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For Sale|Single Family ResidenceActive

21961 Cayuga Lane, Lake Forest, CA 92630

  • 5 beds
  • 4 baths
  • 3,079 sq ft
  • 3,598 sq ft lot
  • Built 1977

MLS# OC26033061 · Listed Feb 16, 2026 · 229 Days On Site

Subdivision Lake Forest Keys

21 single-family homes sold in the past 12 months · median $1,810,000

See the 5 other homes for sale

Open house

Open House

The home

About 21961 Cayuga Lane

This residence reads less like a conventional home and more like a study in proportion, light, and reflection. Positioned on a rare inside corner lot, the property opens outward to a broad main channel panorama where the water widens and the horizon lingers. From nearly every vantage point, the lake becomes part of the composition, not simply a backdrop but a constantly shifting material that animates the house throughout the day. The exterior presents a restrained modernist language, crisp planes of white softened by shadow lines from mature palms and the geometry of the dock beyond. As the home wraps the corner, it reveals itself gradually, a sequence rather than a façade. The waterline deck extends like a continuation of the living space, dissolving the boundary between structure and shoreline. Inside, the plan unfolds with an almost gallery-like clarity. Surfaces remain intentionally calm, allowing volume and perspective to take precedence. Wide openings frame long water views that shift as you move, producing a subtle sense of procession through the home. The living spaces orient toward the channel, while softer, more intimate moments appear along the periphery, reading corners, curved seating arrangements, and layered sightlines that create both openness and refuge. The kitchen sits as a sculptural center rather than a separate room, its soft forms and pale palette reflecting daylight deeper into the interior. Two primary suites, one upstairs and one downstairs, allow the home to function across different rhythms of living. The lower suite maintains immediate connection to the water and outdoor terrace, while the second primary becomes a retreat elevated above the shoreline with a longer perspective across the channel. Outdoor living is treated as an extension of architecture rather than an addition to it. The covered terrace acts as an intermediary space, shaded yet open, where breezes move through and the sounds of water remain constant. The dock sits within the protected interior corner of the lot, reinforcing both privacy and the expansive feel of the main channel view. Boats pass at a distance, never dominating the experience, only punctuating it. Here, architecture becomes a lens through which the setting is continuously rediscovered, morning glassy and still, afternoon bright and active, evening quiet and reflective, each moment framed deliberately, each perspective considered.

Property details for 21961 Cayuga Lane

This 5-bedroom, 4-bath single-family home sits in the Lake Forest Keys neighborhood of Lake Forest in Orange County. It offers 3,079 square feet of living space and is listed at $2,375,000, about $771 per square foot. The home was built in 1977. The MLS record lists the assessor parcel number as 614-196-07. Highlights include panoramic and city lights views, lake frontage, a community pool and spa, a fireplace, an attached two-car garage, and a 3,598-square-foot lot. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$2,375,000
Days On Site
229 Days
Bedrooms
5
Inside Area (SqFt)
3,079 sqft
Total Baths
4
Full Baths
4
Partial Baths
N/A
Lot Size
3,598 SqFt
Year Built
1977
MLS® Number
OC26033061
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$358 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
OC26033061
Year Built
1977
Living Area (sq ft)
3,079
Living Area Source
Assessor
Lot Size (sq ft)
3,600
Lot Size (acres)
0.0826
Levels
Two
Bedrooms
5
Full Baths
4
Garage Spaces
2
Parking Spaces
4
View
City Lights, Lake, Mountains, Neighborhood, Panoramic, Trees Woods
HOA Dues
$358
HOA Frequency
Monthly
HOA Name
Lake Forest Keys
Parcel Number
61419607
On Market Date
2026-02-16
Listing Terms
Standard

