$3,150,000
406 ClubhouseNewport Beach, CA 92663Finley
514 W Balboa, Newport Beach, CA 92661
$2,995,000
252 Days On Site
Est. $19,430/mo with 20% down, 30-year fixed
- Sq Ft
- 2,364
- Per Sq Ft
- $1,267
- Built
- 1964
- Garage
- 4-car
Call Clark Smith (949) 494-8830
About 514 W Balboa
Rare coastal investment property located on West Balboa Boulevard, directly across from the beach and boardwalk in the highly desirable Balboa Peninsula. This classic two-story mixed-use building offers diversified income in one of Southern California’s most sought-after beachfront markets.
The upper level features two residential units currently tenant-occupied, providing steady residential income and the flexibility for future owner occupancy or continued rental operations. The ground floor is leased to an established restaurant tenant, delivering consistent commercial cash flow and benefiting from strong foot traffic in this prime coastal corridor.
• Prime beachfront location near the Balboa Pier, Fun Zone, shops, and dining
• Mixed-use zoning supporting both residential and commercial use
• Two income-producing residential units upstairs
• Tenant-occupied restaurant space on the ground floor
• Potential roof terrace and outdoor space adding lifestyle and value appeal
This property presents an exceptional opportunity for investors seeking immediate income from both residential and commercial tenants, while also offering the option for an owner to occupy a residential unit in the future. Positioned in a high-visibility, high-demand coastal market, this asset combines long-term stability with upside potential in a truly premier Newport Beach location.
Property details for 514 W Balboa
This home sits in the Balboa Peninsula (Commercial) neighborhood of Newport Beach in Orange County. It offers 2,364 square feet of living space and is listed at $2,995,000, about $1,267 per square foot. The home was built in 1964. The MLS record lists the assessor parcel number as 048-071-10. Highlights include peek-a-boo ocean and city lights views, a four-car garage, and a turnkey home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Home Details
- Price
- $2,995,000
- Days On Site
- 252 Days
- Bedrooms
- N/A
- Inside Area (SqFt)
- 2,364 sqft
- Total Baths
- N/A
- Full Baths
- N/A
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1964
- MLS® Number
- SR25278723
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- N/A
- Sq Ft Source
- N/A
General Features
- Property Type
- Mixed Use
- MLS Number
- SR25278723
- Year Built
- 1964
- Lot Size (sq ft)
- 2,178
- Lot Size (acres)
- 0.05
- Levels
- Two
- Garage Spaces
- 4
- Parking Spaces
- 4
- View
- City Lights, Ocean, Peek A Boo
- Parcel Number
- 04807110
- On Market Date
- 2026-01-18
- Listing Terms
- Standard
Interior Features
- Interior Features
- Beamed Ceilings, Block Walls, In Law Floorplan, All Bedrooms Up
- Laundry
- Common Area, Electric Dryer Hookup, Gas Dryer Hookup, In Garage
- Entry Level
- 1
- Common Walls
- No Common Walls
- Rooms
- Bedroom
Exterior Features
- Exterior Features
- Barbecue
- Roof
- Common Roof
- Construction
- Block
- Foundation
- Slab
- Lot Features
- Near Park, Rectangular Lot
- Parking
- Assigned, Door Multi, Garage
- Pool Features
- None
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
- Condition
- Turnkey
- Faces
- Southwest
- Units
- 3
Community Features
- Subdivision
- Balboa Peninsula (Commercial) (BPCD)
- Community Features
- Biking, Dog Park, Hiking, Storm Drains, Street Lights, Sidewalks, Water Sports, Fishing, Park
Property History for 514 W Balboa
| Date | Event | Price | Note |
|---|---|---|---|
| Jan 18, 2026 | Listed for sale | $3,195,000 | |
| Mar 3, 2022 | Sold | $2,393,000 | Homecoin.com |
About Newport Beach
Set along the Pacific in Orange County, Newport Beach surrounds Newport Harbor, where Balboa Island, Lido Isle, and the Balboa Peninsula frame one of California's largest recreational harbors. The city stretches from the Balboa and Newport piers to Corona del Mar and Fashion Island, within the Newport-Mesa Unified School District.
Estimated monthly payment
6.95% · 30-yr fixed$
$22,536/mo
10% down · 30-year fixed · $299,500 down
Principal & interest$17,843
Mortgage insurance (est., over 80% LTV)$1,123
Property tax (est. 1.08%)$2,696
Home insurance (rough est., varies widely)$874
HOANot reported, not included
$19,430/mo
20% down · 30-year fixed · $599,000 down
Principal & interest$15,860
Property tax (est. 1.08%)$2,696
Home insurance (rough est., varies widely)$874
HOANot reported, not included
$17,448/mo
30% down · 30-year fixed · $898,500 down
Principal & interest$13,878
Property tax (est. 1.08%)$2,696
Home insurance (rough est., varies widely)$874
HOANot reported, not included
Estimated carrying cost
$3,570/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.08%)$2,696
Home insurance (rough est., varies widely)$874
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 6.95% (week of Sep 17, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Newport Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Buying 514 W Balboa
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Location
Photos of 514 W Balboa, Newport Beach
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Listed by Levon Nargizyan of HouseIQ
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
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