$1,699,000
4Beds3Baths2,916SqFt
21886 WinnebagoLake Forest, CA 92630Lake Forest Keys
21821 Michigan Lane, Lake Forest, CA 92630
- 4 beds
- 3 baths
- 1,712 sq ft
- 3,450 sq ft lot
- Built 1975
$1,750,000
Subdivision Lake Forest Keys
21 single-family homes sold in the past 12 months · median $1,810,000
The home
About 21821 Michigan Lane
Nestled in the prestigious Lake Forest Keys community, this home offers breathtaking panoramic views and an unparalleled waterfront lifestyle. Beautifully updated, this 4-bedroom, 3-bath home offers approximately 1,712 sq. ft. of inviting indoor-outdoor living, tranquil water views, and a serene location. With a dream-like backyard and a private dock with direct lake access, you can enjoy sunset vistas from the water’s edge or from the comfort of your primary suite balcony.
The spacious living room is anchored by a wood-burning fireplace and opens directly to the covered lakeside patio. The kitchen features two-tone cabinetry and an adjacent breakfast nook to enjoy coffee in the mornings.
The flexible floor plan includes a main-level bedroom and full bath, ideal for guests or a home office. Upstairs, the primary suite is a true retreat with lake views and a private balcony overlooking the water, an inviting spot to unwind at the end of the day. Two additional bedrooms and an updated bath complete the second level.
Outdoor living is where this home truly shines. A private front courtyard, expansive covered rear patio with ceiling fans, and direct lake frontage with space for your private boat create multiple spaces to entertain family and friends and watch a beautiful sunset! Recent improvements include fresh interior and exterior paint, updated kitchen with quartz countertops, new LVP flooring and carpet throughout, new bath vanities, updated lighting, and modern finishes that give the home a fresh, move-in-ready feel.
As a resident, you will have full access to the Sun and Sail Club, which includes: 5 swimming pools and 10 tennis courts, sand volleyball courts, a state-of-the-art fitness center, and access to the lake for fishing and various water activities. This home truly offers a "quiet life in the heart of the city. It's minutes away from the Great Park in Irvine & Foothill Town Center offering many dining options, supermarket & shopping destinations.
Property details for 21821 Michigan Lane
This 4-bedroom, 3-bath single-family home sits in the Lake Forest Keys neighborhood of Lake Forest in Orange County. It offers 1,712 square feet of living space and is listed at $1,750,000, about $1,022 per square foot. The home was built in 1975. The MLS record lists the assessor parcel number as 614-198-16. Highlights include lake views, lake frontage, a community pool and spa, a fireplace, single-story living, and an attached two-car garage. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,750,000
- Days On Site
- 3 Days
- Bedrooms
- 4
- Inside Area (SqFt)
- 1,712 sqft
- Total Baths
- 3
- Full Baths
- 1
- Partial Baths
- 2
- Lot Size
- 3,450 SqFt
- Year Built
- 1975
- MLS® Number
- OC26178560
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $343 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26178560
- Year Built
- 1975
- Living Area (sq ft)
- 1,712
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 3,450
- Lot Size (acres)
- 0.0792
- Levels
- One
- Bedrooms
- 4
- Full Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- Park Greenbelt, Lake, Neighborhood, Water
- HOA Dues
- $255
- HOA Frequency
- Monthly
- HOA Name
- Lake Forest Keys
- Parcel Number
- 61419816
- On Market Date
- 2026-09-30
- Listing Terms
- Standard, Trust
Interior Features
- Interior Features
- Breakfast Area, Block Walls, Separate Formal Dining Room, Open Floorplan, Quartz Counters, Recessed Lighting, Bedroom On Main Level, Walk In Closets
- Appliances
- Dishwasher, Gas Range, Microwave
- Flooring
- Carpet, Vinyl
- Heating
- Central, Fireplaces
- Cooling
- Central Air
- Fireplace
- Living Room, Wood Burning
- Laundry
- Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
- Windows
- Double Pane Windows
- Rooms
- Other, Bathroom, Kitchen, Dining Room, Primary Bedroom, Laundry, Living Room, Bedroom, Primary Bathroom
Exterior Features
- Architectural Style
- Traditional
- Exterior Features
- Dock
- Roof
- Spanish Tile
- Construction
- Drywall, Frame, Stucco
- Foundation
- Slab
- Lot Features
- Greenbelt, Lawn, Landscaped, Sprinkler System, Street Level
- Patio and Porch
- Covered, Deck, Open, Patio
- Parking
- Driveway, Garage Faces Front, Garage
- Fencing
- Block, Vinyl
- Pool Features
- Community, Heated, In Ground, Association
- Spa
- Association, Community, Heated
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Lake Forest Keys (LK)
- Community Features
- Curbs, Lake, Park, Street Lights, Sidewalks, Fishing, Pool
- Association Amenities
- Clubhouse, Sport Court, Fitness Center, Maintenance Grounds, Game Room, Meeting Room, Management, Meeting Banquet Party Room, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pool, Guard, Spa Hot Tub, Tennis Courts
- Security
- Smoke Detectors
- Second HOA Dues
- $88
- Second HOA Name
- Lake Forest II
The record
Property History for 21821 Michigan Lane
| Date | Event | Price | Note |
|---|---|---|---|
| Sep 30, 2026 | Listed for sale | $1,750,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$13,536/mo
10% down · 30-year fixed · $175,000 down
Principal & interest$10,510
Mortgage insurance (est., over 80% LTV)$656
Property tax (est. 1.04%)$1,517
Home insurance (rough est., varies widely)$510
HOA from listing$343
$11,712/mo
20% down · 30-year fixed · $350,000 down
Principal & interest$9,342
Property tax (est. 1.04%)$1,517
Home insurance (rough est., varies widely)$510
HOA from listing$343
$10,545/mo
30% down · 30-year fixed · $525,000 down
Principal & interest$8,175
Property tax (est. 1.04%)$1,517
Home insurance (rough est., varies widely)$510
HOA from listing$343
Estimated carrying cost
$2,370/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$1,517
Home insurance (rough est., varies widely)$510
HOA from listing$343
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 21821 Michigan Lane
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The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Lake Forest Keys home sales, past 12 months
- Homes sold
- 21
- Median price
- $1,810,000
- Median days on market
- 7
- Median per sq ft
- $879
Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Lake Forest Keys sales
At $1,022 per square foot, this home's asking price is 16% above the Lake Forest Keys median of $879 for single-family homes that closed in the past 12 months.
Recent Lake Forest Keys sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 24206 Okeechobee Lane | Sep 17, 2026 | $2,250,000 | 1,975 | $1,139 | 0 |
| 21908 Erie | Aug 3, 2026 | $1,830,000 | 2,318 | $789 | 0 |
| 24205 Okeechobee Lane | Jul 17, 2026 | $1,900,000 | 1,850 | $1,027 | 4 |
| 21982 Yellowstone Lane | Apr 23, 2026 | $2,057,400 | 2,069 | $994 | 0 |
| 24206 Okeechobee Lane | Apr 22, 2026 | $1,675,000 | 1,975 | $848 | 0 |
Schools
Schools for 21821 Michigan Lane
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Rancho Canada
- Middle
- Serrano
- High
- El Toro
- District
- Saddleback Valley Unified
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 21821 Michigan Lane, Lake Forest
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Listed by Windy Ruffini of Focus Realty, Inc.
Listing information updated Oct 3, 2026 at 4:23 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.