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Sold

3909 Carta De Plata sold on September 8, 2025 for $1,872,000, 1.4% below the $1,899,000 asking price after 7 days on the market. The buyer financed the purchase with a conventional loan. The details are below for reference.

Single Family ResidenceSold · Sep 8, 2025

3909 Carta De Plata, San Clemente, CA 92673

  • 4 beds
  • 3 baths
  • 2,513 sq ft
  • 0.25-acre lot
  • Built 1994

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$1,872,000

MLS# OC25170255

Subdivision El Encanto

6 single-family homes sold in the past 12 months · median $1,869,000

See 2 homes for sale in El Encanto

The home

About 3909 Carta De Plata

Welcome to your dream coastal retreat. This stunning 4-bedroom, 3-bathroom home offers 2,513 square feet of beautifully designed living space, set on an expansive 11,000 square foot lot. As you step through the elegant double door entry, you're greeted by a mirrored entry niche and the glow of the dining room chandelier. The home features a charming 2-way see-through fireplace that adds warmth and style to the living space. French doors open to your private outdoor area, perfect for enjoying the cool ocean breeze. The kitchen is a chef's delight with a center island, granite counters, and upgraded appliances, making it ideal for entertaining or casual family meals. There is even extra granite to expand the center island. The primary bedroom suite is a true oasis, complete with its own fireplace, French doors, a walk-in shower, an oval soaking tub, and a spacious walk-in closet. Throughout the home, you'll find thoughtful upgrades like raised panel doors, baseboards, wood window sills, door casing, ceiling fans, an upgraded air conditioning system, a whole house fan, and energy-saving solar panels. San Clemente offers the quintessential Southern California coastal lifestyle, making it an attractive destination for homebuyers seeking a balance of natural beauty, laid-back charm, and community appeal. Known for its stunning ocean views, iconic beaches, and Spanish-style architecture, this seaside city provides a unique blend of resort living and small-town warmth. Avenida Del Mar, the heart of the downtown district, is filled with locally owned boutiques, restaurants, cafés, and art galleries. The city retains a village-like atmosphere that feels both welcoming and relaxed. Known for its friendly neighborhoods and active community events, including farmers markets, street fairs, and surf competitions, it appeals to families, retirees, and professionals alike. Families are often drawn to the high-performing public and private schools in the area, part of the Capistrano Unified School District. Whether you're looking for a permanent residence, a vacation home, or an investment property, San Clemente offers a rare combination of coastal charm, lifestyle quality, and long-term value. This single level home at the end of the cul-de-sac and surrounded my nature is the one you have been waiting for. Don't wait for an open house. Call for your private showing today!

Property details for 3909 Carta De Plata

This 4-bedroom, 3-bath single-family home sits in the El Encanto neighborhood of San Clemente in Orange County. It has 2,513 square feet of living space on a 0.25-acre lot. The home was built in 1994. The MLS record lists the assessor parcel number as 680-581-13. Highlights include hill and mountain views, a fireplace, single-story living, an attached three-car garage, and central air.

Specifications

Home Details

General Features

Property Type
Single Family Residence
MLS Number
OC25170255
Year Built
1994
Living Area (sq ft)
2,513
Living Area Source
Assessor
Lot Size (sq ft)
11,000
Lot Size (acres)
0.2525
Levels
One
Bedrooms
4
Full Baths
3
Garage Spaces
3
Parking Spaces
3
View
Park Greenbelt, Hills, Mountains, Neighborhood
HOA Dues
$152
HOA Frequency
Monthly
HOA Name
El Encanto
Parcel Number
68058113
On Market Date
2025-08-01
Listing Terms
Standard
HOA fees
$227.23 monthly

Interior Features

Interior Features
Breakfast Area, Ceiling Fans, Cathedral Ceilings, Separate Formal Dining Room, Granite Counters, High Ceilings, Open Floorplan, Recessed Lighting, All Bedrooms Down, Bedroom On Main Level, Jack And Jill Bath, Main Level Primary, Walk In Closets
Appliances
Built In Range, Double Oven, Dishwasher, Gas Water Heater, Microwave, Water Softener, Water Purifier
Flooring
Tile, Wood
Heating
Central, Forced Air, Fireplaces
Cooling
Central Air, Whole House Fan
Fireplace
Family Room, Gas Starter, Living Room, Primary Bedroom, Multi Sided, See Through
Laundry
Inside, Laundry Room
Main Level Bedrooms
4
Main Level Bathrooms
3
Entry Level
1
Common Walls
End Unit, No Common Walls
Doors
Double Door Entry, French Doors
Accessibility
No Stairs

