$695,000
3Beds2Baths1,135SqFt
187 Montana Del LagoRancho Santa Margarita, CA 92688Montana del Lago
Sold
92 Montana Del Lago sold on March 17, 2026 for $664,322, 2.4% above the $649,000 asking price after 7 days on the market. The buyer financed the purchase with a conventional loan. The details are below for reference.
92 Montana Del Lago, Rancho Santa Margarita, CA 92688
- 3 beds
- 2 baths
- 1,131 sq ft
- Built 1993
$664,322
Subdivision Montana del Lago
5 condos sold in the past 12 months · median $590,000
The home
About 92 Montana Del Lago
Experience the sought-after Rancho Santa Margarita lifestyle in the highly coveted community of Montana Del Lago. Perfectly situated just steps from the RSM Lake and Beach Club, this townhouse-style home blends modern convenience with resort-style living.
Inside, soaring ceilings and abundant natural light create an airy, expansive feel. The open-concept family room, anchored by a cozy fireplace, serves as the heart of the home—perfect for both quiet evenings and lively gatherings. The interior has been elevated with fresh designer paint and a kitchen featuring sleek stainless steel appliances.
Upstairs, the bedrooms offer the luxury of generous walk-in closets. The lower level features a garage equipped with an EV charger and space for a private office—an ideal solution for today’s remote professional. Outside, your private patio awaits for weekend BBQs and alfresco dining.
Property details for 92 Montana Del Lago
This 3-bedroom, 2-bath condo sits in the Montana del Lago neighborhood of Rancho Santa Margarita in Orange County. It offers 1,131 square feet of living space. The home was built in 1993. The MLS record lists the assessor parcel number as 930-830-64. Highlights include a community pool and spa, a fireplace, an attached two-car garage, central air, a turnkey home, and Mediterranean architecture. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $664,322
- Days On Site
- N/A
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,131 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1993
- MLS® Number
- OC26010347
- Status
- Sold
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $724 monthly
- Sq Ft Source
- Estimated
General Features
- Property Type
- Condominium
- MLS Number
- OC26010347
- Year Built
- 1993
- Living Area (sq ft)
- 1,131
- Living Area Source
- Estimated
- Lot Size (sq ft)
- 51,394
- Lot Size (acres)
- 1.1798
- Levels
- Multi Split
- Bedrooms
- 3
- Full Baths
- 2
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- None
- HOA Dues
- $643
- HOA Frequency
- Monthly
- HOA Name
- Montana Del Lago
- Parcel Number
- 93083064
- On Market Date
- 2026-02-03
- Listing Terms
- Standard
Interior Features
- Interior Features
- Breakfast Bar, Ceiling Fans, Cathedral Ceilings, Eat In Kitchen, High Ceilings, Open Floorplan, Tile Counters, Bar, All Bedrooms Up, Primary Suite, Walk In Closets
- Appliances
- Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Heater, Dryer, Washer
- Flooring
- Carpet, Laminate, Tile
- Heating
- Central, Fireplaces
- Cooling
- Central Air
- Fireplace
- Family Room, Gas, Gas Starter
- Laundry
- In Garage
- Entry Level
- 1
- Common Walls
- One Common Wall, End Unit
- Windows
- Blinds
Exterior Features
- Architectural Style
- Mediterranean, Patio Home
- Construction
- Stucco
- Foundation
- Slab
- Lot Features
- Corner Lot, Near Park
- Patio and Porch
- Concrete, Front Porch, Porch
- Parking
- Direct Access, Electric Vehicle Charging Stations, Garage, Guest, Permit Required, One Space, Tandem
- Fencing
- Stucco Wall, Wrought Iron
- Pool Features
- Community, In Ground, Association
- Spa
- Association, In Ground
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
- Condition
- Turnkey
- Units
- 124
Community Features
- Subdivision
- Montana Del Lago (MDL)
- Community Features
- Curbs, Lake, Street Lights, Sidewalks, Park, Pool
- Association Amenities
- Sport Court, Picnic Area, Pickleball, Pool, Spa Hot Tub, Tennis Courts
- Security
- Carbon Monoxide Detectors, Fire Detection System, Fire Sprinkler System, Smoke Detectors
- Second HOA Dues
- $81
- Second HOA Name
- SAMLARC
The record
Property History for 92 Montana Del Lago
| Date | Event | Price | Note |
|---|---|---|---|
| Mar 17, 2026 | Sold | $664,322 | |
| Feb 3, 2026 | Listed for sale | $649,000 |
Next steps
Looking for something similar
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Montana del Lago home sales, past 12 months
- Homes sold
- 5
- Median price
- $590,000
- Median days on market
- 33
- Median per sq ft
- $621
Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Recent Montana del Lago sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 82 Montana Del Lago | Aug 27, 2026 | $550,000 | 886 | $621 | 16 |
| 80 Montana Del Lago Drive | Jul 13, 2026 | $575,000 | 827 | $695 | 45 |
| 92 Montana Del Lago | Mar 17, 2026 | $664,322 | 1,131 | $587 | 7 |
| 145 Montana Del Lago | Jan 28, 2026 | $590,000 | 886 | $666 | 50 |
| 28 Montana Del Lago | Jan 12, 2026 | $735,000 | 1,440 | $510 | 33 |
Schools
Schools for 92 Montana Del Lago
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Trabuco Mesa
- Middle
- Rancho Santa Margarita
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
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Listed by Karen Luckman of Coldwell Banker Realty
Listing information updated Mar 19, 2026 at 3:33 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.