3 Via Palma, Laguna Niguel, CA 92677
- 2 beds
- 3 baths
- 1,265 sq ft
- Built 1986
$958,000
Est. $6,997/mo with 20% down, 30-year fixed
$757 a sq ft against a $657 Laguna Niguel median. Ask how it comparesSubdivision Niguel Pointe
The home
About 3 Via Palma
ATTENTION Agents and Buyers: BUYER INCENTIVE! Seller is willing to contribute toward a mortgage interest rate buy down, potentially helping to reduce the Buyer's monthly payment....Call for details! Experience the best of coastal Orange County living in this beautifully appointed 2-bedroom, 2.5-bath townhome located in the desirable Vista Pointe community of Laguna Niguel. The inviting interior offers a wonderful blend of comfort and style, with a welcoming living room featuring a cozy fireplace, creating the perfect setting for relaxing or entertaining. The beautifully updated kitchen features quartz countertops, stainless steel appliances, and a farmhouse sink, combining style and functionality.
Upstairs, the spacious primary suite feels like a private retreat with high ceilings, an en-suite bath featuring a relaxing soaking tub and dual-sink vanity. Second en-suite has a private balcony. The private backyard, a wonderful space to unwind, entertain friends and family, and enjoy beautiful Southern California sunsets. Direct access to the 2-car garage adds convenience and additional storage.
Enjoy resort-style community amenities including a pool, spa, and tennis courts, all within a highly regarded school area. Ideally situated just a few miles from Dana Point Harbor, world-renowned beaches, and beautiful Salt Creek Beach, this home puts dining, shopping, recreation, and the Southern California coastline within easy reach. Whether enjoying a sunset from your backyard, relaxing by the fireplace, spending an afternoon at the community pool, or heading to the beach, this exceptional townhome offers a wonderful opportunity to embrace the Laguna Niguel coastal lifestyle.
Property details for 3 Via Palma
This 2-bedroom, 3-bath townhome sits in the Niguel Pointe neighborhood of Laguna Niguel in Orange County. It has 1,265 square feet of living space and is listed at $958,000, about $757 per square foot. The home was built in 1986. The MLS record lists the assessor parcel number as 931-761-48. Highlights include city lights and hill views, a community pool and spa, a fireplace, an attached two-car garage, central air, and Mediterranean architecture.
Photographs
Photos of 3 Via Palma, Laguna Niguel
Specifications
Home Details
General Features
- Property Type
- Townhouse
- MLS Number
- OC26202236
- Year Built
- 1986
- Living Area (sq ft)
- 1,265
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 116,581
- Lot Size (acres)
- 2.6763
- Levels
- Two
- Bedrooms
- 2
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- City Lights, Hills
- HOA Dues
- $598
- HOA Frequency
- Monthly
- HOA Name
- Niguel Pointe
- Parcel Number
- 93176148
- On Market Date
- 2026-09-19
- Listing Terms
- Standard
- HOA fees
- $720 monthly
Interior Features
- Interior Features
- Breakfast Bar, Cathedral Ceilings, High Ceilings, Quartz Counters, Recessed Lighting, All Bedrooms Up, Primary Suite
- Appliances
- Dishwasher, Disposal, Gas Range, Gas Water Heater, Refrigerator, Self Cleaning Oven
- Flooring
- Vinyl
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Family Room
- Laundry
- Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, In Garage
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More
- Doors
- Mirrored Closet Doors, Sliding Doors
- Rooms
- Primary Bedroom, Bathroom, Kitchen, Entry Foyer, Bedroom, Living Room, Primary Bathroom
Exterior Features
- Architectural Style
- Mediterranean
- Exterior Features
- Rain Gutters
- Roof
- Common Roof
- Construction
- Stucco
- Lot Features
- Back Yard, Cul De Sac, Sprinklers In Front, Level, Sprinkler System, Street Level, Yard
- Patio and Porch
- Concrete, Patio, Wood
- Parking
- Concrete, Direct Access, Garage Faces Front, Garage
- Fencing
- Stucco Wall
- Pool Features
- Gunite, In Ground, Association
- Spa
- Association, Gunite
- Sewer
- Sewer Tap Paid
- Water
- Public
