$749,877
2Beds3Baths1,091SqFt
7 Pasto RicoRancho Santa Margarita, CA 92688Serabrisa
61 Tierra Montanosa, Rancho Santa Margarita, CA 92688
- 2 beds
- 2 baths
- 1,164 sq ft
- Built 1996
Subdivision Tierra Montanosa
The home
About 61 Tierra Montanosa
Tucked into one of Rancho Santa Margarita’s most desirable neighborhoods, this beautifully positioned corner townhome offers the perfect combination of comfort, style, and convenience. Filled with natural light from an abundance of windows, the open-concept floor plan is enhanced by soaring vaulted ceilings that create a bright, spacious atmosphere. The inviting living room features a cozy fireplace and seamlessly flows into the dining area and kitchen, making it ideal for both everyday living and entertaining. A versatile loft provides the flexibility for a home office, media room, or creative retreat, while the expansive wraparound balcony offers the perfect place to enjoy morning coffee, dine outdoors, or host friends with plenty of room for seating and a barbecue. The private primary suite features vaulted ceilings, generous closet space, and an en-suite bath with dual vanities. Ideally located across from Melinda Heights Elementary and just moments from community pools, parks, tennis and basketball courts, sports fields, hiking trails, shopping, and dining, this home delivers the exceptional Southern California lifestyle that Rancho Santa Margarita is known for.
Property details for 61 Tierra Montanosa
This 2-bedroom, 2-bath condo sits in the Tierra Montanosa neighborhood of Rancho Santa Margarita in Orange County. It offers 1,164 square feet of living space and is listed at $750,000, about $644 per square foot. The home was built in 1996. The MLS record lists the assessor parcel number as 938-122-65. Highlights include a community pool and spa, a fireplace, an attached two-car garage, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $750,000
- Days On Site
- 45 Days
- Bedrooms
- 2
- Inside Area (SqFt)
- 1,164 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1996
- MLS® Number
- OC26182478
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $600 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC26182478
- Year Built
- 1996
- Living Area (sq ft)
- 1,164
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 17,217
- Lot Size (acres)
- 0.3952
- Levels
- Two
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- None
- HOA Dues
- $510
- HOA Frequency
- Monthly
- HOA Name
- Tierra Montanosa
- Parcel Number
- 93812265
- On Market Date
- 2026-08-19
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Ceiling Fans, Crown Molding, Separate Formal Dining Room, Quartz Counters, All Bedrooms Up, Loft, Main Level Primary, Primary Suite, Walk In Closets
- Appliances
- Dishwasher, Gas Oven, Gas Range, Microwave, Water Heater
- Flooring
- Laminate, Vinyl
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- In Garage
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
- Windows
- Double Pane Windows
- Rooms
- Other, Bathroom, Kitchen, Dining Room, Primary Bedroom, Entry Foyer, Bedroom, Living Room, Loft, Primary Bathroom
Exterior Features
- Lot Features
- Corner Lot
- Patio and Porch
- Tile, Wood, Wrap Around
- Parking
- Door Single, Garage, No Driveway, Garage Faces Side
- Fencing
- None
- Pool Features
- Community, Association
- Spa
- Association, Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Connected, Water Available
- Condition
- Updated Remodeled, Turnkey
- Units
- 1
Community Features
- Subdivision
- Tierra Montanosa (TIEM)
- Community Features
- Curbs, Park, Street Lights, Sidewalks, Pool
- Association Amenities
- Boat House, Clubhouse, Sport Court, Fire Pit, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts
- Second HOA Dues
- $90
- Second HOA Name
- SAMLARC
The record
Property History for 61 Tierra Montanosa
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 19, 2026 | Listed for sale | $750,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$6,248/mo
10% down · 30-year fixed · $75,000 down
Principal & interest$4,504
Mortgage insurance (est., over 80% LTV)$281
Property tax (est. 1.03%)$644
Home insurance (rough est., varies widely)$219
HOA from listing$600
$5,467/mo
20% down · 30-year fixed · $150,000 down
Principal & interest$4,004
Property tax (est. 1.03%)$644
Home insurance (rough est., varies widely)$219
HOA from listing$600
$4,966/mo
30% down · 30-year fixed · $225,000 down
Principal & interest$3,503
Property tax (est. 1.03%)$644
Home insurance (rough est., varies widely)$219
HOA from listing$600
Estimated carrying cost
$1,463/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$644
Home insurance (rough est., varies widely)$219
HOA from listing$600
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 61 Tierra Montanosa
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Selling near 61 Tierra Montanosa
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 165
- Median price
- $657,500
- Median days on market
- 27
- Median per sq ft
- $640
Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Santa Margarita sales
At $644 per square foot, this home's asking price is close to the Rancho Santa Margarita median of $640 for condos that closed in the past 12 months.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 2 Carmesi | Sep 22, 2026 | $625,000 | 1,049 | $596 | 26 |
| 110 Timbre | Sep 21, 2026 | $586,000 | 990 | $592 | 9 |
| 7 Silktassel | Sep 18, 2026 | $448,000 | 781 | $574 | 167 |
| 59 Via Cordoba | Sep 16, 2026 | $705,000 | 1,318 | $535 | 48 |
| 37 Via Lavendera | Sep 16, 2026 | $516,000 | 804 | $642 | 18 |
Schools
Schools for 61 Tierra Montanosa
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Melinda Heights
- Middle
- Rancho Santa Margarita
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
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Listed by Maryam Hormati of eXp Realty of Southern California, Inc
Listing information updated Sep 27, 2026 at 5:19 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.