REALATRENDS REAL ESTATE SERVICES, INC 949·494·8830
REALATRENDS

For Sale|CondominiumActive

7 Rosa, Rancho Santa Margarita, CA 92688

  • 2 beds
  • 2 baths
  • 737 sq ft
  • Built 1986

MLS# OC26203359 · Listed Sep 16, 2026 · 17 Days On Site

Open house

Open House

The home

About 7 Rosa

There's a version of condo ownership that feels like a series of small compromises - the kitchen that almost works, the walls that carry every sound, the laundry setup that never quite keeps up. 7 Rosa was renovated specifically to solve for all of that.

The kitchen is unrecognizable compared to others in the building - expanded in every dimension, with full-size appliances and storage that reflects how people actually cook and live. Walls throughout have been triple-soundproofed, the windows upgraded, and the result is a unit that stays remarkably still and private regardless of what's happening around it. A new HVAC system, recessed lighting, upgraded plumbing fixtures, and ultra-quiet exhaust fans complete a renovation that treated no detail as too small to get right.

The location within the community adds to that sense of calm - upper level, perimeter-facing, with no neighbors above and a carport that sits at the foot of the walkway. RSM Lake, the trails, the town center, and everything that makes this community worth living in are all within easy reach, without any of the noise or congestion that comes with being at the center of it. SAMLARC membership brings access to the beach-club lagoon, pools, parks, sports courts, and a full calendar of community events.

Some homes are updated. This one was genuinely improved.

Property details for 7 Rosa

This 2-bedroom, 2-bath condo sits in Rancho Santa Margarita in Orange County. It offers 737 square feet of living space and is listed at $525,000, about $712 per square foot. The home was built in 1986. The MLS record lists the assessor parcel number as 932-282-99. Highlights include a community pool, a fireplace, single-story living, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$525,000
Days On Site
17 Days
Bedrooms
2
Inside Area (SqFt)
737 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
N/A
Year Built
1986
MLS® Number
OC26203359
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$444 monthly
Sq Ft Source
Assessor

General Features

Property Type
Condominium
MLS Number
OC26203359
Year Built
1986
Living Area (sq ft)
737
Living Area Source
Assessor
Lot Size (sq ft)
49,619
Lot Size (acres)
1.1391
Levels
One
Bedrooms
2
Full Baths
2
View
Neighborhood
HOA Dues
$87
HOA Frequency
Monthly
HOA Name
SAMLARC
Parcel Number
93228299
On Market Date
2026-09-16
Listing Terms
Standard

Interior Features

Interior Features
All Bedrooms Up
Heating
Forced Air
Cooling
Central Air
Fireplace
Family Room
Laundry
Inside, Laundry Closet, Stacked
Main Level Bedrooms
2
Main Level Bathrooms
2
Entry Level
1
Common Walls
Two Common Walls Or More
Rooms
Bedroom

Exterior Features

Pool Features
Association
Sewer
Public Sewer
Water
Public
Units
1

Community Features

Subdivision
n/a
Community Features
Biking, Curbs, Gutters, Hiking, Suburban, Sidewalks
Association Amenities
Clubhouse, Sport Court, Fire Pit, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts, Trails, Trash
Second HOA Dues
$357
Second HOA Name
Las Flores

The record

Property History for 7 Rosa

DateEventPriceNote
Sep 16, 2026 Listed for sale $525,000

Cost of ownership

Estimated monthly payment

7.03% · 30-yr fixed
$
$4,398/mo
10% down · 30-year fixed · $52,500 down
Principal & interest$3,153
Mortgage insurance (est., over 80% LTV)$197
Property tax (est. 1.03%)$451
Home insurance (rough est., varies widely)$153
HOA from listing$444
$3,851/mo
20% down · 30-year fixed · $105,000 down
Principal & interest$2,803
Property tax (est. 1.03%)$451
Home insurance (rough est., varies widely)$153
HOA from listing$444
$3,500/mo
30% down · 30-year fixed · $157,500 down
Principal & interest$2,452
Property tax (est. 1.03%)$451
Home insurance (rough est., varies widely)$153
HOA from listing$444
Estimated carrying cost
$1,048/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$451
Home insurance (rough est., varies widely)$153
HOA from listing$444

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 7 Rosa

Want to see 7 Rosa in person? We have guided buyers through the Rancho Santa Margarita market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

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Selling near 7 Rosa

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The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
165
Median price
$657,500
Median days on market
27
Median per sq ft
$640

Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Rancho Santa Margarita sales

This home, asking 12-month median Recent sales, listed below

At $712 per square foot, this home's asking price is 11% above the Rancho Santa Margarita median of $640 for condos that closed in the past 12 months.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
2 Carmesi Sep 22, 2026 $625,000 1,049 $596 26
110 Timbre Sep 21, 2026 $586,000 990 $592 9
7 Silktassel Sep 18, 2026 $448,000 781 $574 167
59 Via Cordoba Sep 16, 2026 $705,000 1,318 $535 48
37 Via Lavendera Sep 16, 2026 $516,000 804 $642 18

Schools

School District for 7 Rosa

As listed in the MLS record. Confirm attendance boundaries with the school district.

The MLS record lists the school district as Saddleback Valley Unified.

Living in Rancho Santa Margarita covers its schools, parks and beaches.

Location

Location

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Listed by William White of eXp Realty of California, Inc.

Listing information updated Oct 3, 2026 at 3:30 PM PT. Source: CRMLS.

Call (949) 494-8830