$599,900
2Beds2Baths1,026SqFt
23756 BaysideLaguna Niguel, CA 92677
28181 Montecito 50, Laguna Niguel, CA 92677
- 2 beds
- 2 baths
- 826 sq ft
- Built 1984
The home
About 28181 Montecito 50
Unit #50
Located in the highly desirable Villa Mira community of Laguna Niguel, this upper-level 2-bedroom, 2-bath condo offers an incredible opportunity to enjoy the best of South Orange County living. The community features resort-style amenities including two pools, two spas, a clubhouse, and beautifully maintained grounds with recent exterior improvements. Residents enjoy convenient access to the 5 Freeway and 73 Toll Road, making commuting throughout Orange County simple and convenient.
Ideally situated near shopping, dining, entertainment, hiking and biking trails, and just minutes from the coastal destinations of Dana Point and Laguna Beach. Located within the highly regarded Capistrano Unified School District and close to Saddleback College. FHA and VA approved community with no Mello-Roos, making this a fantastic opportunity for both homeowners and investors alike
Property details for 28181 Montecito 50
This 2-bedroom, 2-bath townhome sits in Laguna Niguel in Orange County. It offers 826 square feet of living space and is listed at $600,000, about $726 per square foot. The home was built in 1984. The MLS record lists the assessor parcel number as 939-193-40. Highlights include a community pool, single-story living, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $600,000
- Days On Site
- 146 Days
- Bedrooms
- 2
- Inside Area (SqFt)
- 826 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1984
- MLS® Number
- SW26102777
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $514 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Townhouse
- MLS Number
- SW26102777
- Year Built
- 1984
- Living Area (sq ft)
- 826
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 167,851
- Lot Size (acres)
- 3.8533
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- View
- None
- HOA Dues
- $514
- HOA Frequency
- Monthly
- HOA Name
- n/a
- Parcel Number
- 93919340
- On Market Date
- 2026-05-11
- Listing Terms
- Notice Of Default
Interior Features
- Interior Features
- All Bedrooms Down
- Cooling
- Central Air
- Fireplace
- None
- Laundry
- Common Area
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- One Common Wall
- Rooms
- Bedroom
Exterior Features
- Pool Features
- Community, Association
- Sewer
- Public Sewer
- Water
- Public
- Units
- 1
Community Features
- Community Features
- Biking, Pool
- Association Amenities
- Pool
The record
Property History for 28181 Montecito 50
| Date | Event | Price | Note |
|---|---|---|---|
| May 11, 2026 | Listed for sale | $600,000 |
No prior MLS sales on record for this home since 2012.
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$5,023/mo
10% down · 30-year fixed · $60,000 down
Principal & interest$3,604
Mortgage insurance (est., over 80% LTV)$225
Property tax (est. 1.01%)$505
Home insurance (rough est., varies widely)$175
HOA from listing$514
$4,397/mo
20% down · 30-year fixed · $120,000 down
Principal & interest$3,203
Property tax (est. 1.01%)$505
Home insurance (rough est., varies widely)$175
HOA from listing$514
$3,997/mo
30% down · 30-year fixed · $180,000 down
Principal & interest$2,803
Property tax (est. 1.01%)$505
Home insurance (rough est., varies widely)$175
HOA from listing$514
Estimated carrying cost
$1,194/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$505
Home insurance (rough est., varies widely)$175
HOA from listing$514
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Niguel rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 28181 Montecito 50
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Selling near 28181 Montecito 50
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The neighborhood
About Laguna Niguel
Set in the San Joaquin Hills between Laguna Beach and Dana Point, Laguna Niguel began in 1959 as one of California's first master-planned communities, laid out along Crown Valley Parkway. The city is served by the Capistrano Unified School District and contains Laguna Niguel Regional Park and its lake.
Laguna Niguel home sales, past 12 months
- Homes sold
- 49
- Median price
- $1,060,000
- Median days on market
- 21
- Median per sq ft
- $659
Recorded MLS closings of townhomes, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Laguna Niguel sales
At $726 per square foot, this home's asking price is 10% above the Laguna Niguel median of $659 for townhomes that closed in the past 12 months.
Recent Laguna Niguel sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 23821 Hillhurst Dr 4 | Sep 24, 2026 | $590,000 | 1,200 | $492 | 17 |
| 32395 Outrigger | Sep 22, 2026 | $1,295,000 | 1,660 | $780 | 0 |
| 26 Cameray Heights | Sep 18, 2026 | $870,000 | 1,643 | $530 | 46 |
| 23951 Catamaran | Sep 17, 2026 | $1,385,000 | 1,813 | $764 | 40 |
| 29396 Christiana Way | Sep 8, 2026 | $1,435,000 | 2,035 | $705 | 0 |
Schools
School District for 28181 Montecito 50
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Capistrano Unified.
Living in Laguna Niguel covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 28181 Montecito 50, Laguna Niguel
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Listed by Manuel Salazar of eXp Realty of Southern California, Inc.
Listing information updated Oct 1, 2026 at 12:16 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.