$889,900
3Beds3Baths1,543SqFt
21914 MontaguMission Viejo, CA 92692Coral Gardens
27945 Chiclana, Mission Viejo, CA 92692
- 2 beds
- 2 baths
- 1,240 sq ft
- Built 1978
Subdivision Finisterra on the Lake
The home
About 27945 Chiclana
Lake View! Don’t miss out on this fantastic home Finisterra Property on the Lake community! Patio is access to the water; this end unit condo is a gem. The interior has been beautifully remodeled, boasting a light and airy atmosphere with modern updates. The kitchen is a highlight with its wine fridge, stainless steel appliances, recessed lighting, white cabinets and granite countertops. The master suite is a retreat with patio access and a beautifully remodeled bathroom featuring designer tile, cabinet, backsplash, lighted mirror and countertops. The second bedroom is spacious and conveniently located next to the fully remodeled second bathroom with a tub/shower tiled enclosure, cabinet and lighted mirror. Additional features include a cozy fireplace, recessed lighting, plantation shutters, crown molding, inside laundry, a 1-car garage, plus a carport. Finisterra on the Lake is a gated community offering a pool, multiple entrances, and ample guest parking. Lake Mission Viejo, which is just steps away, provides a range of activities from paddle boats, summer concerts, beaches and breathtaking sunset views. You need to see to fall in love.
Property details for 27945 Chiclana
This 2-bedroom, 2-bath condo sits in the Finisterra on the Lake neighborhood of Mission Viejo in Orange County. It offers 1,240 square feet of living space and is listed at $889,000, about $717 per square foot. The home was built in 1978. The MLS record lists the assessor parcel number as 935-430-82. Highlights include water and mountain views, lake frontage, a community pool and spa, a fireplace, single-story living, and a one-car garage. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $889,000
- Days On Site
- 1 Day
- Bedrooms
- 2
- Inside Area (SqFt)
- 1,240 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1978
- MLS® Number
- PW26215587
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $605 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- PW26215587
- Year Built
- 1978
- Living Area (sq ft)
- 1,240
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 854,021
- Lot Size (acres)
- 19.6056
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 1
- Parking Spaces
- 3
- View
- Mountains, Neighborhood, Water
- HOA Dues
- $579
- HOA Frequency
- Monthly
- HOA Name
- Finisterra
- Parcel Number
- 93543082
- On Market Date
- 2026-10-03
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Separate Formal Dining Room, All Bedrooms Down
- Appliances
- Convection Oven, Dishwasher, Refrigerator
- Cooling
- Central Air
- Fireplace
- Family Room
- Laundry
- Laundry Closet
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
- Windows
- Custom Coverings
- Doors
- Sliding Doors
- Accessibility
- Parking
- Rooms
- Bedroom, Bathroom, Kitchen, Dining Room
Exterior Features
- Architectural Style
- Modern
- Roof
- Composition
- Foundation
- Slab
- Lot Features
- Zero To One Unit Acre
- Patio and Porch
- Patio
- Parking
- Carport, Garage
- Fencing
- Block
- Pool Features
- Community, Association
- Spa
- Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected
- Condition
- Updated Remodeled
- Units
- 214
Community Features
- Subdivision
- Finisterra On The Lake (FI)
- Community Features
- Biking, Hiking, Lake, Pool
- Association Amenities
- Pool, Spa Hot Tub
- Security
- Security Gate
- Second HOA Dues
- $156
The record
Property History for 27945 Chiclana
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 3, 2026 | Listed for sale | $889,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$7,284/mo
10% down · 30-year fixed · $88,900 down
Principal & interest$5,339
Mortgage insurance (est., over 80% LTV)$333
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$605
$6,358/mo
20% down · 30-year fixed · $177,800 down
Principal & interest$4,746
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$605
$5,765/mo
30% down · 30-year fixed · $266,700 down
Principal & interest$4,153
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$605
Estimated carrying cost
$1,612/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$605
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Mission Viejo rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 27945 Chiclana
Want to see 27945 Chiclana in person? We have guided buyers through Finisterra on the Lake and the wider Mission Viejo market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 27945 Chiclana
Thinking of selling nearby? We bring current Finisterra on the Lake sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Mission Viejo
Mission Viejo is a master-planned community in Orange County's Saddleback Valley, with roads following the valleys and homes across the hillsides around the man-made Lake Mission Viejo. Named for the historic Rancho Mission Viejo land grant, it weaves in the Oso Creek Trail and spans the Capistrano Unified and Saddleback Valley Unified school districts.
Mission Viejo home sales, past 12 months
- Homes sold
- 178
- Median price
- $739,000
- Median days on market
- 21
- Median per sq ft
- $609
Recorded MLS closings of condos, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Mission Viejo sales
At $717 per square foot, this home's asking price is 18% above the Mission Viejo median of $609 for condos that closed in the past 12 months.
Recent Mission Viejo sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 28927 Paseo Caravella | Sep 24, 2026 | $739,000 | 1,278 | $578 | 13 |
| 36 Brindisi | Sep 23, 2026 | $740,000 | 1,105 | $670 | 60 |
| 60 Sanctuary | Sep 23, 2026 | $1,000,000 | 1,931 | $518 | 7 |
| 21605 Fernbrook | Sep 18, 2026 | $835,000 | 1,162 | $719 | 35 |
| 16 Chaumont | Sep 17, 2026 | $730,000 | 1,105 | $661 | 13 |
Schools
School District for 27945 Chiclana
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Capistrano Unified.
Living in Mission Viejo covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 27945 Chiclana, Mission Viejo
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Listed by Shahriar Etemad of Red Hot Properties
Listing information updated Oct 4, 2026 at 6:10 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.