20702 El Toro 414, Lake Forest, CA 92630
- 1 bed
- 1 bath
- 610 sq ft
- Built 1983
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
The home
About 20702 El Toro 414
Experience the epitome of tranquil luxury at Pheasant Creek, located at 20702 El Toro Rd. # 414 in Lake Forest. This exquisite top-floor end unit offers a serene living experience surrounded by mature trees, flowing streams, and a picturesque pond. The Aliso Creek Trail is just across the street, enhancing the park-like ambiance of this coveted community.
Step inside to an inviting open floor plan where natural light floods the living room through a large slider, leading to an expansive balcony that provides breathtaking views of the greenbelt, pond, and community pool. The primary bedroom boasts it's own ensuite bathroom and built-in closets, offering both comfort and style. Enjoy the benefits of a top-floor end unit with no one above you, fewer shared walls, and a heightened sense of privacy and tranquility.
Convenience is seamlessly intergraded with a laundry area just off the balcony and a dining space that flows effortlessly from the living area, perfect for daily living and entertaining. Additional features include a secure one-car garage and an extra reserved parking space. The HOA covers essential services like water, gas, and trash, ensuring a hassle-free lifestyle.
Situated in the esteemed Saddleback Valley Unified School District and just minutes from the 241 and 5 freeways, this location is unrivaled. With pools, spas, tennis and basketball courts, scenic ponds and lush walking paths, the community offers and abundance of leisure options. Proximity to the Irvine Spectrum, parks, hiking trails, and premier lodging makes this an ideal choice for discerning buyers.
This FHA - approved residence is an exceptional opportunity for those seeking a luxurious yet practical living space. Schedule a showing to experience it in person.
Property details for 20702 El Toro 414
This 1-bedroom, 1-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 610 square feet of living space and is listed at $425,000, about $697 per square foot. The home was built in 1983. The MLS record lists the assessor parcel number as 938-744-14. Highlights include creek views, a community pool and spa, single-story living, a one-car garage, air conditioning, and a turnkey home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $425,000
- Days On Site
- 3 Days
- Bedrooms
- 1
- Inside Area (SqFt)
- 610 sqft
- Total Baths
- 1
- Full Baths
- 1
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1983
- MLS® Number
- OC26221072
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $484 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC26221072
- Year Built
- 1983
- Living Area (sq ft)
- 610
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 257,265
- Lot Size (acres)
- 5.906
- Levels
- One
- Bedrooms
- 1
- Full Baths
- 1
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- Neighborhood, Pool, Creek Stream, Trees Woods
- HOA Dues
- $484
- HOA Frequency
- Monthly
- HOA Name
- Pheasant Creek
- Parcel Number
- 93874414
- On Market Date
- 2026-10-17
- Listing Terms
- Standard
Interior Features
- Interior Features
- Separate Formal Dining Room, Granite Counters, Open Floorplan, Recessed Lighting, All Bedrooms Up, Walk In Closets
- Appliances
- Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
- Flooring
- Tile
- Heating
- Forced Air
- Cooling
- Wall Window Units
- Fireplace
- None
- Laundry
- Laundry Closet
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 2
- Common Walls
- Two Common Walls Or More, End Unit, No One Above
- Rooms
- Other, Bathroom, Kitchen, Dining Room, Primary Bedroom, Laundry, Bedroom, Living Room, Primary Bathroom
Exterior Features
- Architectural Style
- Traditional
- Construction
- Wood Siding
- Foundation
- Slab
- Lot Features
- Close To Clubhouse
- Patio and Porch
- Deck
- Parking
- Assigned, Garage
- Pool Features
- Association
- Spa
- Association
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 596
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Dog Park, Foothills, Street Lights, Suburban, Sidewalks
- Association Amenities
- Pool, Sauna, Spa Hot Tub, Tennis Courts
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 20702 El Toro 414
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 17, 2026 | Status changed to Active | From Coming Soon | |
| Oct 17, 2026 | Listed for sale | $425,000 | |
| Apr 22, 2016 | Sold | $259,900 | Realty One Group Inc |
| Apr 30, 2013 | Sold | $114,750 | Realty One Group Inc |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 20702 El Toro 414
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0317J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 135 of 138 residential locations in this census block. DSL: AT&T, up to 100 Mbps, at 2 of 138. Fixed wireless: Verizon, up to 300 Mbps, at 36 of 138.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320471000, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.8 miles away (EVOLV Charging, 20 Level 2 ports). 113 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.40% · 30-yr fixed$
$3,783/mo
10% down · 30-year fixed · $42,500 down
Principal & interest$2,648
Mortgage insurance (est., over 80% LTV)$159
Property tax (est. 1.04%)$368
Home insurance (rough est., varies widely)$124
HOA from listing$484
$3,330/mo
20% down · 30-year fixed · $85,000 down
Principal & interest$2,354
Property tax (est. 1.04%)$368
Home insurance (rough est., varies widely)$124
HOA from listing$484
$3,036/mo
30% down · 30-year fixed · $127,500 down
Principal & interest$2,060
Property tax (est. 1.04%)$368
Home insurance (rough est., varies widely)$124
HOA from listing$484
Estimated carrying cost
$976/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$368
Home insurance (rough est., varies widely)$124
HOA from listing$484
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.40% (week of Oct 15, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 El Toro 414
Want to see 20702 El Toro 414 in person? We have guided buyers through Pheasant Creek and the wider Lake Forest market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 20702 El Toro 414
Thinking of selling nearby? We bring current Pheasant Creek sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Oct 13, 2025 to Oct 13, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $697 per square foot, this home's asking price is 13% above the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
Schools for 20702 El Toro 414
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Lk Forest
- Middle
- Serrano
- High
- Trabuco Hills
- District
- Saddleback Valley Unified
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 20702 El Toro 414, Lake Forest
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Listed by Carole Oberto of Coldwell Banker Realty
Listing information updated Oct 18, 2026 at 6:10 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.