$6,295,000
618 S Coast HighwayLaguna Beach, CA 92651The Village
640 S Coast Highway, Laguna Beach, CA 92651
- 4,612 sq ft
- Built 1986
Subdivision The Village
The Village is Laguna Beach's downtown core, where Forest Avenue and South Coast Highway meet walkable blocks of art galleries, storefronts, and restaurants.
The home
About 640 S Coast Highway
A Rare Opportunity to Own a Five-Story Ocean-View Trophy Property on Laguna Beach’s Coast Highway, Steps from the Sand
Rising five stories above Coast Highway, 640 Coast Highway & 641 Ramona Avenue is a rare mixed-use building moments from the beach and the Village, with panoramic ocean and Catalina Island views from its upper levels.
The approximately 4,612-square-foot building holds 8 units of café, restaurant, retail, office and residential space, including two ocean-view penthouses, on a 6,643-square-foot lot with frontage on Coast Highway and Ramona Avenue. An additional space offers the potential to convert to a ninth office suite for added income, subject to City approval. Built in 1986, the building offers an elevator and 18 on-site parking spaces, rare for downtown, and the owner reports permits in place for upgrades such as new windows and flooring.
Across the street, the oceanfront Pacific Edge Hotel is being reimagined by Foster + Partners as a destination resort. A rare holding for long-term investors or an owner-user seeking a place in Laguna.
Buyer to verify zoning, permitted uses, unit configuration, permits and conversion potential with the City of Laguna Beach.
Property details for 640 S Coast Highway
This home sits in the Village neighborhood of Laguna Beach in Orange County. It has 4,612 square feet of living space and is listed at $7,275,000, about $1,577 per square foot. The home was built in 1986. The MLS record lists the assessor parcel number as 644-036-25. Highlights include ocean and coastline views, a six-car garage, and air conditioning.
Photographs
Photos of 640 S Coast Highway, Laguna Beach
Specifications
Home Details
General Features
- Property Type
- Mixed Use
- MLS Number
- LG26230255
- Year Built
- 1986
- Lot Size (sq ft)
- 6,643
- Lot Size (acres)
- 0.1525
- Levels
- Three Or More
- Garage Spaces
- 6
- Parking Spaces
- 18
- View
- Catalina, City Lights, Coastline, Neighborhood, Ocean, Panoramic, Water
- Annual Taxes
- $23,794
- Parcel Number
- 64403625
- On Market Date
- 2026-11-05
- Zoning
- C-1
- Listing Terms
- Standard
Interior Features
- Interior Features
- Elevator
- Appliances
- Dryer, Sump Pump, Washer
- Heating
- Forced Air
- Cooling
- Wall Window Units
- Fireplace
- None
- Laundry
- Common Area
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
Exterior Features
- Exterior Features
- Lighting, Rain Gutters
- Lot Features
- Walkstreet
- Parking
- Carport, Garage, Gated, See Remarks, Uncovered
- Pool Features
- None
- Sewer
- Public Sewer
- Water
- Public
- Units
- 8
Community Features
- Subdivision
- The Village (VIL)
- Community Features
- Curbs, Hiking, Street Lights, Sidewalks
- Security
- Key Card Entry, Security Lights
The record
Property History for 640 S Coast Highway
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 5, 2026 | Listed for sale | $7,275,000 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 640 S Coast Highway
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0417K effective March 21, 2019. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Laguna Beach quadrangle, released April 15, 1998. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Laguna Beach quadrangle, released April 15, 1998. Checked October 15, 2026.
- Tsunami hazard area
Outside the Tsunami Hazard Area on the State's evacuation planning map.
California Geological Survey and Cal OES, Tsunami Hazard Area map for Orange County (2021). Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: Frontier, up to 7,000 Mbps, at 3 of 16 residential locations in this census block. Cable: Cox Communications, up to 2,000 Mbps, at 10 of 16. Fixed wireless: Verizon, up to 300 Mbps, at 6 of 16.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590626053006, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.2 miles away (ChargePoint, 2 Level 2 ports). 25 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.18% · 30-yr fixed$
$55,874/mo
10% down · 30-year fixed · $727,500 down
Principal & interest$44,355
Mortgage insurance (est., over 80% LTV)$2,728
Property tax (est. 1.1%)$6,669
Home insurance (rough est., varies widely)$2,122
HOANot reported, not included
$48,218/mo
20% down · 30-year fixed · $1,455,000 down
Principal & interest$39,427
Property tax (est. 1.1%)$6,669
Home insurance (rough est., varies widely)$2,122
HOANot reported, not included
$43,289/mo
30% down · 30-year fixed · $2,182,500 down
Principal & interest$34,498
Property tax (est. 1.1%)$6,669
Home insurance (rough est., varies widely)$2,122
HOANot reported, not included
Estimated carrying cost
$8,791/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.1%)$6,669
Home insurance (rough est., varies widely)$2,122
HOANot reported, not included
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.18% (week of Nov 5, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 640 S Coast Highway
Want to see 640 S Coast Highway in person? We have guided buyers through The Village and the wider Laguna Beach market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 640 S Coast Highway
Thinking of selling nearby? We bring current The Village sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About The Village
The Village is Laguna Beach's downtown core, where Forest Avenue and South Coast Highway meet walkable blocks of art galleries, storefronts, and restaurants. It fronts Main Beach Park and the bluff-top trails of Heisler Park, sits within Laguna Beach Unified School District, and keeps its historic gallery-town character along the coast.
See homes for sale in The Village Laguna Beach housing market
Location
Location
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Listed by Chad Concolino of Main Beach Realty
Listing information updated Nov 5, 2026 at 3:39 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.