544 Bernard Street, Costa Mesa, CA 92627
- 5 beds
- 3 baths
- 2,668 sq ft
- 0.27-acre lot
- Built 1977
$1,550,000
Est. $10,344/mo with 20% down, 30-year fixed
$581 a sq ft against a $1,021 Westside Costa Mesa Central median. Ask how it comparesSubdivision Westside Costa Mesa Central
5 single-family homes sold in the past 12 months · median $1,125,000
The home
About 544 Bernard Street
Two-story single-family residence requiring renovation and older detached single family-residence- sold as-is. Sale includes plans for conversion of main residence into a duplex totaling 2,668 sq. ft. with off-street parking. Buyer to remodel property pursuant to a Compliance Agreement with the City of Costa Mesa
Property details for 544 Bernard Street
This 5-bedroom, 3-bath single-family home sits in the Westside Costa Mesa Central neighborhood of Costa Mesa in Orange County. It has 2,668 square feet of living space on a 0.27-acre lot and is listed at $1,550,000, about $581 per square foot. The home was built in 1977. The MLS record lists the assessor parcel number as 422-102-10. Highlights include a fireplace, an attached two-car garage, and central air.
Specifications
Home Details
General Features
- Property Type
- Single Family Residence
- MLS Number
- PW26205890
- Year Built
- 1977
- Living Area (sq ft)
- 2,668
- Living Area Source
- Estimated
- Lot Size (sq ft)
- 11,761
- Lot Size (acres)
- 0.27
- Levels
- Two
- Bedrooms
- 5
- Full Baths
- 3
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- None
- Parcel Number
- 42210210
- On Market Date
- 2026-09-21
- Listing Terms
- Third Party Approval
Interior Features
- Interior Features
- Balcony, Open Floorplan, See Remarks, Bedroom On Main Level
- Appliances
- Gas Cooktop
- Flooring
- Tile
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- In Garage
- Main Level Bedrooms
- 4
- Main Level Bathrooms
- 3
- Entry Level
- 2
- Common Walls
- No Common Walls
- Rooms
- Bedroom, Bathroom, Kitchen
Exterior Features
- Architectural Style
- See Remarks
- Lot Features
- Rectangular Lot
- Parking
- Driveway, Garage
- Pool Features
- None
- Spa
- None
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Available
- Condition
- Fixer, Repairs Major
- Units
- 2
Community Features
- Subdivision
- Westside Costa Mesa Central (WCMC)
- Community Features
- Biking, Dog Park, Park, Sidewalks
The record
Property History for 544 Bernard Street
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 13, 2026 | Status changed to Pending | From Active | |
| Oct 28, 2026 | Price reduced | $1,550,000 | From $1,600,000 |
| Sep 21, 2026 | Listed for sale | $1,600,000 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 544 Bernard Street
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0268J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones map, Newport Beach quadrangle, released July 1, 1986. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Newport Beach quadrangle, released April 15, 1998. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Newport Beach quadrangle, released April 15, 1998. Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: AT&T, up to 5,000 Mbps, at 48 of 87 residential locations in this census block. Cable: Spectrum, up to 1,000 Mbps, at 85 of 87. DSL: AT&T, up to 100 Mbps, at 47 of 87.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590637025001, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.2 miles away (ChargePoint, 2 Level 2 ports). 301 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.11% · 30-yr fixed$
$11,967/mo
10% down · 30-year fixed · $155,000 down
Principal & interest$9,384
Mortgage insurance (est., over 80% LTV)$581
Property tax (est. 1.2%)$1,550
Home insurance (rough est., varies widely)$452
HOANot reported, not included
$10,344/mo
20% down · 30-year fixed · $310,000 down
Principal & interest$8,342
Property tax (est. 1.2%)$1,550
Home insurance (rough est., varies widely)$452
HOANot reported, not included
$9,301/mo
30% down · 30-year fixed · $465,000 down
Principal & interest$7,299
Property tax (est. 1.2%)$1,550
Home insurance (rough est., varies widely)$452
HOANot reported, not included
Estimated carrying cost
$2,002/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.2%)$1,550
Home insurance (rough est., varies widely)$452
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.11% (week of Nov 12, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Costa Mesa rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 544 Bernard Street
Want to see 544 Bernard Street in person? We have guided buyers through Westside Costa Mesa Central and the wider Costa Mesa market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 544 Bernard Street
Thinking of selling nearby? We bring current Westside Costa Mesa Central sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Costa Mesa
Costa Mesa sits on the coastal tableland of central Orange County, bordered by Santa Ana, Huntington Beach, and Newport Beach, with its southern edge about a mile from the Pacific. South Coast Plaza, the Segerstrom Center for the Arts, the Orange County Fairgrounds, Orange Coast College, and the Eastside and Mesa Verde neighborhoods all fall within the Newport-Mesa Unified School District.
Westside Costa Mesa Central home sales, past 12 months
- Homes sold
- 5
- Median price
- $1,125,000
- Median per sq ft
- $1,021
Recorded MLS closings of single-family homes, Nov 7, 2025 to Nov 7, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Westside Costa Mesa Central sales
At $581 per square foot, this home's asking price is 43% below the Westside Costa Mesa Central median of $1,021 for single-family homes that closed in the past 12 months.
Recent Westside Costa Mesa Central sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 2123 Wallace | Oct 30, 2026 | $1,100,000 | 1,618 | $680 | 0 |
| 923 Darrell | Aug 9, 2026 | $1,125,000 | 1,040 | $1,082 | 0 |
| 870 Darrell | Aug 7, 2026 | $1,062,500 | 1,017 | $1,045 | 0 |
| 674 Senate Street | Jun 1, 2026 | $1,200,000 | 1,576 | $761 | 59 |
| 700 Hamilton Street | Dec 26, 2025 | $1,225,000 | 1,200 | $1,021 | 11 |
Schools
School District for 544 Bernard Street
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Newport Mesa Unified.
Living in Costa Mesa covers its schools, parks and beaches.
Location
Location
Nearby listings
Similar Homes for Sale in Costa Mesa
Nearby sales
Recently Sold Near 544 Bernard Street
Just listed
Newest Costa Mesa Homes for Sale
Explore
Explore Costa Mesa Real Estate
See every home for sale in Costa Mesa, or search the full Orange County MLS on our live homes search. Questions about 544 Bernard Street? Talk to Realatrends.
- Costa Mesa Homes for Sale
- Westside Costa Mesa Central Homes for Sale
- Costa Mesa 92627 Homes for Sale
- Costa Mesa Single-Family Homes for Sale
- Orange County Real Estate
Explore Orange County
Browse Homes by City
Listing alerts
Be first to see new Costa Mesa listings
What criteria are you looking for?
New Costa Mesa homes by email, often before they reach the big portals.
You are all set.
Listed by Stacy Reed of T.N.G. Real Estate Consultants
Listing information updated Nov 13, 2026 at 12:33 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.