5 Surrey Farm, Ladera Ranch, CA 92694
- 3 beds
- 3 baths
- 1,864 sq ft
- 2,770 sq ft lot
- Built 2004
$1,249,900
Subdivision Surrey Farm
6 single-family homes sold in the past 12 months · median $1,150,000
The home
About 5 Surrey Farm
Cottage charm at its finest—this beautifully remodeled 3-bedroom, 2.5-bathroom home with a loft offers a private setting at the end of a greenbelt, tucked against a hillside and just steps from Ladera Ranch trails and community amenities. Farmhouse-inspired architecture, the interior features various panel and crown moulding design elements, the exterior is complete with a white picket-fence - creating an idyllic setting both inside and out. Major system upgrades include a whole home repipe and new HVAC & Furnace. Inside, enjoy a remodeled kitchen with new cabinet doors complete with a set of display Muillon cabinets, quartz counters, all newer stainless steel appliances, and don't miss the pantry. The master bathroom shines with a standalone bathtub with floor mounted faucet, classic herringbone floor tile featuring Michelangelo Calacatta Porcelain tiles, updated light fixtures, new dual vanity, traditional panel molding, and tiled shower. Primary suite includes two closets, including a walk-in closet, plus a private balcony and a versatile loft—perfect for a home office, workout space, or additional living space. Laundry and separate linen closet are conveniently located on the second floor, near all 3 bedrooms. Outside, the front yard and private side patio enclosed by a picket-fence has café lights, wired pathway lighting, a newer wood walkway, low-maintenance turf, grapevines, and mature trees all surround a freshly painted exterior. Located steps from a community pool and Ladera Ranch’s extensive trail system, with access to top-rated schools, clubhouses, pools, parks, sports courts, and year-round community events. HOA dues include high-speed internet.
Property details for 5 Surrey Farm
This 3-bedroom, 3-bath single-family home sits in the Surrey Farm neighborhood of Ladera Ranch in Orange County. It offers 1,864 square feet of living space and is listed at $1,249,900, about $671 per square foot. The home was built in 2004. The MLS record lists the assessor parcel number as 741-151-03. Highlights include a community pool and spa, a fireplace, an attached two-car garage, a 2,770-square-foot lot, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $1,249,900
- Days On Site
- 48 Days
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,864 sqft
- Total Baths
- 3
- Full Baths
- 2
- Partial Baths
- 1
- Lot Size
- 2,770 SqFt
- Year Built
- 2004
- MLS® Number
- OC26184383
- Status
- Active
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $392 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26184383
- Year Built
- 2004
- Living Area (sq ft)
- 1,864
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 2,772
- Lot Size (acres)
- 0.0636
- Levels
- Three Or More
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- Park Greenbelt, Neighborhood
- HOA Dues
- $392
- HOA Frequency
- Monthly
- HOA Name
- LARMAC
- Parcel Number
- 74115103
- On Market Date
- 2026-08-24
- Listing Terms
- Standard
Interior Features
- Interior Features
- Separate Formal Dining Room, Pantry, Quartz Counters, Recessed Lighting, See Remarks, Wired For Sound, All Bedrooms Up, Loft, Walk In Closets
- Appliances
- Dishwasher, Electric Range, Gas Range, Microwave, Refrigerator, Water Heater
- Flooring
- Carpet, Tile
- Heating
- Central
- Cooling
- Central Air, See Remarks
- Fireplace
- Family Room, Gas
- Laundry
- Laundry Closet, Outside
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Accessibility
- None
- Rooms
- Other, Bathroom, Kitchen, Dining Room, Primary Bedroom, Bedroom, Family Room, Loft, Primary Bathroom
Exterior Features
- Architectural Style
- Cottage
- Exterior Features
- Lighting
- Construction
- Drywall, Wood Siding
- Foundation
- Slab
- Lot Features
- Zero To One Unit Acre
- Patio and Porch
- Front Porch, See Remarks, Wrap Around
- Parking
- Direct Access, Garage, Garage Faces Rear
- Fencing
- Wood
- Pool Features
- Association
- Spa
- Association
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Condition
- Updated Remodeled, Turnkey
- Units
- 1
Community Features
- Subdivision
- Surrey Farm (SURF)
- Community Features
- Biking, Dog Park, Hiking, Park, Street Lights, Suburban, Sidewalks
- Association Amenities
- Clubhouse, Sport Court, Dog Park, Maintenance Grounds, Meeting Room, Meeting Banquet Party Room, Maintenance Front Yard, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts, Trails
The record
Property History for 5 Surrey Farm
| Date | Event | Price | Note |
|---|---|---|---|
| Sep 29, 2026 | Price reduced | $1,249,900 | From $1,274,900 |
| Sep 17, 2026 | Price reduced | $1,274,900 | From $1,299,900 |
| Aug 24, 2026 | Listed for sale | $1,299,900 |
No prior MLS sales on record for this home since 2012.
