$499,000
2Beds2Baths916SqFt
20702 El Toro 90Lake Forest, CA 92630Pheasant Creek
20702 El Toro Rd Unit 259 259, Lake Forest, CA 92630
- 2 beds
- 2 baths
- 916 sq ft
- Built 1980
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
The home
About 20702 El Toro Rd Unit 259 259
Location Location Location. This adorable condo is Ground Level overlooking the large Lake and streams. The babbling sound of the rushing creek is heard from both bedrooms window. Calm and serene environment right outside your patio with water turtles and beautiful Koi fish and cute ducks.
The patio Fencing can be removed, exposing the entire patio to the lake if desired. The Pool/ spa is conveniently located to the property. The two bedrooms have attached bathrooms making dual suites. Spacious Living room with attached dining and slider to the patio.
Kitchen has been beautifully remodeled, shaker cabinets and stylish granite, cabinet depth refrigerator, this would please any gourmet.
Additionally...each bedroom has overhead fan lighting. Beautiful vinyl flooring throughout the home. Washer & Dryer included.
HOA pays for Water/Trash and Central HOT water. Amenities include: 3 Pools/Spa, Tennis Courts, Pickle Ball, Basketball, open space and tree lined grounds, much like a resort. Two assigned Parking spaces, one covered.
The local trail across the street "Aliso Creek Trail"- hiking trails from ocean to mountains. Miles of paved Bike paths. Some of the best perks for living in Orange County are right here in your own backyard.
Come take a look and see what great things this property has to offer- you wont be disappointed.
Property details for 20702 El Toro Rd Unit 259 259
This 2-bedroom, 2-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 916 square feet of living space and is listed at $505,000, about $551 per square foot. The home was built in 1980. The MLS record lists the assessor parcel number as 938-740-99. Highlights include creek views, a community pool and spa, single-story living, air conditioning, a turnkey home, and ranch architecture. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $505,000
- Days On Site
- 47 Days
- Bedrooms
- 2
- Inside Area (SqFt)
- 916 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1980
- MLS® Number
- OC26181114
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $553 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC26181114
- Year Built
- 1980
- Living Area (sq ft)
- 916
- Living Area Source
- Assessor
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- Parking Spaces
- 2
- View
- Pond, Creek Stream, Water
- HOA Dues
- $553
- HOA Frequency
- Monthly
- HOA Name
- Pheasant creek El Toro Condos
- Parcel Number
- 93874099
- On Market Date
- 2026-08-18
- Listing Terms
- Standard
Interior Features
- Interior Features
- Ceiling Fans, Living Room Deck Attached, Open Floorplan, Quartz Counters, All Bedrooms Down, Bedroom On Main Level, Main Level Primary, Primary Suite
- Appliances
- Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Dryer, Washer
- Flooring
- Vinyl
- Heating
- Electric, Wall Furnace
- Cooling
- Electric, Wall Window Units
- Fireplace
- None
- Laundry
- Laundry Closet, Outside
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- One Common Wall, End Unit
- Doors
- Sliding Doors
- Accessibility
- No Stairs
- Rooms
- Primary Bedroom, Bathroom, Kitchen, Laundry, Bedroom, Living Room, Primary Bathroom
Exterior Features
- Architectural Style
- Ranch
- Roof
- Composition
- Construction
- Stucco
- Foundation
- Slab
- Lot Features
- Landscaped
- Patio and Porch
- Concrete, Patio
- Parking
- Assigned, Carport, One Space
- Fencing
- Wood
- Pool Features
- Association, Community
- Spa
- Association, Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 256
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Curbs, Gutters, Hiking, Lake, Near National Forest, Street Lights, Suburban, Pool
- Association Amenities
- Hot Water, Trash, Water
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 20702 El Toro Rd Unit 259 259
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 18, 2026 | Listed for sale | $514,900 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$4,360/mo
10% down · 30-year fixed · $50,500 down
Principal & interest$3,033
Mortgage insurance (est., over 80% LTV)$189
Property tax (est. 1.04%)$438
Home insurance (rough est., varies widely)$147
HOA from listing$553
$3,834/mo
20% down · 30-year fixed · $101,000 down
Principal & interest$2,696
Property tax (est. 1.04%)$438
Home insurance (rough est., varies widely)$147
HOA from listing$553
$3,497/mo
30% down · 30-year fixed · $151,500 down
Principal & interest$2,359
Property tax (est. 1.04%)$438
Home insurance (rough est., varies widely)$147
HOA from listing$553
Estimated carrying cost
$1,138/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$438
Home insurance (rough est., varies widely)$147
HOA from listing$553
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 El Toro Rd Unit 259 259
Want to see 20702 El Toro Rd Unit 259 259 in person? We have guided buyers through Pheasant Creek and the wider Lake Forest market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 20702 El Toro Rd Unit 259 259
Thinking of selling nearby? We bring current Pheasant Creek sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $551 per square foot, this home's asking price is 11% below the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
School District for 20702 El Toro Rd Unit 259 259
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Lake Forest covers its schools, parks and beaches.
Location
Location
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Listed by Patti VanLeeuwen of Landmark Realtors
Listing information updated Sep 16, 2026 at 1:37 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.