228 20th Street, Huntington Beach, CA 92648
- 4 beds
- 4 baths
- 2,445 sq ft
- 2,938 sq ft lot
- Built 1976
$1,950,000
Est. $13,022/mo with 20% down, 30-year fixed
$798 a sq ft against a $884 Downtown Area median. Ask how it comparesSubdivision Downtown Area
75 single-family homes sold in the past 12 months · median $2,100,000
Open house
Open House
The home
About 228 20th Street
Discover coastal living at its finest in this smartly designed home at 228 20th Street, Huntington Beach. This spacious 4-bedroom, 3.5-bathroom residence, boasting high ceilings and stylish laminate floors, offers an exceptional opportunity for those seeking a serene yet vibrant lifestyle. Every inch of this home has been tastefully upgraded, creating a cool and luxurious feel throughout. With an attached garage providing practical convenience, the home is ideally positioned just 2 blocks from the beach, where ocean breezes and panoramic views enrich daily life.
Emphasizing both luxury and potential, this property holds the possibility of a short-term rental permit, offering a lucrative income stream. Its prime location ensures you're moments away from world-class shopping, rejuvenating spas, and delectable dining experiences. This residence is not just a home—it's a lifestyle choice waiting to be made.
Property details for 228 20th Street
This 4-bedroom, 4-bath single-family home sits in the Downtown Area neighborhood of Huntington Beach in Orange County. It has 2,445 square feet of living space on a 2,938-square-foot lot and is listed at $1,950,000, about $798 per square foot. The home was built in 1976. The MLS record lists the assessor parcel number as 023-134-21. Highlights include coastline and city lights views, an attached one-car garage, central air, and modern architecture.
Photographs
Photos of 228 20th Street, Huntington Beach
Specifications
Home Details
General Features
- Property Type
- Single Family Residence
- MLS Number
- NP26238549
- Year Built
- 1976
- Living Area (sq ft)
- 2,445
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 2,938
- Lot Size (acres)
- 0.0674
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- City Lights, Coastline
- Parcel Number
- 02313421
- On Market Date
- 2026-11-06
- Listing Terms
- Standard
Interior Features
- Interior Features
- Built In Features, Open Floorplan, Pantry, All Bedrooms Up, Dressing Area, Walk In Pantry, Walk In Closets
- Appliances
- Range Hood
- Flooring
- Laminate
- Cooling
- Central Air
- Fireplace
- None
- Laundry
- Upper Level
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- One Common Wall
- Rooms
- Other, Kitchen, Primary Bedroom, Pantry, Bedroom, Living Room, Primary Bathroom
Exterior Features
- Architectural Style
- Modern
- Lot Features
- Zero To One Unit Acre
- Pool Features
- None
- Spa
- None
- Sewer
- Public Sewer
- Water
- Public
- Units
- 1
Community Features
- Subdivision
- Downtown Area (DOWN)
- Community Features
- Biking, Curbs, Dog Park, Hiking, Park
The record
Property History for 228 20th Street
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 6, 2026 | Listed for sale | $1,950,000 | |
| Nov 22, 2022 | Sold | $2,300,000 | First Team Real Estate - OC |
| Mar 24, 2022 | Sold | $1,180,000 | A2Z Homes, Inc. |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 228 20th Street
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0242K effective March 21, 2019. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones map, Seal Beach quadrangle, released July 1, 1986. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Seal Beach quadrangle, released March 25, 1999. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Seal Beach quadrangle, released March 25, 1999. Checked October 15, 2026.
- Tsunami hazard area
Outside the Tsunami Hazard Area on the State's evacuation planning map.
California Geological Survey and Cal OES, Tsunami Hazard Area map for Orange County (2021). Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: Frontier, up to 7,000 Mbps, at 16 of 20 residential locations in this census block. Cable: Spectrum, up to 1,000 Mbps, at 20 of 20. Fixed wireless: Cosmo Network Solutions, LLC, up to 250 Mbps, at 20 of 20.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590993101027, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.9 miles away (ChargePoint, 2 Level 2 ports). 83 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.18% · 30-yr fixed$
$15,074/mo
10% down · 30-year fixed · $195,000 down
Principal & interest$11,889
Mortgage insurance (est., over 80% LTV)$731
Property tax (est. 1.16%)$1,885
Home insurance (rough est., varies widely)$569
HOANot reported, not included
$13,022/mo
20% down · 30-year fixed · $390,000 down
Principal & interest$10,568
Property tax (est. 1.16%)$1,885
Home insurance (rough est., varies widely)$569
HOANot reported, not included
$11,701/mo
30% down · 30-year fixed · $585,000 down
Principal & interest$9,247
Property tax (est. 1.16%)$1,885
Home insurance (rough est., varies widely)$569
HOANot reported, not included
Estimated carrying cost
$2,454/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.16%)$1,885
Home insurance (rough est., varies widely)$569
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.18% (week of Nov 5, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Huntington Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 228 20th Street
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Selling near 228 20th Street
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The neighborhood
About Huntington Beach
Huntington Beach stretches along the Pacific coast in Orange County, anchored by its landmark pier, the Bolsa Chica Ecological Reserve, and Huntington Central Park, the largest city-owned park in the county. Nicknamed Surf City USA, the community spans beachfront blocks, the waterways of Huntington Harbour, and inland neighborhoods within the Huntington Beach Union High School District.
Downtown Area home sales, past 12 months
- Homes sold
- 75
- Median price
- $2,100,000
- Median days on market
- 25
- Median per sq ft
- $884
Recorded MLS closings of single-family homes, Oct 30, 2025 to Oct 30, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Downtown Area sales
At $798 per square foot, this home's asking price is 10% below the Downtown Area median of $884 for single-family homes that closed in the past 12 months.
Recent Downtown Area sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 613 9th | Oct 30, 2026 | $2,150,000 | 2,636 | $816 | 111 |
| 1014 England Street | Oct 29, 2026 | $1,750,000 | 2,594 | $675 | 121 |
| 803 Frankfort Avenue | Oct 23, 2026 | $1,890,000 | 2,208 | $856 | 2 |
| 414 9th | Oct 13, 2026 | $3,160,000 | 2,861 | $1,105 | 137 |
| 1216 Lake Street | Oct 8, 2026 | $1,625,000 | 1,985 | $819 | 0 |
See the 46 other homes for sale Huntington Beach housing market
Schools
Schools for 228 20th Street
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Smith
- Middle
- Dwyer
- High
- Huntington Beach
- District
- Huntington Beach Union High
Living in Huntington Beach covers its schools, parks and beaches.
Location
Location
Nearby listings
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Nearby sales
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Listed by Alexander Turner of LPT Realty, Inc
Listing information updated Nov 6, 2026 at 9:43 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.