Cost of ownership
Estimated monthly payment
7.28% · 30-yr fixed$
$10,360/mo
10% down · 30-year fixed · $124,990 down
Principal & interest$7,697
Mortgage insurance (est., over 80% LTV)$469
Property tax (est. 1.38%)$1,437
Home insurance (rough est., varies widely)$365
HOA from listing$392
$9,036/mo
20% down · 30-year fixed · $249,980 down
Principal & interest$6,842
Property tax (est. 1.38%)$1,437
Home insurance (rough est., varies widely)$365
HOA from listing$392
$8,180/mo
30% down · 30-year fixed · $374,970 down
Principal & interest$5,986
Property tax (est. 1.38%)$1,437
Home insurance (rough est., varies widely)$365
HOA from listing$392
Estimated carrying cost
$2,194/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.38%)$1,437
Home insurance (rough est., varies widely)$365
HOA from listing$392
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.28% (week of Oct 1, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Ladera Ranch rate including a typical Mello-Roos allowance. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 5 Surrey Farm
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Selling near 5 Surrey Farm
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The neighborhood
About Ladera Ranch
Ladera Ranch is a master-planned community in Orange County, bordered by Mission Viejo, San Juan Capistrano, and Rancho Santa Margarita, built from 1999 on the former Rancho Mission Viejo cattle ranch. Its nine villages, including Avendale, Terramor, and gated Covenant Hills, sit within Capistrano Unified School District, linked by parks and trails reaching toward Doheny Beach.
Surrey Farm home sales, past 12 months
- Homes sold
- 6
- Median price
- $1,150,000
- Median days on market
- 6
- Median per sq ft
- $685
Recorded MLS closings of single-family homes, Oct 4, 2025 to Oct 4, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Surrey Farm sales
At $671 per square foot, this home's asking price is close to the Surrey Farm median of $685 for single-family homes that closed in the past 12 months.
Recent Surrey Farm sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 17 Oatfield Farm | Sep 18, 2026 | $1,210,000 | 1,804 | $671 | 84 |
| 1 Mill Ridge | Jul 23, 2026 | $1,150,000 | 1,864 | $617 | 0 |
| 6 Cedar Haven Farm | May 29, 2026 | $1,175,000 | 1,460 | $805 | 5 |
| 11 Oatfield Farm | May 1, 2026 | $1,105,000 | 1,650 | $670 | 21 |
| 8 Fern Haven Farm | Apr 27, 2026 | $1,065,000 | 1,525 | $698 | 3 |
Schools
Schools for 5 Surrey Farm
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Oso Grande
- Middle
- Ladera Ranch
- High
- San Juan Hills
- District
- Capistrano Unified
Living in Ladera Ranch covers its schools, parks and beaches.
Location
Location
Photographs
Photos of 5 Surrey Farm, Ladera Ranch
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Listed by Marina Macartney of First Team Real Estate
Listing information updated Oct 11, 2026 at 3:26 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.