$1,399,000
5Beds4Baths1,913SqFt
11 Calle Del MarRancho Santa Margarita, CA 92688Lyon Promenade
32026 Mill Stream Road, Rancho Santa Margarita, CA 92679
- 4 beds
- 3 baths
- 2,507 sq ft
- 6,159 sq ft lot
- Built 1987
$1,399,000
Subdivision Trabuco - Elms
6 single-family homes sold in the past 12 months · median $1,415,000
The home
About 32026 Mill Stream Road
Welcome to your own private retreat with this beautifully maintained 4 bedroom and 3 bathroom home that offers the perfect blend of comfort, style, and resort-style living. Featuring amazing upgrades including energy-efficient dual-pane windows, Plantation shutters, paid solar, newer HVAC system, replaced plumbing, newer roof, upgraded electrical panel, whole house fan and more. This home offers great curb appeal with its large and well manicured front yard with a split flagstone walkway, a welcoming covered porch and a beautiful front door with decorative beveled glass and side panels. Entering the home you will find cathedral ceilings and gorgeous wood flooring that leads you into the spacious living room and dining room with a glass sliding door and a relaxing outdoor fountain. The light and bright kitchen is remodeled with granite counter tops, wood cabinets, stainless steel appliances, a raised ceiling, kitchen nook area, unending windows and opens to the family room with surround sound speakers and a cozy fireplace. The downstairs office (optional 4th bedroom) includes double doors, wood flooring and plenty of storage/shelving. The beautiful spiral staircase leads you upstairs to the oversized primary bedroom with tall ceilings, a walk-in closet and a spacious primary bathroom with a granite wood vanity, dual sinks, relaxing bathtub and separate shower. The secondary bedrooms are spacious including the bonus room (third bedroom) that could be converted into two bedrooms. Step outside and enjoy your own backyard oasis featuring updated pool and spa equipment, pool umbrella, refreshed hardscape and tile, wrap-around covered patio, built-in bbq, ambient lighting, and plenty of space to relax or host friends and family. Enjoy all of Robinson Ranch's amenities including community pool/spa, tennis and pickleball courts, sport court and more! Lovingly cared for and extensively upgraded over the years, this is more than just a house, it's a home where quality, comfort, and luxury come together. (Click onto the 360 icon under the map to view the amazing drone video)
Property details for 32026 Mill Stream Road
This 4-bedroom, 3-bath single-family home sits in the Trabuco - Elms neighborhood of Rancho Santa Margarita in Orange County. It offers 2,507 square feet of living space and is listed at $1,399,000, about $558 per square foot. The home was built in 1987. The MLS record lists the assessor parcel number as 833-023-11. Highlights include mountain views, a private pool and spa, a fireplace, an attached three-car garage, a 6,159-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,399,000
- Days On Site
- 53 Days
- Bedrooms
- 4
- Inside Area (SqFt)
- 2,507 sqft
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- N/A
- Lot Size
- 6,159 SqFt
- Year Built
- 1987
- MLS® Number
- OC26173422
- Status
- Active Under Contract
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $145 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26173422
- Year Built
- 1987
- Living Area (sq ft)
- 2,507
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 6,160
- Lot Size (acres)
- 0.1414
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Garage Spaces
- 3
- Parking Spaces
- 3
- View
- Mountains
- Private Pool
- Yes
- HOA Dues
- $145
- HOA Frequency
- Monthly
- HOA Name
- Robinson Ranch
- Parcel Number
- 83302311
- On Market Date
- 2026-08-11
- Listing Terms
- Standard
Interior Features
- Interior Features
- Breakfast Area, Ceiling Fans, Cathedral Ceilings, Separate Formal Dining Room, Granite Counters, High Ceilings, Recessed Lighting, Storage, Bedroom On Main Level, Primary Suite, Walk In Closets
- Appliances
- Barbecue, Convection Oven, Dishwasher, Gas Cooktop, Gas Oven, Microwave, Water Heater
- Flooring
- Carpet, Tile, Wood
- Heating
- Central
- Cooling
- Central Air, Whole House Fan
- Fireplace
- Family Room
- Laundry
- Inside, Laundry Room
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Windows
- Double Pane Windows, Shutters
- Rooms
- Other, Primary Bedroom, Bathroom, Kitchen, Dining Room, Laundry, Bonus Room, Office, Living Room, Bedroom, Family Room
Exterior Features
- Lot Features
- Back Yard, Front Yard, Lawn, Near Park
- Patio and Porch
- Covered, Patio
- Parking
- Door Multi, Driveway, Garage Faces Front, Garage
- Fencing
- Vinyl
- Pool Features
- Community, Fenced, Private, Association
- Spa
- Association, Community, Private
- Sewer
- Public Sewer
- Water
- Public
- Units
- 1
Community Features
- Subdivision
- Trabuco - Elms (THE)
- Community Features
- Biking, Curbs, Dog Park, Fishing, Hiking, Horse Trails, Lake, Mountainous, Street Lights, Sidewalks, Park, Pool
- Association Amenities
- Sport Court, Maintenance Grounds, Barbecue, Picnic Area, Playground, Pickleball, Pool, Pet Restrictions, Pets Allowed, Spa Hot Tub, Tennis Courts, Trails
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 32026 Mill Stream Road
| Date | Event | Price | Note |
|---|---|---|---|
| Aug 11, 2026 | Listed for sale | $1,450,000 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$10,681/mo
10% down · 30-year fixed · $139,900 down
Principal & interest$8,402
Mortgage insurance (est., over 80% LTV)$525
Property tax (est. 1.03%)$1,201
Home insurance (rough est., varies widely)$408
HOA from listing$145
$9,223/mo
20% down · 30-year fixed · $279,800 down
Principal & interest$7,469
Property tax (est. 1.03%)$1,201
Home insurance (rough est., varies widely)$408
HOA from listing$145
$8,289/mo
30% down · 30-year fixed · $419,700 down
Principal & interest$6,535
Property tax (est. 1.03%)$1,201
Home insurance (rough est., varies widely)$408
HOA from listing$145
Estimated carrying cost
$1,754/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$1,201
Home insurance (rough est., varies widely)$408
HOA from listing$145
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 32026 Mill Stream Road
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Selling near 32026 Mill Stream Road
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Trabuco - Elms home sales, past 12 months
- Homes sold
- 6
- Median price
- $1,415,000
- Median days on market
- 42
- Median per sq ft
- $619
Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Trabuco - Elms sales
At $558 per square foot, this home's asking price is 10% below the Trabuco - Elms median of $619 for single-family homes that closed in the past 12 months.
Recent Trabuco - Elms sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 31932 Old Hickory | Sep 17, 2026 | $1,555,000 | 1,970 | $789 | 28 |
| 31866 Stoney Creek | Jun 30, 2026 | $1,547,000 | 2,507 | $617 | 75 |
| 31882 Old Hickory | Jun 18, 2026 | $1,350,000 | 1,654 | $816 | 37 |
| 21025 Horsetree | Mar 25, 2026 | $1,342,000 | 2,160 | $621 | 18 |
| 31892 Wagon Wheel | Jan 7, 2026 | $1,480,000 | 2,824 | $524 | 46 |
Schools
School District for 32026 Mill Stream Road
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
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Listed by Gina Christiansen of Coldwell Banker Realty
Listing information updated Oct 2, 2026 at 6:26 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.