85 Pearl, Laguna Niguel, CA 92677
- 2 beds
- 2 baths
- 873 sq ft
- Built 1983
$555,000
Est. $4,297/mo with 20% down, 30-year fixed
$636 a sq ft against a $648 Crystal Cay median. Ask how it comparesSubdivision Crystal Cay
9 condos sold in the past 12 months · median $500,000
Open house
Open Houses
The home
About 85 Pearl
Natural light fills this upper-level, single-story condo in Laguna Niguel’s Crystal Cay community. With two bedrooms, two bathrooms and approximately 873 square feet, the home features a brand-new HVAC system, luxury vinyl plank flooring and upgraded outlets with built-in USB-C fast charging. The kitchen includes a Bosch stainless steel dishwasher and an electric range with double ovens. The primary suite features a walk-in closet and a tub/shower combination, while the second bathroom has a fully tiled shower with a glass door. The home was also repiped with PEX in 2024. Enjoy morning coffee on the front porch, an afternoon by one of Crystal Cay’s two community pools or an evening walk on the nearby Colinas Bluff Trail. The community also offers a spa and dog park, with groceries, dining and coffee close by. Salt Creek Beach and Dana Point Harbor are a short drive away.
Property details for 85 Pearl
This 2-bedroom, 2-bath condo sits in the Crystal Cay neighborhood of Laguna Niguel in Orange County. It has 873 square feet of living space and is listed at $555,000, about $636 per square foot. The home was built in 1983. The MLS record lists the assessor parcel number as 939-192-73. Highlights include city lights views, a community pool and spa, a fireplace, single-story living, central air, and a turnkey home.
Photographs
Photos of 85 Pearl, Laguna Niguel
Specifications
Home Details
General Features
- Property Type
- Condominium
- MLS Number
- IG26230046
- Year Built
- 1983
- Living Area (sq ft)
- 873
- Living Area Source
- Estimated
- Lot Size (sq ft)
- 224,296
- Lot Size (acres)
- 5.1491
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 1
- Parking Spaces
- 2
- View
- City Lights
- HOA Dues
- $540
- HOA Frequency
- Monthly
- HOA Name
- Crystal Cay
- Parcel Number
- 93919273
- On Market Date
- 2026-11-04
- Listing Terms
- Standard
- HOA fees
- $660 monthly
Interior Features
- Interior Features
- Breakfast Bar
- Appliances
- Dishwasher, Electric Range
- Flooring
- Vinyl
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- Electric Dryer Hookup, Gas Dryer Hookup
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 2
- Common Walls
- Two Common Walls Or More
- Windows
- Blinds
- Rooms
- Laundry, Bathroom, Kitchen, Family Room
Exterior Features
- Architectural Style
- Traditional
- Roof
- Tile
- Foundation
- Slab
- Parking
- Covered, Carport
- Fencing
- None
- Pool Features
- Association
- Spa
- Association
- Sewer
- Public Sewer, Sewer Tap Paid
- Water
- Public
- Utilities
- Electricity Connected, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Crystal Cay (LH) (CC)
- Community Features
- Biking
- Association Amenities
- Dog Park, Picnic Area, Pool, Spa Hot Tub
- Security
- Carbon Monoxide Detectors, Smoke Detectors
- Second HOA Dues
- $120
- Second HOA Name
- Laguna Heights
The record
Property History for 85 Pearl
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 4, 2026 | Listed for sale | $555,000 | |
| Nov 18, 2024 | Sold | $585,000 | Realty One Group West |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 85 Pearl
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0443J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
High Fire Hazard Severity Zone, Local Responsibility Area.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 3 of 3 residential locations in this census block. DSL: AT&T, up to 100 Mbps, at 3 of 3. Fixed wireless: Verizon, up to 300 Mbps, at 3 of 3.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590423155009, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 1.5 miles away (ChargePoint, 2 Level 2 ports). 173 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.18% · 30-yr fixed$
$4,881/mo
10% down · 30-year fixed · $55,500 down
Principal & interest$3,384
Mortgage insurance (est., over 80% LTV)$208
Property tax (est. 1.01%)$467
Home insurance (rough est., varies widely)$162
HOA from listing$660
$4,297/mo
20% down · 30-year fixed · $111,000 down
Principal & interest$3,008
Property tax (est. 1.01%)$467
Home insurance (rough est., varies widely)$162
HOA from listing$660
$3,921/mo
30% down · 30-year fixed · $166,500 down
Principal & interest$2,632
Property tax (est. 1.01%)$467
Home insurance (rough est., varies widely)$162
HOA from listing$660
Estimated carrying cost
$1,289/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$467
Home insurance (rough est., varies widely)$162
HOA from listing$660
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.18% (week of Nov 5, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Niguel rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 85 Pearl
Want to see 85 Pearl in person? We have guided buyers through Crystal Cay and the wider Laguna Niguel market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 85 Pearl
Thinking of selling nearby? We bring current Crystal Cay sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Laguna Niguel
Set in the San Joaquin Hills between Laguna Beach and Dana Point, Laguna Niguel began in 1959 as one of California's first master-planned communities, laid out along Crown Valley Parkway. The city is served by the Capistrano Unified School District and contains Laguna Niguel Regional Park and its lake.
Crystal Cay home sales, past 12 months
- Homes sold
- 9
- Median price
- $500,000
- Median days on market
- 12
- Median per sq ft
- $648
Recorded MLS closings of condos, Oct 30, 2025 to Oct 30, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Crystal Cay sales
At $636 per square foot, this home's asking price is close to the Crystal Cay median of $648 for condos that closed in the past 12 months.
Recent Crystal Cay sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 6 Aruba | Aug 20, 2026 | $587,950 | 915 | $643 | 12 |
| 55 Martinique | Aug 19, 2026 | $480,000 | 791 | $607 | 26 |
| 1 Largo Street | Jul 17, 2026 | $455,000 | 776 | $586 | 49 |
| 75 Grenada Street | Apr 30, 2026 | $620,000 | 957 | $648 | 6 |
| 44 Aruba | Apr 15, 2026 | $550,000 | 873 | $630 | 12 |
Schools
School District for 85 Pearl
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Capistrano Unified.
Living in Laguna Niguel covers its schools, parks and beaches.
Location
Location
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Listed by Dustin Sweeter of Keller Williams Realty
Listing information updated Nov 5, 2026 at 6:19 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.