Exterior Features

Roof
Tile
Lot Features
Back Yard, Corner Lot, Cul De Sac, Front Yard, Near Park, Yard
Patio and Porch
Concrete, Front Porch, Patio, Stone
Parking
Direct Access, Driveway, Garage
Fencing
Wood, Wrought Iron
Pool Features
None
Spa
None
Sewer
Public Sewer
Water
Public
Units
1

Community Features

Subdivision
El Encanto (ELE)
Community Features
Biking, Curbs, Foothills, Hiking, Storm Drains, Sidewalks, Park
Association Amenities
Barbecue, Picnic Area, Playground, Trails
Security
Security System, Carbon Monoxide Detectors, Smoke Detectors
Second HOA Dues
$225.69
Second HOA Name
Rancho del Rio Master Assn.

The record

Property History for 3909 Carta De Plata

DateEventPriceNote
Sep 8, 2025 Sold $1,872,000
Aug 19, 2025 Status changed to Pending From Active Under Contract
Aug 8, 2025 Status changed to Active Under Contract From Active
Aug 1, 2025 Status changed to Active From Coming Soon
Aug 1, 2025 Listed for sale $1,899,000

No prior MLS sales on record for this home since 2012.

Added by Realatrends Real Estate

Flood, Fire and Earthquake Zones for 3909 Carta De Plata

We looked up this home's map point in public government maps. These facts are not part of the MLS listing.

Hazard zones

Flood zone

Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.

FEMA National Flood Hazard Layer, FIRM panel 06059C0507J effective December 3, 2009. Checked October 15, 2026.

Fire hazard severity zone

Very High Fire Hazard Severity Zone, Local Responsibility Area.

CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.

Earthquake fault zone

Outside the Alquist-Priolo Earthquake Fault Zones.

California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.

Liquefaction zone

Inside a Seismic Hazard Zone for liquefaction.

California Geological Survey, Seismic Hazard Zones map, Dana Point quadrangle, released December 21, 2001. Checked October 15, 2026.

Landslide zone

Outside the earthquake-induced landslide zones.

California Geological Survey, Seismic Hazard Zones map, Dana Point quadrangle, released December 21, 2001. Checked October 15, 2026.

Tsunami hazard area

Outside the Tsunami Hazard Area on the State's evacuation planning map.

California Geological Survey and Cal OES, Tsunami Hazard Area map for Orange County (2021). Checked October 15, 2026.

Internet and charging

Fixed internet

Cable: Cox Communications, up to 2,000 Mbps, at 218 of 218 residential locations in this census block. DSL: AT&T, up to 100 Mbps, at 218 of 218. Fixed wireless: Verizon, up to 300 Mbps, at 150 of 218.

FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590421115004, not for this address. Not endorsed by the FCC. Checked October 15, 2026.

EV charging

Nearest public charger 1.5 miles away (Tesla Supercharger, 16 DC fast ports). 140 public charging ports within 3 miles.

U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.

These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).

Official maps

Next steps

Looking for something similar

3909 Carta De Plata is no longer on the market, but comparable homes come up in San Clemente regularly. We can tell you what this one actually closed at and set up alerts for listings that match it.

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Selling near 3909 Carta De Plata

Thinking of selling nearby? We bring current El Encanto sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

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The neighborhood

About San Clemente

San Clemente is the southernmost city in Orange County, founded in the 1920s by Ole Hanson as a Spanish Village by the Sea of white-stucco, red-tile-roofed homes overlooking the Pacific. Landmarks include the 1928 pier, the Beach Trail from North Beach to Calafia Beach, Avenida Del Mar, and the Capistrano Unified School District.

El Encanto home sales, past 12 months

Homes sold
6
Median price
$1,869,000
Median days on market
7
Median per sq ft
$639

Recorded MLS closings of single-family homes, Nov 3, 2025 to Nov 3, 2026. Days on market run from listing to going under contract.

Recent El Encanto sales

AddressClosedPriceSq ftPer sq ftDays on market
3007 Vina Vial Jul 28, 2026 $1,825,000 3,083 $592 4
2911 Carta Taza Jul 21, 2026 $2,370,500 3,317 $715 4
3907 Carta De Plata Jul 7, 2026 $2,273,700 3,317 $685 59
3207 Sangre De Toro May 22, 2026 $1,800,000 2,372 $759 9
3404 Calle Sin Rival Apr 24, 2026 $1,766,998 3,083 $573 2

Schools

Schools for 3909 Carta De Plata

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Truman Benedict
Middle
Bernice
High
San Clemente
District
Capistrano Unified

Living in San Clemente covers its schools, parks and beaches.

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Listed by Nicole McKee of Compass

Listing information updated Sep 8, 2025 at 5:18 PM PT. Source: CRMLS.

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