$429,900
1Beds1Baths710SqFt
20702 El Toro Rd 212Lake Forest, CA 92630Pheasant Creek
20702 #344 El Toro, Lake Forest, CA 92630
- 1 bed
- 1 bath
- 560 sq ft
- Built 1983
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
The home
About 20702 #344 El Toro
PRIVATE • UPDATED • BRIGHT • PRIME LOCATION!
Welcome home to this beautifully updated upstairs end-unit condo, offering the perfect blend of privacy, comfort, and convenience! From the moment you step inside, you’ll love the open and airy floor plan, high ceilings, abundant natural light, and peaceful views of mature trees.
The thoughtfully remodeled kitchen and bathroom add a fresh, modern feel, while attractive laminate and tile flooring flow throughout the home. Step outside onto your private balcony and enjoy your morning coffee surrounded by lush trees and a tranquil setting.
Convenience is built in with a washer and dryer located in the enclosed laundry room just off the balcony.
Enjoy resort-style community amenities including a pool, spa, and tennis courts—perfect for relaxing, entertaining, or staying active. Plus, you’re conveniently located near shopping, dining, and freeway access, making everyday living a breeze.
Don’t miss this private and inviting end-unit condo—move-in ready and ready to be called home!
Property details for 20702 #344 El Toro
This 1-bedroom, 1-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 560 square feet of living space and is listed at $419,900, about $750 per square foot. The home was built in 1983. The MLS record lists the assessor parcel number as 938-743-44. Highlights include a community pool, single-story living, a one-car garage, air conditioning, a turnkey home, and Cape Cod architecture. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $419,900
- Days On Site
- 13 Days
- Bedrooms
- 1
- Inside Area (SqFt)
- 560 sqft
- Total Baths
- 1
- Full Baths
- 1
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1983
- MLS® Number
- OC26206068
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $484 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC26206068
- Year Built
- 1983
- Living Area (sq ft)
- 560
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 257,265
- Lot Size (acres)
- 5.906
- Levels
- One
- Bedrooms
- 1
- Full Baths
- 1
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- Trees Woods
- HOA Dues
- $484
- HOA Frequency
- Monthly
- HOA Name
- Pheasant creek
- Parcel Number
- 93874344
- On Market Date
- 2026-09-21
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, High Ceilings, All Bedrooms Down, Walk In Closets
- Appliances
- Built In Range, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Microwave, Water Heater, Dryer, Washer
- Flooring
- Laminate, Tile
- Heating
- Forced Air
- Cooling
- Wall Window Units
- Fireplace
- None
- Laundry
- Laundry Room, Outside
- Entry Level
- 2
- Common Walls
- One Common Wall, End Unit
- Rooms
- Laundry, Bedroom, Kitchen, Living Room, Other, Bathroom
Exterior Features
- Architectural Style
- Cape Cod
- Roof
- Composition
- Parking
- Garage, One Space
- Pool Features
- Community, Association
- Sewer
- Sewer Tap Paid
- Water
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 596
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Sidewalks, Pool
- Association Amenities
- Pool, Spa Hot Tub, Tennis Courts
The record
Property History for 20702 #344 El Toro
| Date | Event | Price | Note |
|---|---|---|---|
| Sep 21, 2026 | Listed for sale | $419,900 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$3,649/mo
10% down · 30-year fixed · $41,990 down
Principal & interest$2,522
Mortgage insurance (est., over 80% LTV)$157
Property tax (est. 1.04%)$364
Home insurance (rough est., varies widely)$122
HOA from listing$484
$3,212/mo
20% down · 30-year fixed · $83,980 down
Principal & interest$2,242
Property tax (est. 1.04%)$364
Home insurance (rough est., varies widely)$122
HOA from listing$484
$2,931/mo
30% down · 30-year fixed · $125,970 down
Principal & interest$1,961
Property tax (est. 1.04%)$364
Home insurance (rough est., varies widely)$122
HOA from listing$484
Estimated carrying cost
$970/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$364
Home insurance (rough est., varies widely)$122
HOA from listing$484
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 #344 El Toro
Want to see 20702 #344 El Toro in person? We have guided buyers through Pheasant Creek and the wider Lake Forest market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 20702 #344 El Toro
Thinking of selling nearby? We bring current Pheasant Creek sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $750 per square foot, this home's asking price is 21% above the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
School District for 20702 #344 El Toro
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
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Listed by Gosia Kawczynski of Coldwell Banker Realty
Listing information updated Oct 3, 2026 at 4:43 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.