$1,150,000
3Beds3Baths1,758SqFt
31 Calle MelindaRancho Santa Margarita, CA 92688Marbella
27 Las Cruces, Rancho Santa Margarita, CA 92688
- 4 beds
- 3 baths
- 1,975 sq ft
- 2,966 sq ft lot
- Built 1998
$1,150,000
Subdivision Santa Fe
The home
About 27 Las Cruces
Welcome to 27 Las Cruces! This is the home you've been waiting for! Located in the Santa Fe neighborhood, this upgraded and meticulously maintained home boasts the most sought-after floor plan. The ideal layout offers a downstairs bedroom with a full bathroom and the always popular open concept with tall ceilings, making it light and bright. Upstairs are three additional bedrooms, two full bathrooms, a laundry room, and a small loft for office/homework space. The large primary bedroom boasts two closets (one is a walk-in). The large kitchen offers a center island with a breakfast bar and a walk-in pantry. The spacious living area boasts a fireplace and a convenient nook, while the dining area features a custom sliding door and a built-in buffet. What more could you possibly want in your next home? This gorgeous residence boasts upgrades galore, including granite counters, refinished cabinetry, stainless steel appliances, newer carpet, custom mouldings (base and crown), and ceiling fans in all bedrooms, added storage in the garage, and paid-for solar, which provides a noticeable savings on power expenses. The freshly painted exterior enhances the private backyard, which boasts artificial turf, custom hardscape, and fruit trees. You will love spending time outdoors in this inviting yard. This home truly gives "move-in ready" a whole new meaning! One low monthly association (Samlarc) gives access to the community amenities, including swimming pools, parks, pickleball and tennis courts, and the always popular beach club. Shopping, dining, schools, and more are conveniently in close proximity to the home.
Property details for 27 Las Cruces
This 4-bedroom, 3-bath single-family home sits in the Santa Fe neighborhood of Rancho Santa Margarita in Orange County. It offers 1,975 square feet of living space and is listed at $1,150,000, about $582 per square foot. The home was built in 1998. The MLS record lists the assessor parcel number as 814-232-09. Highlights include mountain views, a community pool, a fireplace, an attached two-car garage, a 2,966-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,150,000
- Days On Site
- 44 Days
- Bedrooms
- 4
- Inside Area (SqFt)
- 1,975 sqft
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- N/A
- Lot Size
- 2,966 SqFt
- Year Built
- 1998
- MLS® Number
- OC26180955
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $91 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26180955
- Year Built
- 1998
- Living Area (sq ft)
- 1,975
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 2,967
- Lot Size (acres)
- 0.0681
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- Mountains
- HOA Dues
- $91
- HOA Frequency
- Monthly
- HOA Name
- Samlarc
- Parcel Number
- 81423209
- On Market Date
- 2026-08-20
- Listing Terms
- Standard, Trust
Interior Features
- Interior Features
- Breakfast Bar, Built In Features, Chair Rail, Ceiling Fans, Crown Molding, Granite Counters, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Storage, Bedroom On Main Level, Loft, Walk In Pantry, Walk In Closets
- Appliances
- Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Water Heater
- Flooring
- Carpet, Laminate, Tile
- Cooling
- Central Air
- Fireplace
- Electric, Family Room
- Laundry
- Gas Dryer Hookup, Inside, Laundry Room, Upper Level
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- One Common Wall
- Windows
- Blinds, Double Pane Windows, Screens
- Rooms
- Other, Bathroom, Kitchen, Primary Bedroom, Pantry, Laundry, Bedroom, Family Room, Loft, Primary Bathroom
Exterior Features
- Architectural Style
- Spanish
- Lot Features
- Front Yard, Garden, Landscaped, Near Park, Sprinkler System, Yard
- Patio and Porch
- Patio
- Parking
- Concrete, Door Multi, Direct Access, Driveway, Garage Faces Front, Garage, Garage Door Opener
- Pool Features
- Association
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Santa Fe (SAFE)
- Community Features
- Biking, Curbs, Dog Park, Fishing, Gutters, Hiking, Lake, Storm Drains, Street Lights, Suburban, Sidewalks, Park
- Association Amenities
- Sport Court, Dog Park, Barbecue, Picnic Area, Playground, Pickleball, Pool, Tennis Courts, Trails
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 27 Las Cruces
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 20, 2026 | Listed for sale | $1,199,999 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$8,751/mo
10% down · 30-year fixed · $115,000 down
Principal & interest$6,907
Mortgage insurance (est., over 80% LTV)$431
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
$7,552/mo
20% down · 30-year fixed · $230,000 down
Principal & interest$6,139
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
$6,785/mo
30% down · 30-year fixed · $345,000 down
Principal & interest$5,372
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
Estimated carrying cost
$1,413/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 27 Las Cruces
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Selling near 27 Las Cruces
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 263
- Median price
- $1,320,000
- Median days on market
- 17
- Median per sq ft
- $633
Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Santa Margarita sales
At $582 per square foot, this home's asking price is 8% below the Rancho Santa Margarita median of $633 for single-family homes that closed in the past 12 months.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 18 Las Piedras | Sep 24, 2026 | $1,025,000 | 1,428 | $718 | 13 |
| 4 Reata | Sep 24, 2026 | $1,550,000 | 2,592 | $598 | 20 |
| 7 Santolina | Sep 22, 2026 | $1,154,240 | 1,534 | $752 | 87 |
| 7 Temecula Court | Sep 22, 2026 | $1,050,000 | 1,551 | $677 | 54 |
| 40 San Mateo | Sep 22, 2026 | $1,500,000 | 2,459 | $610 | 9 |
Schools
Schools for 27 Las Cruces
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Cielo Vista
- Middle
- Rancho Santa Margarita
- High
- Trabuco Hills
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
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Listed by Sandra Williams of Coldwell Banker Realty
Listing information updated Oct 3, 2026 at 3:30 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.