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For Sale|Single Family ResidenceActive

21411 Tarraco, Mission Viejo, CA 92692

  • 2 beds
  • 2 baths
  • 1,933 sq ft
  • 5,245 sq ft lot
  • Built 1997

MLS# OC26207734 · Listed Sep 24, 2026 · 10 Days On Site

Subdivision Palmia - Heights

The home

About 21411 Tarraco

IMMACULATE FORMER MODEL HOME! This exceptional single-story residence features the largest floor plan in the development, a rare opportunity in the prestigious, guard-gated 55+ Palmia community. Offering 2 bedrooms, 2 bathrooms, and a versatile retreat with a beautifully appointed custom built-in office that could easily be converted into a third bedroom, this home combines elegance, comfort, and functionality.

The inviting, open floor plan features soaring vaulted ceilings, an abundance of natural light, and a spacious formal living and dining room enhanced by custom built-in shelving. The generously sized kitchen showcases crisp white cabinetry, ample storage with custom pull-out shelves, and beautiful hardwood floors. The kitchen flows seamlessly into a warm and inviting family room featuring a custom fireplace, built-in entertainment niche, and direct access to the FABULOUS backyard. Surrounded by lush landscaping, this private outdoor retreat offers beautiful views of the trees and hills, spectacular sunsets, and the perfect setting for relaxing or entertaining family and friends.

The spacious primary suite is a peaceful sanctuary with direct access to the serene, low-maintenance backyard. The primary bathroom features a dual-sink vanity, soaking tub, separate oversized shower, generous walk-in closet, and private water closet. Adjacent to the primary suite is a versatile retreat featuring a gorgeous custom wood built-in desk and shelving, ideal for a home office, reading room, or potential third bedroom. The secondary bedroom is conveniently located across from a full bathroom, providing comfort and privacy for guests.

An inside laundry room with direct access to the two-car garage adds everyday convenience, while the garage offers plenty of additional storage. Other desirable upgrades include plantation shutters, hardwood floors, custom built-ins, air conditioner 15 months old, and water heater a few years old.

Palmia offers an exceptional resort-style lifestyle with an impressive array of amenities, including an 18-hole putting green, pickleball, tennis, paddle tennis, bocce, swimming pool and spa, fitness center, billiards, library, card rooms, and a beautiful clubhouse. Residents enjoy a vibrant social calendar filled with clubs, activities, parties, and special events. As an added bonus, enjoy access to Lake Mission Viejo, featuring sandy beaches, boating, and wonderful summer concerts.

Property details for 21411 Tarraco

This 2-bedroom, 2-bath single-family home sits in the Palmia - Heights neighborhood of Mission Viejo in Orange County. It offers 1,933 square feet of living space and is listed at $1,249,900, about $647 per square foot. The home was built in 1997. The MLS record lists the assessor parcel number as 836-391-70. Highlights include a community pool and spa, a fireplace, a guard-gated community, an attached two-car garage, a 5,245-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$1,249,900
Days On Site
10 Days
Bedrooms
2
Inside Area (SqFt)
1,933 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
5,245 SqFt
Year Built
1997
MLS® Number
OC26207734
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$579 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
OC26207734
Year Built
1997
Living Area (sq ft)
1,933
Living Area Source
Assessor
Lot Size (sq ft)
5,244
Lot Size (acres)
0.1204
Levels
Two
Bedrooms
2
Full Baths
2
Garage Spaces
2
Parking Spaces
2
View
Neighborhood
HOA Dues
$546
HOA Frequency
Monthly
HOA Name
Palmia Masters
Parcel Number
83639170
On Market Date
2026-09-24
Listing Terms
Standard

Interior Features

Interior Features
Breakfast Bar, Breakfast Area, High Ceilings, Open Floorplan, All Bedrooms Down
Appliances
Double Oven, Dishwasher, Gas Range, Microwave
Flooring
Carpet, Wood
Heating
Central
Cooling
Central Air
Fireplace
Family Room
Laundry
Inside, Laundry Room
Main Level Bedrooms
2
Main Level Bathrooms
2
Entry Level
1
Common Walls
No Common Walls
Windows
Shutters
Doors
Sliding Doors
Rooms
Family Room, Bathroom, Kitchen, Bedroom, Living Room, Retreat, Den

