$1,050,000
4Beds3Baths1,597SqFt
17 Monticello LaneRancho Santa Margarita, CA 92688Cabrillo Vista
4 Velarde Court, Rancho Santa Margarita, CA 92688
- 3 beds
- 3 baths
- 1,857 sq ft
- 4,386 sq ft lot
- Built 1997
$1,200,000
Subdivision Cabrillo Vista
Open house
Open House
The home
About 4 Velarde Court
**Welcome to Cabrillo Vista, one of Rancho Santa Margarita’s most desirable neighborhoods!** This beautifully cared-for home showcases true pride of ownership, stunning Saddleback Mountain views and a thoughtfully designed interior. The spacious kitchen and dining areas flow into a spectacular family room with soaring vaulted ceilings and over 430 square feet of living space. French doors open to a covered Alumawood patio, creating the perfect indoor-outdoor setting for relaxing and entertaining.
Numerous upgrades include a **remodeled kitchen with custom cabinetry (2019), all three remodeled bathrooms (2023), and a brand-new 4-ton Rheem A/C system installed in June 2026** with a 10-year compressor and parts warranty and 5-year labor warranty. Additional features include LED lighting, ceiling fans throughout, Elfa® closet and laundry shelving, custom upstairs cabinetry, a resurfaced bonus room ceiling, epoxy-coated garage floor and a **2026 LiftMaster Wi-Fi garage door opener** operated by phone or keypad.
Enjoy walking distance to a community pool, plus access to **SAMLARC amenities including pools, parks, hiking and biking trails, year-round community events and the beautiful Santa Margarita Beach Club.** With its exceptional location, mountain views, extensive upgrades and outstanding community amenities, this home offers the best of the Rancho Santa Margarita lifestyle.
Property details for 4 Velarde Court
This 3-bedroom, 3-bath single-family home sits in the Cabrillo Vista neighborhood of Rancho Santa Margarita in Orange County. It offers 1,857 square feet of living space and is listed at $1,200,000, about $646 per square foot. The home was built in 1997. The MLS record lists the assessor parcel number as 806-061-16. Highlights include hill views, a community pool, an attached two-car garage, a 4,386-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,200,000
- Days On Site
- 3 Days
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,857 sqft
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Lot Size
- 4,386 SqFt
- Year Built
- 1997
- MLS® Number
- OC26213544
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $91 monthly
- Sq Ft Source
- PublicRecords
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26213544
- Year Built
- 1997
- Living Area (sq ft)
- 1,857
- Living Area Source
- Public Records
- Lot Size (sq ft)
- 4,386
- Lot Size (acres)
- 0.1007
- Levels
- Two
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- Hills
- HOA Dues
- $91
- HOA Frequency
- Monthly
- HOA Name
- Samlarc
- Parcel Number
- 80606116
- On Market Date
- 2026-10-01
- Listing Terms
- Standard
Interior Features
- Interior Features
- Ceiling Fans, Cathedral Ceilings, Granite Counters, Storage, All Bedrooms Up, Walk In Closets
- Appliances
- Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Water Heater
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- None
- Laundry
- Laundry Closet
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Rooms
- Other, Bathroom, Bedroom, Great Room
Exterior Features
- Lot Features
- Zero To One Unit Acre, Sprinkler System
- Parking
- Door Multi, Garage
- Pool Features
- Association
- Sewer
- Public Sewer, Sewer Tap Paid
- Water
- Public
- Units
- 1
Community Features
- Subdivision
- Cabrillo Vista (CAVI)
- Community Features
- Biking, Dog Park, Hiking, Park
- Association Amenities
- Clubhouse, Sport Court, Dog Park, Outdoor Cooking Area, Other Courts, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa Hot Tub, Trails
- Security
- Security System
The record
Property History for 4 Velarde Court
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 1, 2026 | Listed for sale | $1,200,000 | |
| Sep 24, 2013 | Sold | $565,000 | Evergreen Realty & Associates |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$9,128/mo
10% down · 30-year fixed · $120,000 down
Principal & interest$7,207
Mortgage insurance (est., over 80% LTV)$450
Property tax (est. 1.03%)$1,030
Home insurance (rough est., varies widely)$350
HOA from listing$91
$7,877/mo
20% down · 30-year fixed · $240,000 down
Principal & interest$6,406
Property tax (est. 1.03%)$1,030
Home insurance (rough est., varies widely)$350
HOA from listing$91
$7,076/mo
30% down · 30-year fixed · $360,000 down
Principal & interest$5,605
Property tax (est. 1.03%)$1,030
Home insurance (rough est., varies widely)$350
HOA from listing$91
Estimated carrying cost
$1,471/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$1,030
Home insurance (rough est., varies widely)$350
HOA from listing$91
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 4 Velarde Court
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Selling near 4 Velarde Court
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 263
- Median price
- $1,320,000
- Median days on market
- 17
- Median per sq ft
- $633
Recorded MLS closings of single-family homes, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Santa Margarita sales
At $646 per square foot, this home's asking price is close to the Rancho Santa Margarita median of $633 for single-family homes that closed in the past 12 months.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 18 Las Piedras | Sep 24, 2026 | $1,025,000 | 1,428 | $718 | 13 |
| 4 Reata | Sep 24, 2026 | $1,550,000 | 2,592 | $598 | 20 |
| 7 Santolina | Sep 22, 2026 | $1,154,240 | 1,534 | $752 | 87 |
| 7 Temecula Court | Sep 22, 2026 | $1,050,000 | 1,551 | $677 | 54 |
| 40 San Mateo | Sep 22, 2026 | $1,500,000 | 2,459 | $610 | 9 |
Schools
Schools for 4 Velarde Court
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Tijeras Creek
- Middle
- Las Flores
- High
- Tesoro
- District
- Capistrano Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 4 Velarde Court, Rancho Santa Margarita
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Listed by Virginia Hall of Virginia Hall, Broker
Listing information updated Oct 3, 2026 at 5:01 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.