28121 Montecito 23, Laguna Niguel, CA 92677
- 3 beds
- 2 baths
- 1,037 sq ft
- Built 1984
Subdivision Villa Mira
6 condos sold in the past 12 months · median $612,000
Open house
Open House
The home
About 28121 Montecito 23
***Turnkey Corner-Unit Condo in Villa Mira – Move-In Ready!*** Welcome to 28121 Montecito, Unit #23, a beautifully updated first-floor corner unit in the desirable Villa Mira community of Laguna Niguel. With no steps to navigate, this single-level home offers effortless, convenient living from the moment you walk in. This renovated residence has been updated throughout, featuring fresh paint, new vinyl flooring, new blinds throughout, and quartz countertops in the kitchen. The kitchen is outfitted with a new stainless steel oven and dishwasher, soft-close drawers and cabinetry, and an open-concept layout that flows seamlessly into the family room — perfect for everyday living and entertaining. A newer water heater and renovated bathrooms add further peace of mind for the next owner. The family room is anchored by a fireplace framed in custom paneling, creating a warm, designer-inspired focal point, with a new slider door leading out to a private patio. Recessed lighting in the family room and kitchen adds to the light, neutral palette throughout. Residents of Villa Mira enjoy resort-style amenities including multiple pools, spas, a clubhouse, and beautifully maintained greenbelts and walking paths. Located in the Capistrano Unified School District, this home offers access to some of the area's top-rated schools. The location is unbeatable — close to shopping, dining, parks, and just minutes from Laguna Niguel's beaches and trails, with easy access to the 5 and 73 freeways for an effortless commute. This is the one you've been waiting for — updated, single-level, and move-in ready. Schedule your showing today!
Property details for 28121 Montecito 23
This 3-bedroom, 2-bath condo sits in the Villa Mira neighborhood of Laguna Niguel in Orange County. It offers 1,037 square feet of living space and is listed at $675,000, about $651 per square foot. The home was built in 1984. The MLS record lists the assessor parcel number as 939-193-13. Highlights include a private pool and spa, a fireplace, single-story living, a one-car garage, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $675,000
- Days On Site
- 47 Days
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,037 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1984
- MLS® Number
- PW26187027
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $554.07 monthly
- Sq Ft Source
- PublicRecords
General Features
- Property Type
- Condominium
- MLS Number
- PW26187027
- Year Built
- 1984
- Living Area (sq ft)
- 1,037
- Living Area Source
- Public Records
- Lot Size (sq ft)
- 167,851
- Lot Size (acres)
- 3.8533
- Levels
- One
- Bedrooms
- 3
- Full Baths
- 2
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- Neighborhood
- Private Pool
- Yes
- HOA Dues
- $514.25
- HOA Frequency
- Monthly
- HOA Name
- Villa Mira
- Parcel Number
- 93919313
- On Market Date
- 2026-09-05
- Listing Terms
- Standard
Interior Features
- Interior Features
- Granite Counters, Living Room Deck Attached, Open Floorplan, All Bedrooms Down, Bedroom On Main Level, Main Level Primary, Primary Suite
- Appliances
- Dishwasher, Gas Cooktop, Gas Oven, Vented Exhaust Fan, Water Heater, Dryer
- Flooring
- Vinyl
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Family Room, Gas
- Laundry
- Washer Hookup, Laundry Closet, Outside
- Main Level Bedrooms
- 3
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- One Common Wall
- Windows
- Blinds, Double Pane Windows, Screens
- Accessibility
- None
- Rooms
- Primary Bedroom, Bathroom, Kitchen, Laundry, Bedroom, Family Room, Primary Bathroom
Exterior Features
- Architectural Style
- Mediterranean, Spanish
- Roof
- Spanish Tile, Tile
- Construction
- Stucco
- Lot Features
- Close To Clubhouse, Lot Over40000 Sqft
- Patio and Porch
- Patio
- Parking
- Assigned, Asphalt, On Site
- Fencing
- Stucco Wall
- Pool Features
- Community, Fenced, Heated, In Ground, Private, Association
- Spa
- Association, Community, In Ground, Private
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
- Condition
- Updated Remodeled, Turnkey
- Units
- 216
Community Features
- Subdivision
- Villa Mira (VM)
- Community Features
- Biking, Curbs, Hiking, Suburban, Pool
- Association Amenities
- Clubhouse, Maintenance Grounds, Maintenance Front Yard, Pool, Spa Hot Tub, Trash
- Security
- Carbon Monoxide Detectors, Smoke Detectors
- Second HOA Dues
- $39.82
- Second HOA Name
- Colinas de Capistrano
The record
Property History for 28121 Montecito 23
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 16, 2026 | Status changed to Active | From Pending | |
| Sep 25, 2026 | Status changed to Pending | From Active | |
| Sep 5, 2026 | Listed for sale | $675,000 | |
| Oct 6, 2021 | Sold | $500,000 | Joy Luck Realty |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 28121 Montecito 23
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0441J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.
