$695,000
3Beds2Baths1,135SqFt
187 Montana Del LagoRancho Santa Margarita, CA 92688Montana del Lago
Sold
145 Montana Del Lago sold on January 28, 2026 for $590,000, 9.2% below the $650,000 asking price after 50 days on the market; it was first listed at $699,900. The buyer financed the purchase with a conventional loan. The details are below for reference.
145 Montana Del Lago, Rancho Santa Margarita, CA 92688
- 2 beds
- 2 baths
- 886 sq ft
- Built 1993
$590,000
Subdivision Montana del Lago
5 condos sold in the past 12 months · median $590,000
The home
About 145 Montana Del Lago
As Is - Lake Front Condo With Spectacular Views Of Lake, Mountains & Shopping Center.
Property details for 145 Montana Del Lago
This 2-bedroom, 2-bath condo sits in the Montana del Lago neighborhood of Rancho Santa Margarita in Orange County. It offers 886 square feet of living space. The home was built in 1993. The MLS record lists the assessor parcel number as 930-830-89. Highlights include panoramic and city lights views, lake frontage, a community pool and spa, a fireplace, a one-car garage, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $590,000
- Days On Site
- N/A
- Bedrooms
- 2
- Inside Area (SqFt)
- 886 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1993
- MLS® Number
- OC25251947
- Status
- Sold
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $619.93 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC25251947
- Year Built
- 1993
- Living Area (sq ft)
- 886
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 28,782
- Lot Size (acres)
- 0.6607
- Levels
- Three Or More
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- City Lights, Courtyard, Lake, Mountains, Neighborhood, Panoramic
- HOA Dues
- $528.93
- HOA Frequency
- Monthly
- HOA Name
- Montana Del Lago
- Parcel Number
- 93083089
- On Market Date
- 2025-11-18
- Listing Terms
- Standard
Interior Features
- Interior Features
- Balcony, Ceiling Fans, Separate Formal Dining Room, High Ceilings, All Bedrooms Up, Primary Suite
- Appliances
- Dishwasher, Free Standing Range, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Heater
- Flooring
- Carpet, Vinyl
- Heating
- Forced Air, Fireplaces
- Cooling
- Central Air
- Fireplace
- Gas, Gas Starter, Living Room
- Laundry
- Washer Hookup, Inside, Laundry Closet
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More, No One Above
- Windows
- Screens, Shutters
- Doors
- Sliding Doors
- Accessibility
- None
Exterior Features
- Architectural Style
- Mediterranean
- Exterior Features
- Lighting
- Roof
- Tile
- Construction
- Stucco
- Foundation
- Slab
- Lot Features
- No Landscaping, Near Park
- Patio and Porch
- Front Porch
- Parking
- Door Single, Garage, Garage Door Opener, No Driveway, Permit Required
- Fencing
- Wood
- Pool Features
- Community, In Ground, Association
- Spa
- Association, Community, In Ground
- Sewer
- Public Sewer, Sewer Tap Paid
- Water
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected
- Faces
- East
- Units
- 1
Community Features
- Subdivision
- Montana Del Lago (MDL)
- Community Features
- Biking, Curbs, Hiking, Lake, Street Lights, Suburban, Sidewalks, Park, Pool
- Association Amenities
- Sport Court, Maintenance Grounds, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts, Trails, Trash
- Security
- Carbon Monoxide Detectors
- Second HOA Dues
- $91
- Second HOA Name
- SAMLARC
The record
Property History for 145 Montana Del Lago
| Date | Event | Price | Note |
|---|---|---|---|
| Jan 28, 2026 | Sold | $590,000 | |
| Nov 18, 2025 | Listed for sale | $699,900 |
No prior MLS sales on record for this home since 2012.
Next steps
Looking for something similar
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Montana del Lago home sales, past 12 months
- Homes sold
- 5
- Median price
- $590,000
- Median days on market
- 33
- Median per sq ft
- $621
Recorded MLS closings of condos, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Recent Montana del Lago sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 82 Montana Del Lago | Aug 27, 2026 | $550,000 | 886 | $621 | 16 |
| 80 Montana Del Lago Drive | Jul 13, 2026 | $575,000 | 827 | $695 | 45 |
| 92 Montana Del Lago | Mar 17, 2026 | $664,322 | 1,131 | $587 | 7 |
| 145 Montana Del Lago | Jan 28, 2026 | $590,000 | 886 | $666 | 50 |
| 28 Montana Del Lago | Jan 12, 2026 | $735,000 | 1,440 | $510 | 33 |
Schools
Schools for 145 Montana Del Lago
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Trabuco Mesa
- Middle
- Rancho Santa Margarita
- High
- Trabuco Hills
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
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Listed by Christina Ford of Ford Realty Group
Listing information updated Jan 28, 2026 at 5:39 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.