27945 Chiclana, Mission Viejo, CA 92692
- 2 beds
- 2 baths
- 1,240 sq ft
- Built 1978
$889,000
Est. $6,493/mo with 20% down, 30-year fixed
$717 a sq ft against a $606 Mission Viejo median. Ask how it comparesSubdivision Finisterra on the Lake
The home
About 27945 Chiclana
Lake View! Don’t miss out on this fantastic home Finisterra Property on the Lake community! Patio is access to the water; this end unit condo is a gem. The interior has been beautifully remodeled, boasting a light and airy atmosphere with modern updates. The kitchen is a highlight with its wine fridge, stainless steel appliances, recessed lighting, white cabinets and granite countertops. The master suite is a retreat with patio access and a beautifully remodeled bathroom featuring designer tile, cabinet, backsplash, lighted mirror and countertops. The second bedroom is spacious and conveniently located next to the fully remodeled second bathroom with a tub/shower tiled enclosure, cabinet and lighted mirror. Additional features include a cozy fireplace, recessed lighting, plantation shutters, crown molding, inside laundry, a 1-car garage, plus a carport. Finisterra on the Lake is a gated community offering a pool, multiple entrances, and ample guest parking. Lake Mission Viejo, which is just steps away, provides a range of activities from paddle boats, summer concerts, beaches and breathtaking sunset views. You need to see to fall in love.
Property details for 27945 Chiclana
This 2-bedroom, 2-bath condo sits in the Finisterra on the Lake neighborhood of Mission Viejo in Orange County. It has 1,240 square feet of living space and is listed at $889,000, about $717 per square foot. The home was built in 1978. The MLS record lists the assessor parcel number as 935-430-82. Highlights include lake views, a community pool, a fireplace, single-story living, a one-car garage, and central air.
Photographs
Photos of 27945 Chiclana, Mission Viejo
Specifications
Home Details
General Features
- Property Type
- Condominium
- MLS Number
- PW26235337
- Year Built
- 1978
- Living Area (sq ft)
- 1,240
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 854,021
- Lot Size (acres)
- 19.6056
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 1
- Parking Spaces
- 1
- View
- Lake
- HOA Dues
- $609
- HOA Frequency
- Monthly
- HOA Name
- Finisterra
- Parcel Number
- 93543082
- On Market Date
- 2026-11-02
- Listing Terms
- Standard
- HOA fees
- $638.83 monthly
Interior Features
- Interior Features
- All Bedrooms Down
- Cooling
- Central Air
- Fireplace
- Family Room
- Laundry
- Laundry Closet
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 2
- Common Walls
- Two Common Walls Or More
- Rooms
- Bedroom
Exterior Features
- Pool Features
- Community, Association
- Sewer
- Public Sewer
- Water
- Public
- Units
- 214
Community Features
- Subdivision
- Finisterra On The Lake (FI)
- Community Features
- Lake, Water Sports, Pool
- Association Amenities
- Boat House, Clubhouse, Insurance, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Pool, Recreation Room, Spa Hot Tub, Trash, Water
- Second HOA Dues
- $179
The record
Property History for 27945 Chiclana
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 2, 2026 | Relisted | $889,000 |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 27945 Chiclana
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0319J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 8 of 8 residential locations in this census block. Fixed wireless: Verizon, up to 300 Mbps, at 7 of 8. Fixed wireless: AT&T, up to 25 Mbps, at 5 of 8.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320351008, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 2.0 miles away (Blink, 2 Level 2 ports). 72 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.24% · 30-yr fixed$
$7,432/mo
10% down · 30-year fixed · $88,900 down
Principal & interest$5,453
Mortgage insurance (est., over 80% LTV)$333
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$639
$6,493/mo
20% down · 30-year fixed · $177,800 down
Principal & interest$4,847
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$639
$5,887/mo
30% down · 30-year fixed · $266,700 down
Principal & interest$4,241
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$639
Estimated carrying cost
$1,646/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$748
Home insurance (rough est., varies widely)$259
HOA from listing$639
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.24% (week of Oct 29, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Mission Viejo rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 27945 Chiclana
Want to see 27945 Chiclana in person? We have guided buyers through Finisterra on the Lake and the wider Mission Viejo market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 27945 Chiclana
Thinking of selling nearby? We bring current Finisterra on the Lake sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Mission Viejo
Mission Viejo is a master-planned community in Orange County's Saddleback Valley, with roads following the valleys and homes across the hillsides around the man-made Lake Mission Viejo. Named for the historic Rancho Mission Viejo land grant, it weaves in the Oso Creek Trail and spans the Capistrano Unified and Saddleback Valley Unified school districts.
Mission Viejo home sales, past 12 months
- Homes sold
- 180
- Median price
- $739,000
- Median days on market
- 20
- Median per sq ft
- $606
Recorded MLS closings of condos, Oct 27, 2025 to Oct 27, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Mission Viejo sales
At $717 per square foot, this home's asking price is 18% above the Mission Viejo median of $606 for condos that closed in the past 12 months.
Recent Mission Viejo sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 28044 Cayman 328 | Oct 22, 2026 | $840,000 | 1,429 | $588 | 102 |
| 27841 Persimmon 44 | Oct 22, 2026 | $850,000 | 1,280 | $664 | 35 |
| 26231 #1B Via Roble | Oct 20, 2026 | $685,000 | 1,141 | $600 | 19 |
| 361 Summer | Oct 14, 2026 | $765,000 | 1,369 | $559 | 8 |
| 26928 Carnelian 247 | Oct 9, 2026 | $700,000 | 1,206 | $580 | 48 |
Schools
School District for 27945 Chiclana
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Capistrano Unified.
Living in Mission Viejo covers its schools, parks and beaches.
Location
Location
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Listed by Shahriar Etemad of Red Hot Properties
Listing information updated Nov 3, 2026 at 6:16 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.