$3,195,000
122 AgateNewport Beach, CA 92662Balboa Island - Main Island
406 Clubhouse, Newport Beach, CA 92663
$3,150,000
144 Days On Site
Est. $20,435/mo with 20% down, 30-year fixed
- Sq Ft
- 2,300
- Per Sq Ft
- $1,370
- Built
- 1980
- Garage
- 2-car
Call Clark Smith (949) 494-8830
Subdivision Finley
About 406 Clubhouse
Located on the highly desirable Newport Beach Peninsula, this gorgeous duplex offers the perfect blend of coastal lifestyle and investment opportunity, complete with tranquil canal water views.
The upper unit has been fully remodeled and features 3 bedrooms and 2 bathrooms, highlighted by vaulted ceilings and an abundance of natural light. Enjoy scenic canal views from the main living areas, complemented by new laminate wood flooring throughout and a stunning open-concept kitchen with white quartz countertops, stainless steel appliances, and recessed lighting. The unit also includes its own private laundry room.
The lower unit offers 2 bedrooms and 2 bathrooms, an updated kitchen, and laminate flooring throughout. A spacious private patio provides ideal indoor-outdoor living.
Additional features include a generous 2-car garage plus parking for two additional vehicles—an exceptional amenity on the Peninsula.
Situated in the sought-after Finley community, the property is just moments from the shops and restaurants of Lido Marina Village and a less than 5 minute walk from the beach. With easy access on and off the Peninsula, this is a rare opportunity to own a turnkey coastal duplex in one of Newport Beach’s most coveted locations.
Property details for 406 Clubhouse
This duplex sits in the Finley neighborhood of Newport Beach in Orange County. It offers 2,300 square feet of living space and is listed at $3,150,000, about $1,370 per square foot. The home was built in 1980. The MLS record lists the assessor parcel number as 423-102-09. Highlights include a fireplace and a two-car garage. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Home Details
- Price
- $3,150,000
- Days On Site
- 144 Days
- Bedrooms
- N/A
- Inside Area (SqFt)
- 2,300 sqft
- Total Baths
- N/A
- Full Baths
- N/A
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1980
- MLS® Number
- NP26098507
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- N/A
- Sq Ft Source
- N/A
General Features
- Property Type
- Duplex
- MLS Number
- NP26098507
- Year Built
- 1980
- Lot Size (sq ft)
- 2,631
- Lot Size (acres)
- 0.0604
- Levels
- Two
- Garage Spaces
- 2
- Parking Spaces
- 4
- Parcel Number
- 42310209
- On Market Date
- 2026-05-06
- Listing Terms
- Standard
Interior Features
- Flooring
- Laminate
- Heating
- Central
- Cooling
- None
- Fireplace
- Living Room
- Laundry
- Inside
- Entry Level
- 1
- Common Walls
- No Common Walls
Exterior Features
- Lot Features
- Rectangular Lot
- Pool Features
- None
- Sewer
- Public Sewer
- Water
- Public
- Units
- 2
Community Features
- Subdivision
- Finley
- Community Features
- Biking, Water Sports
Property History for 406 Clubhouse
| Date | Event | Price | Note |
|---|---|---|---|
| May 6, 2026 | Listed for sale | $3,250,000 |
No prior MLS sales on record for this home since 2012.
About Newport Beach
Set along the Pacific in Orange County, Newport Beach surrounds Newport Harbor, where Balboa Island, Lido Isle, and the Balboa Peninsula frame one of California's largest recreational harbors. The city stretches from the Balboa and Newport piers to Corona del Mar and Fashion Island, within the Newport-Mesa Unified School District.
Newport Beach home sales, past 12 months
35Homes sold
$4,100,000Median price
47Median days on market
$1,811Median per sq ft
At $1,370 per square foot, this home's asking price is 24% below the Newport Beach median of $1,811 for duplexes that closed in the past 12 months.
Recorded MLS closings of duplexes, Sep 20, 2025 to Sep 20, 2026. Days on market run from listing to going under contract.
Recent Newport Beach sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 3709 W Balboa | Sep 14, 2026 | $2,200,000 | 600 | $3,667 | 47 |
| 2212 Laurel | Sep 3, 2026 | $3,235,000 | 2,000 | $1,618 | 8 |
| 510 Avocado | Aug 27, 2026 | $3,720,000 | 3,194 | $1,165 | 8 |
| 118 Emerald | Aug 20, 2026 | $3,350,000 | 1,893 | $1,770 | 79 |
| 1403 N Bayfront | Aug 3, 2026 | $5,600,000 | 2,105 | $2,660 | 27 |
Estimated monthly payment
6.95% · 30-yr fixed$
$23,701/mo
10% down · 30-year fixed · $315,000 down
Principal & interest$18,766
Mortgage insurance (est., over 80% LTV)$1,181
Property tax (est. 1.08%)$2,835
Home insurance (rough est., varies widely)$919
HOANot reported, not included
$20,435/mo
20% down · 30-year fixed · $630,000 down
Principal & interest$16,681
Property tax (est. 1.08%)$2,835
Home insurance (rough est., varies widely)$919
HOANot reported, not included
$18,350/mo
30% down · 30-year fixed · $945,000 down
Principal & interest$14,596
Property tax (est. 1.08%)$2,835
Home insurance (rough est., varies widely)$919
HOANot reported, not included
Estimated carrying cost
$3,754/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.08%)$2,835
Home insurance (rough est., varies widely)$919
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 6.95% (week of Sep 17, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Newport Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Buying 406 Clubhouse
Want to see 406 Clubhouse in person? We have guided buyers through Finley and the wider Newport Beach market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 406 Clubhouse
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Location
Photos of 406 Clubhouse, Newport Beach
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Listed by Justin Reynolds of D E Properties
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
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