REALATRENDS REAL ESTATE SERVICES, INC 949·494·8830
REALATRENDS

For Sale|Single Family ResidenceActive Under Contract

20811 Shadow Rock, Rancho Santa Margarita, CA 92679

  • 4 beds
  • 3 baths
  • 2,267 sq ft
  • 6,059 sq ft lot
  • Built 1991

MLS# OC26174359 · Listed Aug 28, 2026 · 36 Days On Site

Subdivision Trabuco - Springs

The home

About 20811 Shadow Rock

This well-maintained and highly upgraded home sits in a peaceful residential neighborhood with scenic canyon, hillside, and mountain views! Expect a spacious, light-filled two-story floor plan that features 4 bedrooms, 3 baths, approximately 2,300 sq ft of living space, vaulted/cathedral ceilings, an open living/dining area, family room with fireplace, updated kitchen with breakfast bar or nook, primary suite with walk-in closet and spa-like bath, a main-level bedroom/bath option ideal for guests or multi-generational living, indoor laundry, and a 3-car garage. Outdoor living is a highlight of the community lifestyle: large, private yard for entertaining, plus access to excellent association amenities including a junior Olympic-sized pool, spa/wading pool, parks with barbecues, sports courts/fields, tot lot, basketball court, and nearby hiking/biking trails. Residents enjoy proximity to award-winning Saddleback Valley Unified schools, regional parks, golf courses, Rancho Santa Margarita Lake, shopping, and easy access to freeways while still feeling tucked away in a quiet, low-traffic setting with low HOA dues. Recent and/or notable upgrades include repipe, newer windows and sliders, whole house fan, newer HVAC, and so much more!

Property details for 20811 Shadow Rock

This 4-bedroom, 3-bath single-family home sits in the Trabuco - Springs neighborhood of Rancho Santa Margarita in Orange County. It offers 2,267 square feet of living space and is listed at $1,550,000, about $684 per square foot. The home was built in 1991. The MLS record lists the assessor parcel number as 842-154-69. Highlights include panoramic and city lights views, a community pool and spa, a fireplace, an attached three-car garage, a 6,059-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$1,550,000
Days On Site
36 Days
Bedrooms
4
Inside Area (SqFt)
2,267 sqft
Total Baths
3
Full Baths
3
Partial Baths
N/A
Lot Size
6,059 SqFt
Year Built
1991
MLS® Number
OC26174359
Status
Active Under Contract
Property Tax
N/A
HOA/Condo/Coop Fees
$232 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
OC26174359
Year Built
1991
Living Area (sq ft)
2,267
Living Area Source
Assessor
Lot Size (sq ft)
6,060
Lot Size (acres)
0.1391
Levels
Two
Bedrooms
4
Full Baths
3
Garage Spaces
3
Parking Spaces
3
View
City Lights, Canyon, Hills, Panoramic
HOA Dues
$232
HOA Frequency
Monthly
HOA Name
Trabuco Highlands
Parcel Number
84215469
On Market Date
2026-08-28
Listing Terms
Standard

Interior Features

Interior Features
Breakfast Area, Separate Formal Dining Room, Eat In Kitchen, Granite Counters, Recessed Lighting, Bedroom On Main Level
Appliances
Dishwasher, Gas Range, Microwave
Heating
Forced Air
Cooling
Central Air
Fireplace
Family Room
Laundry
Inside, Laundry Room
Main Level Bedrooms
1
Main Level Bathrooms
1
Entry Level
1
Common Walls
No Common Walls
Rooms
Primary Bedroom, Bathroom, Kitchen, Dining Room, Entry Foyer, Laundry, Living Room, Bedroom

Exterior Features

Architectural Style
Traditional
Lot Features
Back Yard, Front Yard, Landscaped
Parking
Direct Access, Driveway, Garage
Pool Features
Association
Spa
Association
Sewer
Sewer Tap Paid
Water
Public
Condition
Updated Remodeled
Units
1

Community Features

Subdivision
Trabuco - Springs (THS)
Community Features
Biking, Hiking, Park, Street Lights
Association Amenities
Sport Court, Barbecue, Playground, Pool, Spa Hot Tub, Trails

The record

Property History for 20811 Shadow Rock

DateEventPriceNote
Aug 28, 2026 Listed for sale $1,550,000

Cost of ownership

Estimated monthly payment

7.03% · 30-yr fixed
$
$11,904/mo
10% down · 30-year fixed · $155,000 down
Principal & interest$9,309
Mortgage insurance (est., over 80% LTV)$581
Property tax (est. 1.03%)$1,330
Home insurance (rough est., varies widely)$452
HOA from listing$232
$10,289/mo
20% down · 30-year fixed · $310,000 down
Principal & interest$8,275
Property tax (est. 1.03%)$1,330
Home insurance (rough est., varies widely)$452
HOA from listing$232
$9,254/mo
30% down · 30-year fixed · $465,000 down
Principal & interest$7,240
Property tax (est. 1.03%)$1,330
Home insurance (rough est., varies widely)$452
HOA from listing$232
Estimated carrying cost
$2,014/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$1,330
Home insurance (rough est., varies widely)$452
HOA from listing$232

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 20811 Shadow Rock

Want to see 20811 Shadow Rock in person? We have guided buyers through Trabuco - Springs and the wider Rancho Santa Margarita market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

Call (949) 494-8830

Selling near 20811 Shadow Rock

Thinking of selling nearby? We bring current Trabuco - Springs sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

Free home valuation

The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
263
Median price
$1,320,000
Median days on market
17
Median per sq ft
$633

Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Rancho Santa Margarita sales

This home, asking 12-month median Recent sales, listed below

At $684 per square foot, this home's asking price is 8% above the Rancho Santa Margarita median of $633 for single-family homes that closed in the past 12 months.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
18 Las Piedras Sep 24, 2026 $1,025,000 1,428 $718 13
4 Reata Sep 24, 2026 $1,550,000 2,592 $598 20
7 Santolina Sep 22, 2026 $1,154,240 1,534 $752 87
7 Temecula Court Sep 22, 2026 $1,050,000 1,551 $677 54
40 San Mateo Sep 22, 2026 $1,500,000 2,459 $610 9

Schools

Schools for 20811 Shadow Rock

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Robinson Ranch
Middle
Rancho Santa Margarita
High
Mission Viejo
District
Saddleback Valley Unified

Living in Rancho Santa Margarita covers its schools, parks and beaches.

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Listed by Ben Tate of Compass

Listing information updated Oct 3, 2026 at 4:53 PM PT. Source: CRMLS.

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