$1,399,000
4Beds3Baths2,507SqFt
32026 Mill Stream RoadRancho Santa Margarita, CA 92679Trabuco - Elms
21 Arcilla, Rancho Santa Margarita, CA 92688
- 4 beds
- 3 baths
- 1,996 sq ft
- 5,301 sq ft lot
- Built 1995
$1,399,900
Open house
Open House
The home
About 21 Arcilla
Welcome to 21 Arcilla, a beautifully updated home tucked away on a desirable cul-de-sac in the sought-after Melinda Heights community of Rancho Santa Margarita. Offering 4 bedrooms, 3 bathrooms and a versatile floor plan, this move-in-ready home combines fresh modern finishes with comfortable Southern California living. Step inside to soaring vaulted ceilings, abundant natural light and a bright, open feel enhanced by fresh white paint, new luxury vinyl flooring and baseboards throughout the main level, plantation shutters, recessed lighting and updated light fixtures. The flexible downstairs bedroom is ideal for guests, a home office or multigenerational living and is conveniently located next to a completely remodeled full bathroom featuring a new shower, vanity with quartz countertop, mirror and fixtures. At the heart of the home is the beautifully remodeled kitchen, featuring crisp white cabinetry, quartz countertops, stainless steel appliances, a new dishwasher and stove, generous prep and storage space, and a stylish beverage bar. The kitchen flows effortlessly into the surrounding living and dining areas, creating an inviting space for both everyday living and entertaining.
Upstairs, the spacious primary suite is joined by two additional bedrooms, while thoughtful features throughout the home include plantation shutters, recessed lighting, a dining room ceiling fan, interior laundry and direct access to the three-car garage. Step outside to a private backyard designed for easy enjoyment, with low-maintenance synthetic grass, mature surroundings and a covered patio that extends the living space outdoors—perfect for dining, entertaining or simply relaxing. Located near Melinda Heights Elementary and offering access to SAMLARC’s extensive network of parks, pools, trails and recreational amenities, 21 Arcilla delivers the combination buyers are looking for: an exceptional location, thoughtful upgrades, flexible living space and the opportunity to enjoy everything Rancho Santa Margarita has to offer. This is one you’ll want to see in person.
Property details for 21 Arcilla
This 4-bedroom, 3-bath single-family home sits in Rancho Santa Margarita in Orange County. It offers 1,996 square feet of living space and is listed at $1,399,900, about $701 per square foot. The home was built in 1995. The MLS record lists the assessor parcel number as 839-201-66. Highlights include hill views, a community pool and spa, a fireplace, an attached three-car garage, a 5,301-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,399,900
- Days On Site
- 2 Days
- Bedrooms
- 4
- Inside Area (SqFt)
- 1,996 sqft
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- N/A
- Lot Size
- 5,301 SqFt
- Year Built
- 1995
- MLS® Number
- OC26175162
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $183 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26175162
- Year Built
- 1995
- Living Area (sq ft)
- 1,996
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 5,301
- Lot Size (acres)
- 0.1217
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Garage Spaces
- 3
- Parking Spaces
- 6
- View
- Hills
- HOA Dues
- $92
- HOA Frequency
- Monthly
- HOA Name
- Talavera
- Parcel Number
- 83920166
- On Market Date
- 2026-10-02
- Listing Terms
- Standard
Interior Features
- Interior Features
- Separate Formal Dining Room, Quartz Counters, Recessed Lighting, Bedroom On Main Level
- Appliances
- Six Burner Stove, Dishwasher, Free Standing Range, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water To Refrigerator, Water Heater
- Flooring
- Vinyl
- Heating
- Central, Forced Air
- Cooling
- Central Air
- Fireplace
- Family Room
- Laundry
- Inside
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Windows
- Shutters
- Rooms
- Primary Bedroom, Bathroom, Kitchen, Dining Room, Family Room, Laundry, Bedroom, Primary Bathroom
Exterior Features
- Roof
- Spanish Tile
- Construction
- Drywall, Stucco
- Foundation
- Slab
- Lot Features
- Cul De Sac, Rectangular Lot
- Parking
- Concrete, Direct Access, Driveway, Garage Faces Front, Garage
- Fencing
- Wrought Iron
- Pool Features
- Community, Gas Heat, In Ground, Association
- Spa
- Association, Community, Heated, In Ground
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Community Features
- Biking, Curbs, Dog Park, Foothills, Fishing, Hiking, Lake, Near National Forest, Park, Storm Drains, Street Lights, Sidewalks, Pool
- Association Amenities
- Clubhouse, Sport Court, Dog Park, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts, Trails
- Security
- Carbon Monoxide Detectors, Smoke Detectors
- Second HOA Dues
- $91
- Second HOA Name
- SAMLARC
The record
Property History for 21 Arcilla
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 2, 2026 | Listed for sale | $1,399,900 |
Cost of ownership
Estimated monthly payment
7.03% · 30-yr fixed$
$10,726/mo
10% down · 30-year fixed · $139,990 down
Principal & interest$8,408
Mortgage insurance (est., over 80% LTV)$525
Property tax (est. 1.03%)$1,202
Home insurance (rough est., varies widely)$408
HOA from listing$183
$9,266/mo
20% down · 30-year fixed · $279,980 down
Principal & interest$7,473
Property tax (est. 1.03%)$1,202
Home insurance (rough est., varies widely)$408
HOA from listing$183
$8,332/mo
30% down · 30-year fixed · $419,970 down
Principal & interest$6,539
Property tax (est. 1.03%)$1,202
Home insurance (rough est., varies widely)$408
HOA from listing$183
Estimated carrying cost
$1,793/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$1,202
Home insurance (rough est., varies widely)$408
HOA from listing$183
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 21 Arcilla
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Selling near 21 Arcilla
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 263
- Median price
- $1,320,000
- Median days on market
- 17
- Median per sq ft
- $633
Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Santa Margarita sales
At $701 per square foot, this home's asking price is 11% above the Rancho Santa Margarita median of $633 for single-family homes that closed in the past 12 months.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 18 Las Piedras | Sep 24, 2026 | $1,025,000 | 1,428 | $718 | 13 |
| 4 Reata | Sep 24, 2026 | $1,550,000 | 2,592 | $598 | 20 |
| 7 Santolina | Sep 22, 2026 | $1,154,240 | 1,534 | $752 | 87 |
| 7 Temecula Court | Sep 22, 2026 | $1,050,000 | 1,551 | $677 | 54 |
| 40 San Mateo | Sep 22, 2026 | $1,500,000 | 2,459 | $610 | 9 |
Schools
Schools for 21 Arcilla
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Melinda Heights
- Middle
- Rancho Santa Margarita
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 21 Arcilla, Rancho Santa Margarita
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Listed by Bryan Feltman of CENTURY 21 Affiliated
Listing information updated Oct 3, 2026 at 3:17 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.