$395,000
1Beds1Baths686SqFt
20702 El Toro Road 393Lake Forest, CA 92630Pheasant Creek
20702 El Toro, Lake Forest, CA 92630
- 1 bed
- 1 bath
- 686 sq ft
- Built 1982
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
The home
About 20702 El Toro
Welcome to your own little retreat in Lake Forest! Nestled in the charming Pheasant Creek community, this upper-level, 1-bedroom, 1-bath condo offers 686 square feet of inviting living space. Enjoy your morning coffee on the private balcony, unwind after a busy day, and make yourself at home. Pheasant Creek’s winding streams, mature trees, and landscaped grounds bring a refreshing touch of nature to everyday living. Community pools and spas make it easy to enjoy some downtime, while nearby shopping, dining, parks, and trails offer plenty of ways to spend your weekends. Convenient access to the 241 Toll Road keeps you connected to everything beyond the neighborhood. Come explore the possibilities and picture your next chapter here!
Property details for 20702 El Toro
This 1-bedroom, 1-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 686 square feet of living space and is listed at $380,000, about $554 per square foot. The home was built in 1982. The MLS record lists the assessor parcel number as 938-741-94. Highlights include water views, a community pool and spa, single-story living, a one-car garage, air conditioning, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $380,000
- Days On Site
- 1 Day
- Bedrooms
- 1
- Inside Area (SqFt)
- 686 sqft
- Total Baths
- 1
- Full Baths
- 1
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1982
- MLS® Number
- PW26212135
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $505 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- PW26212135
- Year Built
- 1982
- Living Area (sq ft)
- 686
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 344,910
- Lot Size (acres)
- 7.918
- Levels
- One
- Bedrooms
- 1
- Full Baths
- 1
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- Neighborhood, Pond, Trees Woods, Water
- HOA Dues
- $505
- HOA Frequency
- Monthly
- HOA Name
- Pheasant Creek
- Parcel Number
- 93874194
- On Market Date
- 2026-10-02
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Separate Formal Dining Room, Open Floorplan, Storage, Galley Kitchen
- Appliances
- Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Vented Exhaust Fan, Dryer, Washer
- Flooring
- Vinyl
- Heating
- Wall Furnace
- Cooling
- Wall Window Units
- Fireplace
- None
- Laundry
- Common Area, Inside, Laundry Closet, Laundry Room, Outside, Upper Level
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 2
- Common Walls
- Two Common Walls Or More
- Accessibility
- None
- Rooms
- Kitchen, Bathroom, Dining Room, Living Room
Exterior Features
- Construction
- Stucco, Unknown
- Patio and Porch
- Patio
- Parking
- Direct Access, Garage Faces Front, Garage, Garage Door Opener
- Fencing
- None
- Pool Features
- Community, Association
- Spa
- Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected
- Condition
- Updated Remodeled
- Units
- 596
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Biking, Curbs, Dog Park, Hiking, Lake, Park, Storm Drains, Street Lights, Suburban, Sidewalks, Pool
- Association Amenities
- Pool, Pets Allowed, Spa Hot Tub, Trash, Water
The record
Property History for 20702 El Toro
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 2, 2026 | Listed for sale | $380,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$3,370/mo
10% down · 30-year fixed · $38,000 down
Principal & interest$2,282
Mortgage insurance (est., over 80% LTV)$143
Property tax (est. 1.04%)$329
Home insurance (rough est., varies widely)$111
HOA from listing$505
$2,974/mo
20% down · 30-year fixed · $76,000 down
Principal & interest$2,029
Property tax (est. 1.04%)$329
Home insurance (rough est., varies widely)$111
HOA from listing$505
$2,720/mo
30% down · 30-year fixed · $114,000 down
Principal & interest$1,775
Property tax (est. 1.04%)$329
Home insurance (rough est., varies widely)$111
HOA from listing$505
Estimated carrying cost
$945/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$329
Home insurance (rough est., varies widely)$111
HOA from listing$505
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 El Toro
Want to see 20702 El Toro in person? We have guided buyers through Pheasant Creek and the wider Lake Forest market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 20702 El Toro
Thinking of selling nearby? We bring current Pheasant Creek sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $554 per square foot, this home's asking price is 11% below the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
Schools for 20702 El Toro
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Lake Forest
- Middle
- Serrano
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 20702 El Toro, Lake Forest
Nearby listings
Similar Homes for Sale in Lake Forest
$399,000
1Beds1Baths686SqFt
20702 El Toro 283Lake Forest, CA 92630Pheasant Creek
$419,900
1Beds1Baths560SqFt
20702 #344 El ToroLake Forest, CA 92630Pheasant Creek
$429,900
1Beds1Baths710SqFt
20702 El Toro Rd 212Lake Forest, CA 92630Pheasant Creek
$450,000
2Beds2Baths916SqFt
20702 El Toro Road 231Lake Forest, CA 92630Pheasant Creek
$499,000
2Beds2Baths916SqFt
20702 El Toro 90Lake Forest, CA 92630Pheasant Creek
$505,000
2Beds2Baths916SqFt
20702 El Toro Rd Unit 259 259Lake Forest, CA 92630Pheasant Creek
Just listed
Newest Lake Forest Homes for Sale
Explore
Explore Lake Forest Real Estate
See every home for sale in Lake Forest, or search the full Orange County MLS on our live homes search. Questions about 20702 El Toro? Talk to Realatrends.
Explore Orange County
Browse Homes by City
Listing alerts
Be first to see new Lake Forest listings
What criteria are you looking for?
New Lake Forest homes by email, often before they reach the big portals.
You are all set.
Listed by Brittany Morris-Scott of Real Broker
Listing information updated Oct 2, 2026 at 12:39 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.