$505,000
2Beds2Baths916SqFt
20702 El Toro Rd Unit 259 259Lake Forest, CA 92630Pheasant Creek
20702 El Toro 90, Lake Forest, CA 92630
- 2 beds
- 2 baths
- 916 sq ft
- Built 1980
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
The home
About 20702 El Toro 90
This gorgeous community is now FHA approved! Tucked within the lush, tree-lined Pheasant Creek community where winding streams and peaceful ponds set the tone, this fully reimagined 2-bed, 2-bath condo with a carport is the California lifestyle upgrade you've been waiting for.
Every inch of this home has been thoughtfully touched. The kitchen has been nicely refreshed with sleek stainless-steel appliances and recessed lighting that sets the perfect ambiance. New laminate floors run seamlessly throughout, fresh paint brightens every room, and new ceiling fans in the dining area and bedrooms add both style and function. Both bathrooms? Completely refreshed.
The living room opens directly onto a spacious private balcony, your own quiet corner for morning coffee, evening cocktails, or simply doing nothing at all. A patio laundry closet with extra storage keeps life organized without sacrificing space.
Parking is a non-issue here as you get both an assigned space and a carport. And when you're ready to venture beyond your front door, the community delivers with resort-style pools, tennis and basketball courts, and scenic walking trails all just steps away. The HOA covers water, sewer, trash, and grounds maintenance, keeping your to-do list blissfully short.
As for location, Irvine Spectrum, top-rated schools, parks, hiking trails, and premier shopping are all within easy reach. Whether you're a first-time buyer or savvy investor, this one is FHA approved and move-in ready.
Come see it before someone else does.
Property details for 20702 El Toro 90
This 2-bedroom, 2-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 916 square feet of living space and is listed at $499,000, about $545 per square foot. The home was built in 1980. The MLS record lists the assessor parcel number as 938-742-34. Highlights include a community pool and spa, single-story living, air conditioning, a turnkey home, and craftsman architecture. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $499,000
- Days On Site
- 168 Days
- Bedrooms
- 2
- Inside Area (SqFt)
- 916 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1980
- MLS® Number
- NP26083012
- Status
- Active Under Contract
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $553 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- NP26083012
- Year Built
- 1980
- Living Area (sq ft)
- 916
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 344,910
- Lot Size (acres)
- 7.918
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- Parking Spaces
- 2
- View
- Neighborhood
- HOA Dues
- $553
- HOA Frequency
- Monthly
- HOA Name
- Pheasant Creek
- Parcel Number
- 93874234
- On Market Date
- 2026-04-19
- Listing Terms
- Short Sale
Interior Features
- Interior Features
- Balcony, Ceiling Fans, Separate Formal Dining Room, High Ceilings, Open Floorplan, Recessed Lighting
- Appliances
- Dishwasher, Free Standing Range, Microwave, Range Hood, Dryer, Washer
- Flooring
- Vinyl
- Heating
- None
- Cooling
- Wall Window Units
- Fireplace
- None
- Laundry
- Laundry Closet, Outside
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 2
- Common Walls
- Two Common Walls Or More
- Doors
- Sliding Doors
- Accessibility
- None
- Rooms
- Kitchen, Bathroom, Dining Room, Family Room
Exterior Features
- Architectural Style
- Craftsman
- Roof
- Tile
- Construction
- Drywall, Frame, Concrete
- Foundation
- Slab
- Lot Features
- Landscaped
- Patio and Porch
- Deck
- Parking
- Assigned, Carport, Detached Carport, Guest
- Fencing
- None
- Pool Features
- Community, In Ground, Association
- Spa
- Association, Community, In Ground
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Curbs, Hiking, Street Lights, Suburban, Sidewalks, Pool
- Association Amenities
- Maintenance Grounds, Pool, Spa Hot Tub, Trash, Water
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 20702 El Toro 90
| Date | Event | Price | Note |
|---|---|---|---|
| Apr 19, 2026 | Listed for sale | $524,500 | |
| May 19, 2023 | Sold | $500,000 | North Seventeen RE |
| May 20, 2016 | Sold | $295,000 | United Realty Center Inc |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$4,315/mo
10% down · 30-year fixed · $49,900 down
Principal & interest$2,997
Mortgage insurance (est., over 80% LTV)$187
Property tax (est. 1.04%)$432
Home insurance (rough est., varies widely)$146
HOA from listing$553
$3,795/mo
20% down · 30-year fixed · $99,800 down
Principal & interest$2,664
Property tax (est. 1.04%)$432
Home insurance (rough est., varies widely)$146
HOA from listing$553
$3,462/mo
30% down · 30-year fixed · $149,700 down
Principal & interest$2,331
Property tax (est. 1.04%)$432
Home insurance (rough est., varies widely)$146
HOA from listing$553
Estimated carrying cost
$1,131/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$432
Home insurance (rough est., varies widely)$146
HOA from listing$553
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 El Toro 90
Want to see 20702 El Toro 90 in person? We have guided buyers through Pheasant Creek and the wider Lake Forest market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 20702 El Toro 90
Thinking of selling nearby? We bring current Pheasant Creek sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $545 per square foot, this home's asking price is 12% below the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
Schools for 20702 El Toro 90
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Lake Forest
- Middle
- Serrano Intermediate
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
Nearby listings
Similar Homes for Sale in Lake Forest
$450,000
2Beds2Baths916SqFt
20702 El Toro Road 231Lake Forest, CA 92630Pheasant Creek
$429,900
1Beds1Baths710SqFt
20702 El Toro Rd 212Lake Forest, CA 92630Pheasant Creek
$419,900
1Beds1Baths560SqFt
20702 #344 El ToroLake Forest, CA 92630Pheasant Creek
$399,000
1Beds1Baths686SqFt
20702 El Toro 283Lake Forest, CA 92630Pheasant Creek
$395,000
1Beds1Baths686SqFt
20702 El Toro Road 393Lake Forest, CA 92630Pheasant Creek
$380,000
1Beds1Baths686SqFt
20702 El ToroLake Forest, CA 92630Pheasant Creek
Just listed
Newest Lake Forest Homes for Sale
Explore
Explore Lake Forest Real Estate
See every home for sale in Lake Forest, or search the full Orange County MLS on our live homes search. Questions about 20702 El Toro Unit 90? Talk to Realatrends.
Explore Orange County
Browse Homes by City
Listing alerts
Be first to see new Lake Forest listings
What criteria are you looking for?
New Lake Forest homes by email, often before they reach the big portals.
You are all set.
Listed by Tracy Bryant of Coldwell Banker Realty
Listing information updated Aug 29, 2026 at 6:57 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.