REALATRENDS REAL ESTATE SERVICES, INC 949·494·8830
REALATRENDS

For Sale|TownhouseActive

103 Camino Del Oro, Rancho Santa Margarita, CA 92688

  • 2 beds
  • 2 baths
  • 1,110 sq ft
  • Built 1991

MLS# OC26209618 · Listed Sep 27, 2026 · 7 Days On Site

The home

About 103 Camino Del Oro

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

Property details for 103 Camino Del Oro

This 2-bedroom, 2-bath townhome sits in the Cabo Vista neighborhood of Rancho Santa Margarita in Orange County. It offers 1,110 square feet of living space and is listed at $695,000, about $626 per square foot. The home was built in 1991. The MLS record lists the assessor parcel number as 933-744-54. Highlights include a community pool and spa, a fireplace, an attached one-car garage, central air, and a turnkey home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$695,000
Days On Site
7 Days
Bedrooms
2
Inside Area (SqFt)
1,110 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
N/A
Year Built
1991
MLS® Number
OC26209618
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$768 monthly
Sq Ft Source
Assessor

General Features

Property Type
Townhouse
MLS Number
OC26209618
Year Built
1991
Living Area (sq ft)
1,110
Living Area Source
Assessor
Lot Size (sq ft)
25,172
Lot Size (acres)
0.5779
Levels
Three Or More
Bedrooms
2
Full Baths
2
Garage Spaces
1
Parking Spaces
1
View
Neighborhood
HOA Dues
$677
HOA Frequency
Monthly
HOA Name
Cabo Vista
Parcel Number
93374454
On Market Date
2026-09-27
Listing Terms
Standard

Interior Features

Interior Features
Breakfast Bar, Balcony, Cathedral Ceilings, Open Floorplan, Main Level Primary
Flooring
Wood
Heating
Central
Cooling
Central Air
Fireplace
Family Room
Laundry
Gas Dryer Hookup, Inside
Main Level Bedrooms
1
Main Level Bathrooms
1
Entry Level
1
Common Walls
Two Common Walls Or More, End Unit, No One Above, No One Below
Accessibility
None
Rooms
Primary Bedroom, Bathroom, Kitchen

Exterior Features

Roof
Spanish Tile
Parking
Direct Access, Garage
Pool Features
Association
Spa
Association
Sewer
Public Sewer
Water
Public
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Condition
Turnkey
Units
210

Community Features

Subdivision
Cabo Vista (CVS)
Community Features
Street Lights
Association Amenities
Maintenance Front Yard, Outdoor Cooking Area, Picnic Area, Spa Hot Tub, Trash
Security
Carbon Monoxide Detectors, Smoke Detectors
Second HOA Dues
$91
Second HOA Name
Samlarc

The record

Property History for 103 Camino Del Oro

DateEventPriceNote
Sep 27, 2026 Listed for sale $695,000
Apr 8, 2021 Sold $525,000 Keller Williams Realty
Apr 16, 2018 Sold $439,000 Re/Max Cornerstone
Jan 21, 2015 Sold $320,000 First Team Real Estate

Cost of ownership

Estimated monthly payment

7.03% · 30-yr fixed
$
$6,003/mo
10% down · 30-year fixed · $69,500 down
Principal & interest$4,174
Mortgage insurance (est., over 80% LTV)$261
Property tax (est. 1.03%)$597
Home insurance (rough est., varies widely)$203
HOA from listing$768
$5,278/mo
20% down · 30-year fixed · $139,000 down
Principal & interest$3,710
Property tax (est. 1.03%)$597
Home insurance (rough est., varies widely)$203
HOA from listing$768
$4,815/mo
30% down · 30-year fixed · $208,500 down
Principal & interest$3,247
Property tax (est. 1.03%)$597
Home insurance (rough est., varies widely)$203
HOA from listing$768
Estimated carrying cost
$1,568/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$597
Home insurance (rough est., varies widely)$203
HOA from listing$768

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 103 Camino Del Oro

Want to see 103 Camino Del Oro in person? We have guided buyers through Cabo Vista and the wider Rancho Santa Margarita market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

Call (949) 494-8830

Selling near 103 Camino Del Oro

Thinking of selling nearby? We bring current Cabo Vista sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

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The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
47
Median price
$879,000
Median days on market
20
Median per sq ft
$604

Recorded MLS closings of townhomes, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Rancho Santa Margarita sales

This home, asking 12-month median Recent sales, listed below

At $626 per square foot, this home's asking price is close to the Rancho Santa Margarita median of $604 for townhomes that closed in the past 12 months.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
6 Colibri Aug 31, 2026 $915,000 1,531 $598 3
95 Pasto Rico Aug 28, 2026 $825,000 1,329 $621 36
229 Seacountry Aug 28, 2026 $860,000 1,541 $558 204
14 Brisa Ribera Aug 26, 2026 $700,000 922 $759 32
155 Seacountry Aug 13, 2026 $725,000 1,080 $671 12

Schools

Schools for 103 Camino Del Oro

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Mel Hghts
Middle
Rancho Santa Margarita
High
Trabucco Hills
District
Saddleback Valley Unified

Living in Rancho Santa Margarita covers its schools, parks and beaches.

Location

Location

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Listed by Scott Alden of eXp Realty of California Inc

Listing information updated Oct 3, 2026 at 4:42 PM PT. Source: CRMLS.

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