REALATRENDS REAL ESTATE SERVICES, INC 949·494·8830
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981 Bayside Cove 405, Newport Beach, CA 92660

$3,095,000
46 Days On Site

Est. $21,028/mo with 20% down, 30-year fixed

Beds
3
Baths
2
Sq Ft
1,763
Per Sq Ft
$1,756
Built
1975
HOA/mo
$949
Garage
2-car

For Sale|CondominiumActive Under Contract

Call Clark Smith (949) 494-8830

About 981 Bayside Cove 405

Rarely does a true bayfront come available in Bayside Cove, and almost never on the main level. Set inside the gates of one of Newport Beach's quietest bayfront communities at the entrance to Balboa Island, this corner-position three bedroom, two bath residence sits directly on the water with sweeping views. The kitchen and dining room open into the family room, which opens again to a deck built for sunsets and easy waterfront living. A direct access two car garage places you steps from your own front door, a rare convenience on the main level. New paint and new carpet throughout allow the next owner to move in comfortably and update on their own timeline and to their own taste. Residents enjoy a recently redone bayfront pool set directly on the water that rivals anything found at a resort. Homes on the water in Bayside Cove trade quietly and infrequently. This one deserves to be seen in person.

Property details for 981 Bayside Cove 405

This 3-bedroom, 2-bath condo sits in the Bayside Cove neighborhood of Newport Beach in Orange County. It offers 1,763 square feet of living space and is listed at $3,095,000, about $1,756 per square foot. The home was built in 1975. The MLS record lists the assessor parcel number as 934-320-25. Highlights include harbor and bay views, bay frontage, a community pool and spa, a fireplace, single-story living, and a gated community. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Home Details

Price
$3,095,000
Days On Site
46 Days
Bedrooms
3
Inside Area (SqFt)
1,763 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
N/A
Year Built
1975
MLS® Number
NP26174363
Status
Active Under Contract
Property Tax
N/A
HOA/Condo/Coop Fees
$949 monthly
Sq Ft Source
PublicRecords

General Features

Property Type
Condominium
MLS Number
NP26174363
Year Built
1975
Living Area (sq ft)
1,763
Living Area Source
Public Records
Levels
One
Bedrooms
3
Full Baths
2
Garage Spaces
2
Parking Spaces
2
View
Bay, Bridges, City Lights, Harbor, Panoramic, Water
HOA Dues
$949
HOA Frequency
Monthly
HOA Name
Bayside Cove Community Association
Parcel Number
93432025
On Market Date
2026-08-12
Listing Terms
Trust

Interior Features

Interior Features
Built In Features, Separate Formal Dining Room, Living Room Deck Attached, Bar, All Bedrooms Down, Bedroom On Main Level, Main Level Primary
Appliances
Dishwasher, Electric Oven, Electric Range, Refrigerator
Flooring
Carpet, Tile
Heating
Forced Air
Cooling
Central Air
Fireplace
Living Room
Laundry
In Garage
Main Level Bedrooms
3
Main Level Bathrooms
2
Entry Level
1
Common Walls
One Common Wall
Windows
Screens
Rooms
Bedroom, Bathroom, Kitchen, Dining Room, Primary Bedroom, Living Room

Exterior Features

Architectural Style
Cape Cod
Roof
Composition
Construction
Wood Siding
Foundation
Slab
Lot Features
Corner Lot, Cul De Sac
Patio and Porch
Deck, Open, Patio, Wood
Parking
Direct Access, Door Single, Garage, Garage Faces Rear
Fencing
Wood
Pool Features
Association
Spa
Association
Sewer
Public Sewer
Water
Public
Utilities
Sewer Connected, Water Connected
Condition
Repairs Cosmetic
Units
1

Community Features

Subdivision
Bayside Cove (BCOV)
Community Features
Street Lights, Sidewalks, Gated
Association Amenities
Controlled Access, Dock, Maintenance Front Yard, Other, Pier, Pool, Spa Hot Tub
Security
Gated Community

Property History for 981 Bayside Cove 405

DateEventPriceNote
Aug 12, 2026 Listed for sale $3,095,000

No prior MLS sales on record for this home since 2012.

About Newport Beach

Set along the Pacific in Orange County, Newport Beach surrounds Newport Harbor, where Balboa Island, Lido Isle, and the Balboa Peninsula frame one of California's largest recreational harbors. The city stretches from the Balboa and Newport piers to Corona del Mar and Fashion Island, within the Newport-Mesa Unified School District.

Newport Beach home sales, past 12 months

143Homes sold
$1,580,000Median price
25Median days on market
$994Median per sq ft

At $1,756 per square foot, this home's asking price is 77% above the Newport Beach median of $994 for condos that closed in the past 12 months.

Recorded MLS closings of condos, Sep 20, 2025 to Sep 20, 2026. Days on market run from listing to going under contract.

Recent Newport Beach sales

AddressClosedPriceSq ftPer sq ftDays on market
46 Villa Point Sep 17, 2026 $1,300,000 1,410 $922 145
310 Fernando Street 303 Sep 15, 2026 $1,430,000 962 $1,486 166
240 Nice Lane 117 Sep 11, 2026 $785,000 915 $858 9
200 Paris Lane 304 Sep 10, 2026 $845,000 975 $867 15
7 Big Dipper Court Sep 9, 2026 $815,000 1,157 $704 86

School District for 981 Bayside Cove 405

As listed in the MLS record. Confirm attendance boundaries with the school district.

The MLS record lists the Newport Mesa Unified.

Living in Newport Beach covers its schools, parks and beaches.

Estimated monthly payment

6.95% · 30-yr fixed
$
$24,238/mo
10% down · 30-year fixed · $309,500 down
Principal & interest$18,439
Mortgage insurance (est., over 80% LTV)$1,161
Property tax (est. 1.08%)$2,786
Home insurance (rough est., varies widely)$903
HOA from listing$949
$21,028/mo
20% down · 30-year fixed · $619,000 down
Principal & interest$16,390
Property tax (est. 1.08%)$2,786
Home insurance (rough est., varies widely)$903
HOA from listing$949
$18,979/mo
30% down · 30-year fixed · $928,500 down
Principal & interest$14,341
Property tax (est. 1.08%)$2,786
Home insurance (rough est., varies widely)$903
HOA from listing$949
Estimated carrying cost
$4,638/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.08%)$2,786
Home insurance (rough est., varies widely)$903
HOA from listing$949

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 6.95% (week of Sep 17, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Newport Beach rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Buying 981 Bayside Cove 405

Want to see 981 Bayside Cove 405 in person? We have guided buyers through Bayside Cove and the wider Newport Beach market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

Call (949) 494-8830

Selling near 981 Bayside Cove 405

Thinking of selling nearby? We bring current Bayside Cove sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

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Location

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Listed by Annie Clougherty of Serhant California, Inc

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