$730,000
3Beds2Baths1,344SqFt
12 Montana Del Lago Drive 168Rancho Santa Margarita, CA 92688Montana del Lago
Sold
28 Montana Del Lago sold on January 12, 2026 for $735,000, 0.5% below the $739,000 asking price after 50 days on the market, including an earlier listing. The buyer financed the purchase with a conventional loan. The details are below for reference.
28 Montana Del Lago, Rancho Santa Margarita, CA 92688
- 2 beds
- 3 baths
- 1,440 sq ft
- Built 1992
$735,000
Subdivision Montana del Lago
5 condos sold in the past 12 months · median $590,000
The home
About 28 Montana Del Lago
Located in a desirable lakefront community, this beautifully updated condominium features two primary suites and a layout that has been tastefully done throughout. Step inside to discover a seamless blend of contemporary design and everyday functionality, highlighted by an open floor plan that maximizes both space and natural light. The living and dining areas flow effortlessly together, creating an inviting environment perfect for entertaining or relaxing.
The chef-inspired kitchen is a true standout, featuring freshly painted cabinets, new quartz countertops, new tile backsplash, stainless steel appliances, new range, new fixtures—all thoughtfully selected for a modern, cohesive look. Additional upgrades include new laminate flooring, new lighting, baseboards, fresh interior paint, and functional windows.
The spacious primary bedroom offers comfort and privacy, while the updated primary bath showcases custom tile flooring, a new vanity, new mirrors, and new mirrored closet doors.
Nestled within a quiet, well-maintained neighborhood surrounded by lush trees and greenbelts, this home offers a bright and airy ambiance throughout. Enjoy the convenience of a 2-car garage and a private courtyard—perfect for outdoor dining or peaceful relaxation.
The community provides access to exceptional amenities, including a resort-style pool, multiple additional pools, the Rancho Santa Margarita , tennis courts, parks, hiking trails, schools. Ideally located near abundant shopping, dining, and recreational options, this tastefully upgraded townhome offers both comfort and convenience in a truly sought-after setting.
Property details for 28 Montana Del Lago
This 2-bedroom, 3-bath condo sits in the Montana del Lago neighborhood of Rancho Santa Margarita in Orange County. It offers 1,440 square feet of living space. The home was built in 1992. The MLS record lists the assessor parcel number as 930-831-22. Highlights include a community pool, a fireplace, an attached two-car garage, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $735,000
- Days On Site
- N/A
- Bedrooms
- 2
- Inside Area (SqFt)
- 1,440 sqft
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Lot Size
- N/A
- Year Built
- 1992
- MLS® Number
- OC25260467
- Status
- Sold
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- N/A
- Sq Ft Source
- Owner
General Features
- Property Type
- Condominium
- MLS Number
- OC25260467
- Year Built
- 1992
- Living Area (sq ft)
- 1,440
- Living Area Source
- Owner
- Lot Size (sq ft)
- 52,296
- Lot Size (acres)
- 1.2006
- Levels
- Three Or More
- Bedrooms
- 2
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- Neighborhood
- HOA Dues
- $485
- HOA Frequency
- Monthly
- HOA Name
- Montana Del Lago
- Parcel Number
- 93083122
- On Market Date
- 2025-11-14
- Listing Terms
- Standard
Interior Features
- Interior Features
- All Bedrooms Up
- Cooling
- Central Air
- Fireplace
- Family Room
- Laundry
- In Garage
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
Exterior Features
- Pool Features
- Association
- Sewer
- Public Sewer
- Water
- Public
- Units
- 1
Community Features
- Subdivision
- Montana Del Lago (MDL)
- Community Features
- Biking, Curbs, Hiking, Lake
- Association Amenities
- Pool, Spa Hot Tub
- Second HOA Dues
- $87
- Second HOA Name
- Samlarc
The record
Property History for 28 Montana Del Lago
| Date | Event | Price | Note |
|---|---|---|---|
| Jan 12, 2026 | Sold | $735,000 | |
| Nov 14, 2025 | Relisted | $739,000 |
Next steps
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Montana del Lago home sales, past 12 months
- Homes sold
- 5
- Median price
- $590,000
- Median days on market
- 33
- Median per sq ft
- $621
Recorded MLS closings of condos, Sep 27, 2025 to Sep 27, 2026. Days on market run from listing to going under contract.
Recent Montana del Lago sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 82 Montana Del Lago | Aug 27, 2026 | $550,000 | 886 | $621 | 16 |
| 80 Montana Del Lago Drive | Jul 13, 2026 | $575,000 | 827 | $695 | 45 |
| 92 Montana Del Lago | Mar 17, 2026 | $664,322 | 1,131 | $587 | 7 |
| 145 Montana Del Lago | Jan 28, 2026 | $590,000 | 886 | $666 | 50 |
| 28 Montana Del Lago | Jan 12, 2026 | $735,000 | 1,440 | $510 | 33 |
Schools
School District for 28 Montana Del Lago
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Rancho Santa Margarita covers its schools, parks and beaches.
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Listed by Sam Beshara of RE/MAX TerraSol
Listing information updated Jan 13, 2026 at 12:27 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.