price reduced | $1,695,000 | From $1,750,000 |
| Oct 12, 2026 | Price reduced | $1,750,000 | From $1,850,000 |
| Aug 5, 2026 | Listed for sale | $1,850,000 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 346 Gulf Stream
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0268J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones map, Newport Beach quadrangle, released July 1, 1986. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Newport Beach quadrangle, released April 15, 1998. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Newport Beach quadrangle, released April 15, 1998. Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: AT&T, up to 5,000 Mbps, at 3 of 69 residential locations in this census block. Fiber: Spectrum, up to 1,000 Mbps, at 4 of 69. Cable: Spectrum, up to 1,000 Mbps, at 57 of 69.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590637021000, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.3 miles away (1 Level 2 port). 401 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.18% · 30-yr fixed$
$13,324/mo
10% down · 30-year fixed · $169,500 down
Principal & interest$10,334
Mortgage insurance (est., over 80% LTV)$636
Property tax (est. 1.2%)$1,695
Home insurance (rough est., varies widely)$494
HOA from listing$165
$11,540/mo
20% down · 30-year fixed · $339,000 down
Principal & interest$9,186
Property tax (est. 1.2%)$1,695
Home insurance (rough est., varies widely)$494
HOA from listing$165
$10,392/mo
30% down · 30-year fixed · $508,500 down
Principal & interest$8,038
Property tax (est. 1.2%)$1,695
Home insurance (rough est., varies widely)$494
HOA from listing$165
Estimated carrying cost
$2,354/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.2%)$1,695
Home insurance (rough est., varies widely)$494
HOA from listing$165
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.18% (week of Nov 5, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Costa Mesa rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 346 Gulf Stream
Want to see 346 Gulf Stream in person? We have guided buyers through Bungalows at Bay Street and the wider Costa Mesa market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 346 Gulf Stream
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The neighborhood
About Costa Mesa
Costa Mesa sits on the coastal tableland of central Orange County, bordered by Santa Ana, Huntington Beach, and Newport Beach, with its southern edge about a mile from the Pacific. South Coast Plaza, the Segerstrom Center for the Arts, the Orange County Fairgrounds, Orange Coast College, and the Eastside and Mesa Verde neighborhoods all fall within the Newport-Mesa Unified School District.
Costa Mesa home sales, past 12 months
- Homes sold
- 429
- Median price
- $1,650,000
- Median days on market
- 11
- Median per sq ft
- $959
Recorded MLS closings of single-family homes, Oct 30, 2025 to Oct 30, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Costa Mesa sales
At $658 per square foot, this home's asking price is 31% below the Costa Mesa median of $959 for single-family homes that closed in the past 12 months.
Recent Costa Mesa sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 289 23rd Street | Oct 30, 2026 | $2,230,000 | 2,600 | $858 | 82 |
| 2123 Wallace | Oct 30, 2026 | $1,100,000 | 1,618 | $680 | 0 |
| 2033 Goldeneye Place | Oct 29, 2026 | $2,475,000 | 2,905 | $852 | 0 |
| 2101 Two Harbors | Oct 28, 2026 | $1,680,000 | 2,362 | $711 | 18 |
| 2336 Cynthia Court | Oct 26, 2026 | $1,700,000 | 1,792 | $949 | 45 |
Schools
Schools for 346 Gulf Stream
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- College Park
- Middle
- Costa Mesa
- High
- Costa Mesa
- District
- Newport Mesa Unified
Living in Costa Mesa covers its schools, parks and beaches.
Location
Location
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Listed by Alan Trider of Trider Real Estate
Listing information updated Nov 4, 2026 at 3:53 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.