Interior Features

Interior Features
Breakfast Bar, Built In Features, Crown Molding, Separate Formal Dining Room, Eat In Kitchen, High Ceilings, Open Floorplan, Recessed Lighting, Bar, Main Level Primary, Primary Suite, Walk In Closets
Appliances
Six Burner Stove, Dishwasher, Gas Oven, Microwave, Refrigerator, Water Heater
Flooring
Carpet, Tile
Heating
Central
Cooling
Central Air
Fireplace
Living Room
Laundry
Laundry Room
Main Level Bedrooms
2
Main Level Bathrooms
2
Entry Level
1
Common Walls
No Common Walls
Accessibility
None
Rooms
Other, Bathroom, Kitchen, Dining Room, Primary Bedroom, Living Room

Exterior Features

Architectural Style
Mid Century Modern, Modern, See Remarks
Exterior Features
Dock
Roof
Composition, Concrete
Foundation
Slab
Lot Features
Back Yard, Corner Lot
Patio and Porch
Concrete, Patio
Parking
Direct Access, Driveway, Garage
Fencing
Wrought Iron
Pool Features
Community, Association
Spa
Association, Community
Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Units
1

Community Features

Subdivision
Lake Forest Keys (LK)
Community Features
Curbs, Lake, Street Lights, Suburban, Sidewalks, Water Sports, Fishing, Pool
Association Amenities
Clubhouse, Sport Court, Fitness Center, Maintenance Grounds, Management, Maintenance Front Yard, Outdoor Cooking Area, Picnic Area, Playground, Pickleball, Pool, Sauna, Spa Hot Tub, Security, Tennis Courts
Security
Carbon Monoxide Detectors, Fire Detection System, Smoke Detectors

The record

Property History for 21961 Cayuga Lane

DateEventPriceNote
Feb 16, 2026 Listed for sale $2,450,000

Cost of ownership

Estimated monthly payment

7.03% · 30-yr fixed
$
$18,264/mo
10% down · 30-year fixed · $237,500 down
Principal & interest$14,264
Mortgage insurance (est., over 80% LTV)$891
Property tax (est. 1.04%)$2,058
Home insurance (rough est., varies widely)$693
HOA from listing$358
$15,788/mo
20% down · 30-year fixed · $475,000 down
Principal & interest$12,679
Property tax (est. 1.04%)$2,058
Home insurance (rough est., varies widely)$693
HOA from listing$358
$14,203/mo
30% down · 30-year fixed · $712,500 down
Principal & interest$11,094
Property tax (est. 1.04%)$2,058
Home insurance (rough est., varies widely)$693
HOA from listing$358
Estimated carrying cost
$3,109/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$2,058
Home insurance (rough est., varies widely)$693
HOA from listing$358

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 21961 Cayuga Lane

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Selling near 21961 Cayuga Lane

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The neighborhood

About Lake Forest

Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.

Lake Forest Keys home sales, past 12 months

Homes sold
21
Median price
$1,810,000
Median days on market
7
Median per sq ft
$879

Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Lake Forest Keys sales

This home, asking 12-month median Recent sales, listed below

At $771 per square foot, this home's asking price is 12% below the Lake Forest Keys median of $879 for single-family homes that closed in the past 12 months.

Recent Lake Forest Keys sales

AddressClosedPriceSq ftPer sq ftDays on market
24206 Okeechobee Lane Sep 17, 2026 $2,250,000 1,975 $1,139 0
21908 Erie Aug 3, 2026 $1,830,000 2,318 $789 0
24205 Okeechobee Lane Jul 17, 2026 $1,900,000 1,850 $1,027 4
21982 Yellowstone Lane Apr 23, 2026 $2,057,400 2,069 $994 0
24206 Okeechobee Lane Apr 22, 2026 $1,675,000 1,975 $848 0

Schools

Schools for 21961 Cayuga Lane

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Rancho Canada
Middle
Serrano
High
El Toro
District
Saddleback Valley Unified

Living in Lake Forest covers its schools, parks and beaches.

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Listed by Shant Kizirian of Pacific Sotheby's Int'l Realty

Listing information updated Oct 3, 2026 at 5:19 PM PT. Source: CRMLS.

Call (949) 494-8830