4 El Vaquero, Rancho Santa Margarita, CA 92688
- 3 beds
- 3 baths
- 1,602 sq ft
- 3,999 sq ft lot
- Built 1986
$1,149,900
Subdivision Ranchwood (R2)
Open house
Open Houses
The home
About 4 El Vaquero
This home qualifies for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!
Property details for 4 El Vaquero
This 3-bedroom, 3-bath single-family home sits in the Ranchwood (R2) neighborhood of Rancho Santa Margarita in Orange County. It offers 1,602 square feet of living space and is listed at $1,149,900, about $718 per square foot. The home was built in 1986. The MLS record lists the assessor parcel number as 833-171-18. Highlights include city lights and hill views, a community pool, a fireplace, an attached two-car garage, a 3,999-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,149,900
- Days On Site
- 1 Day
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,602 sqft
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Lot Size
- 3,999 SqFt
- Year Built
- 1986
- MLS® Number
- OC26224578
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $91 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26224578
- Year Built
- 1986
- Living Area (sq ft)
- 1,602
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 4,000
- Lot Size (acres)
- 0.0918
- Levels
- Two
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- City Lights, Hills, Mountains, Trees Woods
- HOA Dues
- $91
- HOA Frequency
- Monthly
- HOA Name
- SAMLARC
- Parcel Number
- 83317118
- On Market Date
- 2026-10-16
- Listing Terms
- Standard, Trust
Interior Features
- Interior Features
- Separate Formal Dining Room, Granite Counters, Unfurnished, All Bedrooms Up
- Appliances
- Dishwasher, Disposal, Gas Range, Refrigerator
- Flooring
- Carpet, Tile
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Living Room, Outside
- Laundry
- In Garage
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Rooms
- Family Room, Kitchen, Dining Room, Bedroom, Living Room
Exterior Features
- Lot Features
- Corner Lot
- Patio and Porch
- Wrap Around
- Pool Features
- Community, Association
- Sewer
- Public Sewer
- Water
- Public
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Ranchwood (R2) (RW)
- Community Features
- Biking, Curbs, Dog Park, Fishing, Hiking, Lake, Park, Storm Drains, Street Lights, Suburban, Sidewalks, Water Sports, Pool
- Association Amenities
- Sport Court, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pool, Tennis Courts, Trails
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 4 El Vaquero
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 16, 2026 | Relisted | $1,149,900 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 4 El Vaquero
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0339J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Santiago Peak quadrangle, released December 20, 2002. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Santiago Peak quadrangle, released December 20, 2002. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 39 of 39 residential locations in this census block. DSL: AT&T, up to 100 Mbps, at 37 of 39. Fixed wireless: AT&T, up to 25 Mbps, at 17 of 39.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320554006, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.7 miles away (EVgo, 14 DC fast ports). 42 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.40% · 30-yr fixed$
$9,010/mo
10% down · 30-year fixed · $114,990 down
Principal & interest$7,166
Mortgage insurance (est., over 80% LTV)$431
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
$7,782/mo
20% down · 30-year fixed · $229,980 down
Principal & interest$6,369
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
$6,986/mo
30% down · 30-year fixed · $344,970 down
Principal & interest$5,573
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
Estimated carrying cost
$1,413/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$987
Home insurance (rough est., varies widely)$335
HOA from listing$91
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.40% (week of Oct 15, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 4 El Vaquero
Want to see 4 El Vaquero in person? We have guided buyers through Ranchwood (R2) and the wider Rancho Santa Margarita market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 4 El Vaquero
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 260
- Median price
- $1,325,000
- Median days on market
- 16
- Median per sq ft
- $633
Recorded MLS closings of single-family homes, Oct 10, 2025 to Oct 10, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Santa Margarita sales
At $718 per square foot, this home's asking price is 13% above the Rancho Santa Margarita median of $633 for single-family homes that closed in the past 12 months.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 11 Willowglade | Oct 8, 2026 | $2,310,000 | 3,376 | $684 | 0 |
| 29 Raposa | Oct 6, 2026 | $1,319,000 | 1,977 | $667 | 8 |
| 22 Lazurite | Oct 2, 2026 | $1,100,000 | 2,004 | $549 | 67 |
| 37 Sendero | Oct 2, 2026 | $1,360,000 | 2,261 | $602 | 90 |
| 32991 Pinnacle | Sep 28, 2026 | $1,785,000 | 2,849 | $627 | 4 |
See the 1 other home for sale Rancho Santa Margarita housing market
Schools
School District for 4 El Vaquero
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 4 El Vaquero, Rancho Santa Margarita
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Listed by Cameron Davis of Selling OC Real Estate
Listing information updated Oct 17, 2026 at 5:10 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.