Exterior Features

Architectural Style
Mediterranean
Roof
Tile
Foundation
Slab
Lot Features
Cul De Sac, Sprinklers In Rear, Sprinklers In Front
Patio and Porch
Concrete
Parking
Driveway, Garage
Fencing
Block
Pool Features
Association
Spa
Association
Sewer
Public Sewer
Water
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Units
901

Community Features

Subdivision
Palmia - Heights (PHGT)
Community Features
Curbs, Street Lights, Sidewalks
Security
Gated With Attendant, Twenty Four Hour Security
Senior Community
Yes
Second HOA Dues
$33
Second HOA Name
Lake Mission Viej o

The record

Property History for 21411 Tarraco

DateEventPriceNote
Sep 24, 2026 Listed for sale $1,279,900
Feb 27, 2014 Sold $739,000 Realty One Group Inc

Cost of ownership

Estimated monthly payment

7.03% · 30-yr fixed
$
$9,972/mo
10% down · 30-year fixed · $124,990 down
Principal & interest$7,507
Mortgage insurance (est., over 80% LTV)$469
Property tax (est. 1.01%)$1,052
Home insurance (rough est., varies widely)$365
HOA from listing$579
$8,669/mo
20% down · 30-year fixed · $249,980 down
Principal & interest$6,673
Property tax (est. 1.01%)$1,052
Home insurance (rough est., varies widely)$365
HOA from listing$579
$7,835/mo
30% down · 30-year fixed · $374,970 down
Principal & interest$5,839
Property tax (est. 1.01%)$1,052
Home insurance (rough est., varies widely)$365
HOA from listing$579
Estimated carrying cost
$1,996/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$1,052
Home insurance (rough est., varies widely)$365
HOA from listing$579

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. Tax and insurance are modelled, not billed amounts; tax uses a typical Mission Viejo rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 21411 Tarraco

Want to see 21411 Tarraco in person? We have guided buyers through Palmia - Heights and the wider Mission Viejo market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

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Selling near 21411 Tarraco

Thinking of selling nearby? We bring current Palmia - Heights sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

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The neighborhood

About Mission Viejo

Mission Viejo is a master-planned community in Orange County's Saddleback Valley, with roads following the valleys and homes across the hillsides around the man-made Lake Mission Viejo. Named for the historic Rancho Mission Viejo land grant, it weaves in the Oso Creek Trail and spans the Capistrano Unified and Saddleback Valley Unified school districts.

Mission Viejo home sales, past 12 months

Homes sold
735
Median price
$1,333,333
Median days on market
15
Median per sq ft
$673

Recorded MLS closings of single-family homes, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Mission Viejo sales

This home, asking 12-month median Recent sales, listed below

At $647 per square foot, this home's asking price is close to the Mission Viejo median of $673 for single-family homes that closed in the past 12 months.

Recent Mission Viejo sales

AddressClosedPriceSq ftPer sq ftDays on market
21575 Consejos Sep 25, 2026 $1,075,000 1,120 $960 56
26625 Sierra Vista Sep 24, 2026 $1,799,000 2,480 $725 5
28419 Alava Sep 24, 2026 $1,050,000 1,472 $713 4
27130 S Ridge Drive Sep 24, 2026 $1,801,017 3,504 $514 13
22671 Puntal Lana Sep 24, 2026 $2,236,500 3,415 $655 22

Schools

School District for 21411 Tarraco

As listed in the MLS record. Confirm attendance boundaries with the school district.

The MLS record lists the school district as Saddleback Valley Unified.

Living in Mission Viejo covers its schools, parks and beaches.

Location

Location

Nearby listings

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Listed by Janie Farris of Regency Real Estate Brokers

Listing information updated Oct 2, 2026 at 12:49 PM PT. Source: CRMLS.

Call (949) 494-8830