- Landslide zone
Inside a Seismic Hazard Zone for earthquake-induced landslides.
California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: Cox Communications, up to 2,000 Mbps, at 12 of 51 residential locations in this census block. Fiber: AT&T, up to 1,000 Mbps, at 1 of 51. Cable: Cox Communications, up to 2,000 Mbps, at 39 of 51.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590423151014, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.2 miles away (ChargePoint, 2 Level 2 ports). 177 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.32% · 30-yr fixed$
$5,745/mo
10% down · 30-year fixed · $67,500 down
Principal & interest$4,173
Mortgage insurance (est., over 80% LTV)$253
Property tax (est. 1.01%)$568
Home insurance (rough est., varies widely)$197
HOA from listing$554
$5,028/mo
20% down · 30-year fixed · $135,000 down
Principal & interest$3,709
Property tax (est. 1.01%)$568
Home insurance (rough est., varies widely)$197
HOA from listing$554
$4,565/mo
30% down · 30-year fixed · $202,500 down
Principal & interest$3,246
Property tax (est. 1.01%)$568
Home insurance (rough est., varies widely)$197
HOA from listing$554
Estimated carrying cost
$1,319/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$568
Home insurance (rough est., varies widely)$197
HOA from listing$554
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.32% (week of Oct 22, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Niguel rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 28121 Montecito 23
Want to see 28121 Montecito 23 in person? We have guided buyers through Villa Mira and the wider Laguna Niguel market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 28121 Montecito 23
Thinking of selling nearby? We bring current Villa Mira sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Laguna Niguel
Set in the San Joaquin Hills between Laguna Beach and Dana Point, Laguna Niguel began in 1959 as one of California's first master-planned communities, laid out along Crown Valley Parkway. The city is served by the Capistrano Unified School District and contains Laguna Niguel Regional Park and its lake.
Villa Mira home sales, past 12 months
- Homes sold
- 6
- Median price
- $612,000
- Median days on market
- 79
- Median per sq ft
- $659
Recorded MLS closings of condos, Oct 15, 2025 to Oct 15, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Villa Mira sales
At $651 per square foot, this home's asking price is close to the Villa Mira median of $659 for condos that closed in the past 12 months.
Recent Villa Mira sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 28212 Sorrento 95 | Oct 14, 2026 | $650,000 | 1,131 | $575 | 73 |
| 28201 Sorrento 118 | Jul 16, 2026 | $550,000 | 796 | $691 | 84 |
| 28262 Sorrento | Jun 4, 2026 | $599,000 | 826 | $725 | 87 |
| 28112 Mariposa 168 | Apr 15, 2026 | $660,000 | 1,049 | $629 | 110 |
| 28181 Montecito 51 | Mar 10, 2026 | $625,000 | 1,037 | $603 | 6 |
Schools
Schools for 28121 Montecito 23
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Hidden Hills
- Middle
- Niguel Hills
- High
- Dana Hills
- District
- Capistrano Unified
Living in Laguna Niguel covers its schools, parks and beaches.
Photographs
Photos of 28121 Montecito 23, Laguna Niguel
Nearby listings
Similar Homes for Sale in Laguna Niguel
Just listed
Newest Laguna Niguel Homes for Sale
Explore
Explore Laguna Niguel Real Estate
See every home for sale in Laguna Niguel, or search the full Orange County MLS on our live homes search. Questions about 28121 Montecito Unit 23? Talk to Realatrends.
- Laguna Niguel Homes for Sale
- Villa Mira Homes for Sale
- Laguna Niguel Condos for Sale
- Laguna Niguel Homes with Pools for Sale
- Laguna Niguel Single-Story Homes for Sale
- Ocean Ranch
- Laguna Niguel Open Houses
- Orange County Real Estate
Explore Orange County
Browse Homes by City
Listing alerts
Be first to see new Laguna Niguel listings
What criteria are you looking for?
New Laguna Niguel homes by email, often before they reach the big portals.
You are all set.
Listed by Brian Nguyen of First Team Real Estate
Listing information updated Oct 22, 2026 at 1:52 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.