20702 El Toro Rd 178, Lake Forest, CA 92630
- 2 beds
- 2 baths
- 916 sq ft
- Built 1980
Subdivision Pheasant Creek
14 condos sold in the past 12 months · median $422,000
Open house
Open Houses
The home
About 20702 El Toro Rd 178
Top floor end unit living in Pheasant Creek, one of Lake Forest’s most parklike communities. Mature trees, flowing streams, and a large pond set the tone the moment you arrive, and the Aliso Creek Trail sits right across the street.
This 2 bedroom, 2 bath home offers a layout that’s hard to find in a condo. Each bedroom has its own ensuite bathroom and built in closets, giving you two private suites. Use the second as a guest retreat, a home office with its own bath, or a comfortable setup for shared living.
Being on the top floor at the end of the building means no one above you, fewer shared walls, and a quieter, more private feel. Large sliders fill the living room with natural light and open to an expansive balcony made for morning coffee or winding down in the evening. Laundry is right off the balcony, and the dining area flows naturally from the living space, making everyday living and hosting easy.
A one car garage adds secure parking and storage, plus you get an additional reserved space.
Pheasant Creek feels more like a park than a condo complex. Residents enjoy multiple pools and spas, tennis and basketball courts, and beautifully landscaped grounds throughout. HOA dues cover water, gas, and trash, so those are bills you won’t be paying separately.
Located in the Saddleback Valley Unified School District, minutes from shopping and dining, with El Toro Road and Santa Margarita Parkway putting the 241 and the 5 within easy reach.
Property details for 20702 El Toro Rd 178
This 2-bedroom, 2-bath condo sits in the Pheasant Creek neighborhood of Lake Forest in Orange County. It offers 916 square feet of living space and is listed at $549,995, about $600 per square foot. The home was built in 1980. The MLS record lists the assessor parcel number as 938-740-18. Highlights include peek-a-boo hill views, a community pool and spa, a fireplace, single-story living, a one-car garage, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $549,995
- Days On Site
- 1 Day
- Bedrooms
- 2
- Inside Area (SqFt)
- 916 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1980
- MLS® Number
- OC26222428
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $553.88 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC26222428
- Year Built
- 1980
- Living Area (sq ft)
- 916
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 362,186
- Lot Size (acres)
- 8.3146
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 1
- Parking Spaces
- 2
- View
- Hills, Peek A Boo
- HOA Dues
- $553.88
- HOA Frequency
- Monthly
- HOA Name
- Pheasant Creek
- Parcel Number
- 93874018
- On Market Date
- 2026-10-14
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Ceiling Fans, High Ceilings, Stone Counters, Recessed Lighting, Jack And Jill Bath, Multiple Primary Suites
- Appliances
- Dishwasher, Electric Oven, Electric Range, Freezer, Disposal, Microwave, Refrigerator, Water Heater
- Flooring
- Laminate, See Remarks
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Electric, Family Room
- Laundry
- Laundry Closet
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 2
- Common Walls
- Two Common Walls Or More, No One Above
- Accessibility
- None
- Rooms
- Bathroom, Kitchen, Primary Bedroom, Laundry, Family Room, Primary Bathroom
Exterior Features
- Architectural Style
- Traditional
- Roof
- Shingle
- Construction
- Stucco, Wood Siding
- Lot Features
- Landscaped
- Patio and Porch
- Deck
- Parking
- Assigned, Door Single, Garage
- Pool Features
- Community, Association
- Spa
- Association, Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Pheasant Creek (PC)
- Community Features
- Biking, Curbs, Hiking, Storm Drains, Sidewalks, Pool
- Association Amenities
- Clubhouse, Sport Court, Picnic Area, Pickleball, Pool, Recreation Room, Spa Hot Tub, Tennis Courts
The record
Property History for 20702 El Toro Rd 178
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 14, 2026 | Listed for sale | $549,995 | |
| Aug 25, 2023 | Sold | $541,000 | eXp Realty of California, Inc. |
| Dec 18, 2013 | Sold | $290,000 | Keller Williams Realty |
| Mar 1, 2012 | Sold | $175,000 | RE/MAX Select One |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 20702 El Toro Rd 178
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0317J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 135 of 138 residential locations in this census block. DSL: AT&T, up to 100 Mbps, at 2 of 138. Fixed wireless: Verizon, up to 300 Mbps, at 36 of 138.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320471000, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 0.8 miles away (EVOLV Charging, 20 Level 2 ports). 113 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.40% · 30-yr fixed$
$4,824/mo
10% down · 30-year fixed · $55,000 down
Principal & interest$3,427
Mortgage insurance (est., over 80% LTV)$206
Property tax (est. 1.04%)$477
Home insurance (rough est., varies widely)$160
HOA from listing$554
$4,237/mo
20% down · 30-year fixed · $109,999 down
Principal & interest$3,046
Property tax (est. 1.04%)$477
Home insurance (rough est., varies widely)$160
HOA from listing$554
$3,857/mo
30% down · 30-year fixed · $164,999 down
Principal & interest$2,666
Property tax (est. 1.04%)$477
Home insurance (rough est., varies widely)$160
HOA from listing$554
Estimated carrying cost
$1,191/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.04%)$477
Home insurance (rough est., varies widely)$160
HOA from listing$554
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.40% (week of Oct 8, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Lake Forest rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 20702 El Toro Rd 178
Want to see 20702 El Toro Rd 178 in person? We have guided buyers through Pheasant Creek and the wider Lake Forest market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 20702 El Toro Rd 178
Thinking of selling nearby? We bring current Pheasant Creek sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Lake Forest
Set in the Saddleback Valley of South Orange County and named for two man-made lakes, Lake Forest grew from the former El Toro community and the eucalyptus groves Dwight Whiting planted. Served entirely by the Saddleback Valley Unified School District, the city folds in the Foothill Ranch and Portola Hills districts near Whiting Ranch Wilderness Park.
Pheasant Creek home sales, past 12 months
- Homes sold
- 14
- Median price
- $422,000
- Median days on market
- 15
- Median per sq ft
- $619
Recorded MLS closings of condos, Oct 8, 2025 to Oct 8, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Pheasant Creek sales
At $600 per square foot, this home's asking price is close to the Pheasant Creek median of $619 for condos that closed in the past 12 months.
Recent Pheasant Creek sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 20702 El Toro Rd 69 | Sep 17, 2026 | $380,000 | 560 | $679 | 41 |
| 20702 El Toro Rd 317 | Sep 17, 2026 | $412,500 | 710 | $581 | 64 |
| 20702 El Toro 284 | Jun 16, 2026 | $419,000 | 686 | $611 | 9 |
| 20702 El Toro 390 | Jun 3, 2026 | $417,000 | 686 | $608 | 6 |
| 20702 El Toro Road 94 | May 26, 2026 | $415,000 | 686 | $605 | 19 |
Schools
Schools for 20702 El Toro Rd 178
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Lake Forest
- Middle
- Serrano Intermediate
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Lake Forest covers its schools, parks and beaches.
Photographs
Photos of 20702 El Toro Rd 178, Lake Forest
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Listed by Darren Shepherd of Compass
Listing information updated Oct 15, 2026 at 6:20 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.