$399,000
1Beds1Baths686SqFt
20702 El Toro 283Lake Forest, CA 92630Pheasant Creek
20702 El Toro Road 393, Lake Forest, CA 92630
- 1 bed
- 1 bath
- 686 sq ft
- Built 1983
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
The home
About 20702 El Toro Road 393
Deal Fell Out – Their Loss, Your Gain! Welcome to this beautifully updated lower level 1 bedroom, 1 bath condo with Garage located in the highly sought-after Pheasant Creek community of Lake Forest. Offering 686 sq. ft. of comfortable living space, that blends affordability, style, and resort-style amenities in a peaceful natural setting. Step inside to an open-concept floor plan that seamlessly connects the living and dining areas, creating a bright and inviting atmosphere. The spacious bedroom includes a walk-in closet, while the upgraded bathroom showcases stylish finishes and quality fixtures. Enjoy your own private front patio surrounded by lush landscaping and the tranquil sounds of streams flowing throughout the community. Residents of Pheasant Creek enjoy exceptional amenities including multiple pools and spas, tennis courts, and scenic walking paths. The home also includes a full-size washer and dryer, enclosed garage, and one additional parking space. HOA dues cover water, trash, and exterior maintenance, making for an easy, low-maintenance lifestyle.This FHA-approved community is conveniently located near parks, shopping, dining, and offers easy access to major freeways and toll roads.
Property details for 20702 El Toro Road 393
This 1-bedroom, 1-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 686 square feet of living space and is listed at $395,000, about $576 per square foot. The home was built in 1983. The MLS record lists the assessor parcel number as 938-743-93. Highlights include a community pool and spa, single-story living, and a one-car garage. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $395,000
- Days On Site
- 50 Days
- Bedrooms
- 1
- Inside Area (SqFt)
- 686 sqft
- Total Baths
- 1
- Full Baths
- 1
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1983
- MLS® Number
- OC26176576
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $505.54 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC26176576
- Year Built
- 1983
- Living Area (sq ft)
- 686
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 257,265
- Lot Size (acres)
- 5.906
- Levels
- One
- Bedrooms
- 1
- Full Baths
- 1
- Garage Spaces
- 1
- Parking Spaces
- 2
- View
- Park Greenbelt
- HOA Dues
- $505.54
- HOA Frequency
- Monthly
- HOA Name
- Pheasant Creek El Toro Condo
- Parcel Number
- 93874393
- On Market Date
- 2026-08-14
- Listing Terms
- Standard
Interior Features
- Interior Features
- Main Level Primary, Walk In Closets
- Cooling
- See Remarks
- Fireplace
- None
- Laundry
- Laundry Closet, See Remarks
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
- Rooms
- Other, Primary Bedroom, Living Room
Exterior Features
- Patio and Porch
- Patio
- Parking
- Garage
- Pool Features
- Association
- Spa
- Association
- Sewer
- Public Sewer
- Water
- Public
- Units
- 1
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Street Lights
- Association Amenities
- Sport Court, Pool, Spa Hot Tub, Tennis Courts
The record
Property History for 20702 El Toro Road 393
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 14, 2026 | Relisted | $409,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$3,483/mo
10% down · 30-year fixed · $39,500 down
Principal & interest$2,372
Mortgage insurance (est., over 80% LTV)$148
Property tax (est. 1.04%)$342
Home insurance (rough est., varies widely)$115
HOA from listing$506
$3,072/mo
20% down · 30-year fixed · $79,000 down
Principal & interest$2,109
Property tax (est. 1.04%)$342
Home insurance (rough est., varies widely)$115
HOA from listing$506
$2,808/mo
30% down · 30-year fixed · $118,500 down
Principal & interest$1,845
Property tax (est. 1.04%)$342
Home insurance (rough est., varies widely)$115
HOA from listing$506
Estimated carrying cost
$963/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$342
Home insurance (rough est., varies widely)$115
HOA from listing$506
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 El Toro Road 393
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Selling near 20702 El Toro Road 393
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The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $576 per square foot, this home's asking price is 7% below the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
School District for 20702 El Toro Road 393
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
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Listed by Eric Reichert of OCProperties
Listing information updated Sep 22, 2026 at 12:07 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.