129 Spur Street, Rancho Mission Viejo, CA 92694
- 4 beds
- 4 baths
- 2,630 sq ft
- 3,948 sq ft lot
- Built 2020
$1,850,000
Est. $13,369/mo with 20% down, 30-year fixed
$703 a sq ft against a $631 Rancho Mission Viejo median. Ask how it comparesSubdivision Sterling
The home
About 129 Spur Street
Seize this rare chance to own a home in the highly sought-after Sterling neighborhood, featuring breathtaking unobstructed views. This stunning residence, designed for modern living, boasts an open-concept layout, seamless indoor/outdoor spaces, and a cul-de-sac location. Built in 2020, this impressive 2,630-square-foot home offers 4 bedrooms plus a versatile loft and 3.5 bathrooms, all situated on a premium view lot conveniently close to schools, shopping, and more.
Upon entering, you’ll be greeted by gorgeous wide-plank tile floors that exude warmth and sophistication, bathed in abundant natural light that flows through the soaring 10-foot ceilings. The expansive floor plan seamlessly connects the stunning chef’s kitchen, complete with a large center island, high-end Bosch stainless steel appliances, custom lighting, and luxurious quartz countertops, to the inviting family room and dining area. Sliding glass doors provide an effortless transition to your outdoor oasis, where you can enjoy sweeping views, a covered living space, two exquisite ceramic water features, and a built-in BBQ island featuring a premium Hestan grill, perfect for tranquil evenings or lively weekend gatherings.
Venture upstairs to discover a generous loft and spacious secondary bedrooms that offer ample room for family or guests. The sumptuous primary suite is a true retreat, featuring elegant custom tilework, sleek quartz finishes, a separate walk-in shower, a soaking tub, and a large walk-in closet with thoughtful custom built-ins.
The attached two-car garage provides direct access and extra storage. This home is designed for energy efficiency and includes owned solar panels, a whole-house fan, a tankless water heater, and a water softener.
In the desirable community of Rancho Mission Viejo, residents enjoy world-class amenities, including resort-style pools, fitness centers, tennis and pickleball courts, community farms, cozy coffee shops, Esencia School (K-8), and miles of scenic trails.
Opportunities like this are truly rare. Don’t miss out! Schedule your private tour today before this gem slips away!
Property details for 129 Spur Street
This 4-bedroom, 4-bath single-family home sits in the Sterling neighborhood of Rancho Mission Viejo in Orange County. It has 2,630 square feet of living space on a 3,948-square-foot lot and is listed at $1,850,000, about $703 per square foot. The home was built in 2020. The MLS record lists the assessor parcel number as 125-343-44. Highlights include city lights and hill views, a community pool and spa, an attached two-car garage, central air, and a turnkey home.
Photographs
Photos of 129 Spur Street, Rancho Mission Viejo
Specifications
Home Details
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26195780
- Year Built
- 2020
- Builder
- New Home Company
- Living Area (sq ft)
- 2,630
- Living Area Source
- Estimated
- Lot Size (sq ft)
- 3,948
- Lot Size (acres)
- 0.0906
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- City Lights, Hills
- HOA Dues
- $245
- HOA Frequency
- Monthly
- HOA Name
- Rancho MMC
- Parcel Number
- 12534344
- On Market Date
- 2026-09-16
- Listing Terms
- Standard
Interior Features
- Interior Features
- Separate Formal Dining Room, Open Floorplan, Quartz Counters, Recessed Lighting, All Bedrooms Up, Loft, Walk In Closets
- Appliances
- Barbecue, Dishwasher, Gas Cooktop, Microwave, Refrigerator, Range Hood, Water Softener, Tankless Water Heater, Washer
- Flooring
- Tile
- Heating
- Central, Solar
- Cooling
- Central Air, Whole House Fan
- Fireplace
- None
- Laundry
- Inside, Laundry Room, Upper Level
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Windows
- Plantation Shutters
- Doors
- Sliding Doors
- Rooms
- Other, Bathroom, Kitchen, Dining Room, Bedroom, Loft
Exterior Features
- Exterior Features
- Barbecue
- Roof
- Concrete
- Foundation
- Slab
- Lot Features
- Close To Clubhouse, Near Park
- Patio and Porch
- Covered
- Parking
- Driveway, Garage
- Fencing
- Block
- Pool Features
- Community, Association
- Spa
- Association, Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Sterling
- Community Features
- Biking, Curbs, Dog Park, Hiking, Storm Drains, Street Lights, Sidewalks, Park, Pool
- Association Amenities
- Clubhouse, Controlled Access, Sport Court, Dog Park, Fitness Center, Fire Pit, Meeting Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Pet Restrictions, Recreation Room, Spa Hot Tub, Tennis Courts, Trails
The record
Property History for 129 Spur Street
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 23, 2026 | Status changed to Active Under Contract | From Active | |
| Oct 14, 2026 | Price reduced | $1,850,000 | From $1,920,000 |
| Oct 13, 2026 | Status changed to Active | From Active Under Contract | |
| Oct 3, 2026 | Status changed to Active Under Contract | From Active | |
| Sep 16, 2026 | Listed for sale | $1,920,000 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 129 Spur Street
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0465J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Very High Fire Hazard Severity Zone, State Responsibility Area.
