$1,082,000
3Beds3Baths1,279SqFt
21421 KirkwallLake Forest, CA 92630Fieldstone Classic
46 Finch, Lake Forest, CA 92630
- 3 beds
- 3 baths
- 1,655 sq ft
- Built 2016
$1,079,000
Open house
Open House
The home
About 46 Finch
Nestled in the award-winning community of Baker Ranch, this beautifully maintained end-unit residence offers 3 bedrooms, 2.5 bathrooms, abundant natural light, and sweeping views of the surrounding hills, city skyline, and Irvine Spectrum.
Designed for both comfort and functionality, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space for everyday living and entertaining. A private front patio provides the perfect setting to relax and enjoy colorful sunset skies, while expansive windows fill the home with natural light and capture picturesque views from the main living areas and the spacious primary suite.
The generously sized primary bedroom features a large walk-in closet, dual vanities, and a spacious walk-in shower. Two secondary bedrooms share a Jack-and-Jill bathroom, offering a practical layout for families, guests, or a home office. An upstairs laundry room adds to the home’s everyday convenience.
Residents enjoy access to Baker Ranch’s exceptional resort-inspired amenities, including multiple pools, parks, clubhouses, hiking and biking trails, sports courts, playgrounds, and beautifully maintained open spaces. With no Mello-Roos, and a prime location close to shopping, dining, entertainment, and major freeways, this home offers an outstanding opportunity to enjoy one of Orange County’s most desirable communities.
Property details for 46 Finch
This 3-bedroom, 3-bath condo sits in Lake Forest in Orange County. It offers 1,655 square feet of living space and is listed at $1,079,000, about $652 per square foot. The home was built in 2016. The MLS record lists the assessor parcel number as 939-125-70. Highlights include coastline and city lights views, a community pool, an attached two-car garage, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,079,000
- Days On Site
- 87 Days
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,655 sqft
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Lot Size
- N/A
- Year Built
- 2016
- MLS® Number
- WS26132541
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $475.3 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- WS26132541
- Year Built
- 2016
- Living Area (sq ft)
- 1,655
- Living Area Source
- Assessor
- Levels
- Two
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- City Lights, Coastline, Hills, Mountains
- HOA Dues
- $216.30
- HOA Frequency
- Monthly
- HOA Name
- The Rowe
- Parcel Number
- 93912570
- On Market Date
- 2026-07-09
- Listing Terms
- Standard
Interior Features
- Interior Features
- All Bedrooms Up, Walk In Closets
- Cooling
- Central Air
- Fireplace
- None
- Laundry
- Laundry Room
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- One Common Wall
- Rooms
- Other, Bedroom
Exterior Features
- Pool Features
- None, Association
- Sewer
- Public Sewer
- Water
- Public
- Units
- 100
Community Features
- Subdivision
- Other
- Community Features
- Rural
- Association Amenities
- Pool, Spa Hot Tub
- Second HOA Dues
- $259
- Second HOA Name
- Baker Ranch
The record
Property History for 46 Finch
| Date | Event | Price | Note |
|---|---|---|---|
| Jul 9, 2026 | Listed for sale | $1,139,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$8,610/mo
10% down · 30-year fixed · $107,900 down
Principal & interest$6,480
Mortgage insurance (est., over 80% LTV)$405
Property tax (est. 1.04%)$935
Home insurance (rough est., varies widely)$315
HOA from listing$475
$7,485/mo
20% down · 30-year fixed · $215,800 down
Principal & interest$5,760
Property tax (est. 1.04%)$935
Home insurance (rough est., varies widely)$315
HOA from listing$475
$6,765/mo
30% down · 30-year fixed · $323,700 down
Principal & interest$5,040
Property tax (est. 1.04%)$935
Home insurance (rough est., varies widely)$315
HOA from listing$475
Estimated carrying cost
$1,725/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$935
Home insurance (rough est., varies widely)$315
HOA from listing$475
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 46 Finch
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Selling near 46 Finch
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The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Lake Forest home sales, past 12 months
- Homes sold
- 196
- Median price
- $638,500
- Median days on market
- 21
- Median per sq ft
- $596
Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Lake Forest sales
At $652 per square foot, this home's asking price is 9% above the Lake Forest median of $596 for condos that closed in the past 12 months.
Recent Lake Forest sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 26338 W Grove 67 | Sep 21, 2026 | $700,000 | 1,242 | $564 | 2 |
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 18952 Canyon View | Sep 15, 2026 | $545,000 | 954 | $571 | 88 |
| 604 White Oaks | Sep 14, 2026 | $850,000 | 1,761 | $483 | 26 |
Schools
Schools for 46 Finch
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Foothill Ranch
- Middle
- Serrano Intermediate
- High
- Saddleback
- District
- Saddleback Valley Unified
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
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Listed by JIAHUI XU of JC Pacific Corp
Listing information updated Sep 12, 2026 at 5:18 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.