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Available, Phone Connected, Sewer Connected, Water Connected
- Units
- 150
Community Features
- Subdivision
- Niguel Pointe (LH) (LHN)
- Community Features
- Biking, Curbs, Gutters, Hiking, Storm Drains, Street Lights, Sidewalks, Water Sports
- Association Amenities
- Maintenance Grounds, Insurance, Maintenance Front Yard, Pool, Spa Hot Tub, Tennis Courts, Trails
- Security
- Carbon Monoxide Detectors, Smoke Detectors
- Second HOA Dues
- $122
- Second HOA Name
- Laguna Heights
The record
Property History for 3 Via Palma
| Date | Event | Price | Note |
|---|---|---|---|
| Sep 19, 2026 | Listed for sale | $958,000 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 3 Via Palma
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0443J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
High Fire Hazard Severity Zone, Local Responsibility Area.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 3 of 3 residential locations in this census block. DSL: AT&T, up to 50 Mbps, at 3 of 3. Fixed wireless: T-Mobile, up to 100 Mbps, at 3 of 3.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590423371004, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 1.2 miles away (Tesla Supercharger, 12 DC fast ports). 136 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.18% · 30-yr fixed$
$8,005/mo
10% down · 30-year fixed · $95,800 down
Principal & interest$5,841
Mortgage insurance (est., over 80% LTV)$359
Property tax (est. 1.01%)$806
Home insurance (rough est., varies widely)$279
HOA from listing$720
$6,997/mo
20% down · 30-year fixed · $191,600 down
Principal & interest$5,192
Property tax (est. 1.01%)$806
Home insurance (rough est., varies widely)$279
HOA from listing$720
$6,348/mo
30% down · 30-year fixed · $287,400 down
Principal & interest$4,543
Property tax (est. 1.01%)$806
Home insurance (rough est., varies widely)$279
HOA from listing$720
Estimated carrying cost
$1,805/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$806
Home insurance (rough est., varies widely)$279
HOA from listing$720
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.18% (week of Nov 5, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Laguna Niguel rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 3 Via Palma
Want to see 3 Via Palma in person? We have guided buyers through Niguel Pointe and the wider Laguna Niguel market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 3 Via Palma
Thinking of selling nearby? We bring current Niguel Pointe sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Laguna Niguel
Set in the San Joaquin Hills between Laguna Beach and Dana Point, Laguna Niguel began in 1959 as one of California's first master-planned communities, laid out along Crown Valley Parkway. The city is served by the Capistrano Unified School District and contains Laguna Niguel Regional Park and its lake.
Laguna Niguel home sales, past 12 months
- Homes sold
- 52
- Median price
- $1,071,000
- Median days on market
- 19
- Median per sq ft
- $657
Recorded MLS closings of townhomes, Nov 3, 2025 to Nov 3, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Laguna Niguel sales
At $757 per square foot, this home's asking price is 15% above the Laguna Niguel median of $657 for townhomes that closed in the past 12 months.
Recent Laguna Niguel sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 29466 Christiana Way | Nov 2, 2026 | $1,040,000 | 1,628 | $639 | 86 |
| 32416 Outrigger Way | Oct 29, 2026 | $1,299,999 | 1,742 | $746 | 74 |
| 23923 Catamaran Way | Oct 13, 2026 | $1,129,000 | 1,742 | $648 | 65 |
| 23626 Walters Court | Oct 9, 2026 | $760,000 | 1,191 | $638 | 9 |
| 25 Toulon | Oct 2, 2026 | $1,675,000 | 2,657 | $630 | 4 |
Schools
School District for 3 Via Palma
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Capistrano Unified.
Living in Laguna Niguel covers its schools, parks and beaches.
Location
Location
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Listed by Sharon Custer of First Team Real Estate
Listing information updated Nov 7, 2026 at 6:11 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.