CAL FIRE, State Responsibility Area map effective April 1, 2024. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Canada Gobernadora quadrangle, released September 23, 2002. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Canada Gobernadora quadrangle, released September 23, 2002. Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: AT&T, up to 5,000 Mbps, at 72 of 84 residential locations in this census block. Fiber: Cox Communications, up to 2,000 Mbps, at 84 of 84. Fixed wireless: Verizon, up to 300 Mbps, at 84 of 84.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320665003, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.4 miles away (ChargePoint, 2 Level 2 ports). 61 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.24% · 30-yr fixed$
$15,324/mo
10% down · 30-year fixed · $185,000 down
Principal & interest$11,347
Mortgage insurance (est., over 80% LTV)$694
Property tax (est. 1.62%)$2,498
Home insurance (rough est., varies widely)$540
HOA from listing$245
$13,369/mo
20% down · 30-year fixed · $370,000 down
Principal & interest$10,086
Property tax (est. 1.62%)$2,498
Home insurance (rough est., varies widely)$540
HOA from listing$245
$12,108/mo
30% down · 30-year fixed · $555,000 down
Principal & interest$8,825
Property tax (est. 1.62%)$2,498
Home insurance (rough est., varies widely)$540
HOA from listing$245
Estimated carrying cost
$3,283/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.62%)$2,498
Home insurance (rough est., varies widely)$540
HOA from listing$245
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.24% (week of Oct 29, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Mission Viejo rate including a typical Mello-Roos allowance. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 129 Spur Street
Want to see 129 Spur Street in person? We have guided buyers through Sterling and the wider Rancho Mission Viejo market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 129 Spur Street
Thinking of selling nearby? We bring current Sterling sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Rancho Mission Viejo
Rancho Mission Viejo is a master-planned ranch community in South Orange County, bordered by San Juan Capistrano, San Clemente, Ladera Ranch, and the Cleveland National Forest. Built on a historic working cattle ranch and anchored by the nearly 17,000-acre Reserve at Rancho Mission Viejo, its villages of Sendero, Esencia, and Rienda sit within the Capistrano Unified School District.
Rancho Mission Viejo home sales, past 12 months
- Homes sold
- 205
- Median price
- $1,435,000
- Median days on market
- 33
- Median per sq ft
- $631
Recorded MLS closings of single-family homes, Oct 24, 2025 to Oct 24, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Mission Viejo sales
At $703 per square foot, this home's asking price is 11% above the Rancho Mission Viejo median of $631 for single-family homes that closed in the past 12 months.
Recent Rancho Mission Viejo sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 842 Heather Road | Oct 22, 2026 | $1,868,888 | 3,129 | $597 | 14 |
| 34 Ocaso | Oct 20, 2026 | $1,335,000 | 2,186 | $611 | 55 |
| 72 Marisol | Oct 15, 2026 | $1,100,000 | 1,743 | $631 | 65 |
| 49 Cadencia | Oct 13, 2026 | $2,450,000 | 3,943 | $621 | 31 |
| 721 Crested Lark | Oct 8, 2026 | $1,275,000 | 2,065 | $617 | 160 |
See the 1 other home for sale Rancho Mission Viejo housing market
Schools
Schools for 129 Spur Street
As listed in the MLS record. Confirm attendance boundaries with the school district.
- High
- Tesoro
- District
- Capistrano Unified
Living in Rancho Mission Viejo covers its schools, parks and beaches.
Location
Location
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Listed by CaLee McManus of Monarch Real Estate
Listing information updated Oct 23, 2026 at 6:42 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.