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For Sale|Single Family ResidenceActive

21792 Hermosa Lane, Rancho Santa Margarita, CA 92679

  • 5 beds
  • 4 baths
  • 3,234 sq ft
  • 5,249 sq ft lot
  • Built 1990

MLS# OC26142047 · Listed Jul 11, 2026 · 87 Days On Site

Subdivision Rancho Cielo

The home

About 21792 Hermosa Lane

Welcome to this stunning 5-bedroom, 3.5-bath executive home offering 3,234 SqFt of beautifully appointed living space in a prestigious guard-gated community. A custom brick paver driveway leads to a private courtyard with dramatic double doors and leaded glass entry. Inside, soaring vaulted ceilings, travertine tile floors, and crown molding define the formal living room, flowing into the dining room with a striking tray ceiling. The remodeled chef's kitchen features granite countertops, stainless steel appliances, a gas cooktop island, and white cabinetry with gold hardware. The adjacent family room with fireplace, eating area, and wet bar creates the perfect hub for daily living. A main-level bedroom with ensuite step-in shower, lighted vanity mirror, and walk-in closet offers ideal multigenerational or guest accommodations. The library is a versatile space featuring custom built in cabinetry could serve as an additional bedroom. A powder room with travertine tile and granite vanity adds a refined touch. Upstairs, a loft leads to the primary suite with hardwood floors, plantation shutters, private balcony, and a two-sided fireplace shared with the spa bath featuring a soaking tub, glass shower, and dual walk-in closets. Additional bedrooms offer spacious closets and an updated Jack and Jill bath. A 5th bedroom with built-in desk and cabinetry completes the upper level. Outside, enjoy a custom salt water pool with rock waterfall spa, covered poolside lanai, built-in BBQ island, and professional landscaping. Solar panels, dual AC units, and a 3-car garage with epoxy flooring and Tesla EV charger round out this exceptional home. Rancho Cielo residents enjoy a community pool and spa, tennis and basketball courts, park, and scenic hillside trails. Located near lakeside dining, boutique shopping, award-winning schools, and the vibrant heart of Rancho Santa Margarita.

Property details for 21792 Hermosa Lane

This 5-bedroom, 4-bath single-family home sits in the Rancho Cielo neighborhood of Rancho Santa Margarita in Orange County. It offers 3,234 square feet of living space and is listed at $1,899,999, about $588 per square foot. The home was built in 1990. The MLS record lists the assessor parcel number as 833-511-27. Highlights include hill and mountain views, a private pool and spa, a fireplace, a guard-gated community, an attached three-car garage, and a 5,249-square-foot lot. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$1,899,999
Days On Site
87 Days
Bedrooms
5
Inside Area (SqFt)
3,234 sqft
Total Baths
4
Full Baths
3
Partial Baths
1
Lot Size
5,249 SqFt
Year Built
1990
MLS® Number
OC26142047
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$350 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
OC26142047
Year Built
1990
Living Area (sq ft)
3,234
Living Area Source
Assessor
Lot Size (sq ft)
5,250
Lot Size (acres)
0.1205
Levels
Two
Bedrooms
5
Full Baths
3
Half Baths
1
Garage Spaces
3
Parking Spaces
3
View
Courtyard, Hills, Mountains, Neighborhood, Pool
Private Pool
Yes
HOA Dues
$350
HOA Frequency
Monthly
HOA Name
Rancho Cielo
Parcel Number
83351127
On Market Date
2026-07-11
Listing Terms
Standard

Interior Features

Interior Features
Wet Bar, Breakfast Bar, Built In Features, Balcony, Tray Ceilings, Ceiling Fans, Crown Molding, Cathedral Ceilings, Separate Formal Dining Room, Granite Counters, High Ceilings, In Law Floorplan, Stone Counters, Recessed Lighting, Storage, Two Story Ceilings, Unfurnished, Bar, Bedroom On Main Level, Entrance Foyer, Instant Hot Water
Appliances
Built In Range, Barbecue, Convection Oven, Dishwasher, Gas Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, Range Hood, Vented Exhaust Fan, Water To Refrigerator, Water Heater, Dryer, Washer
Flooring
Stone
Heating
Central
Cooling
Central Air, Dual, Zoned
Fireplace
Bath, Family Room, Primary Bedroom, Multi Sided
Laundry
Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
Main Level Bedrooms
1
Main Level Bathrooms
2
Entry Level
1
Common Walls
No Common Walls
Windows
Custom Coverings, Double Pane Windows, Plantation Shutters
Doors
Double Door Entry, Mirrored Closet Doors, Panel Doors, Sliding Doors
Rooms
Entry Foyer, Bedroom, Bathroom, Kitchen, Dining Room, Other, Family Room, Laundry, Office, Library, Foyer, Living Room

Exterior Features

Architectural Style
Traditional
Exterior Features
Barbecue, Lighting, Rain Gutters, Brick Driveway
Roof
Composition
Construction
Stucco
Foundation
Slab
Lot Features
Back Yard, Cul De Sac, Front Yard, Landscaped, Near Park, Sprinkler System, Yard
Patio and Porch
Covered, Deck, Front Porch, Lanai
Parking
Door Multi, Direct Access, Driveway Level, Driveway, Electric Vehicle Charging Stations, Garage Faces Front, Garage, Garage Door Opener, Side By Side, Storage
Fencing
Good Condition, Privacy, Wrought Iron
Pool Features
Community, Fenced, Filtered, Gas Heat, Heated, In Ground, Private, Waterfall, Association
Spa
Association, Community, Heated, In Ground, Private
Sewer
Public Sewer
Water
Public
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Condition
Updated Remodeled, Turnkey
Units
243

Community Features

Subdivision
Rancho Cielo
Community Features
Biking, Curbs, Foothills, Gutters, Storm Drains, Street Lights, Suburban, Sidewalks, Park, Pool
Association Amenities
Barbecue, Picnic Area, Pool, Spa Hot Tub
Security
Carbon Monoxide Detectors, Gated With Guard, Smoke Detectors

The record

Property History for 21792 Hermosa Lane

DateEventPriceNote
Jul 11, 2026 Listed for sale $1,950,000

No prior MLS sales on record for this home since 2012.

Cost of ownership

Estimated monthly payment

7.03% · 30-yr fixed
$
$14,658/mo
10% down · 30-year fixed · $190,000 down
Principal & interest$11,411
Mortgage insurance (est., over 80% LTV)$712
Property tax (est. 1.03%)$1,631
Home insurance (rough est., varies widely)$554
HOA from listing$350
$12,678/mo
20% down · 30-year fixed · $380,000 down
Principal & interest$10,143
Property tax (est. 1.03%)$1,631
Home insurance (rough est., varies widely)$554
HOA from listing$350
$11,410/mo
30% down · 30-year fixed · $570,000 down
Principal & interest$8,875
Property tax (est. 1.03%)$1,631
Home insurance (rough est., varies widely)$554
HOA from listing$350
Estimated carrying cost
$2,535/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$1,631
Home insurance (rough est., varies widely)$554
HOA from listing$350

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.03% (week of Sep 24, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 21792 Hermosa Lane

Want to see 21792 Hermosa Lane in person? We have guided buyers through Rancho Cielo and the wider Rancho Santa Margarita market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

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Selling near 21792 Hermosa Lane

Thinking of selling nearby? We bring current Rancho Cielo sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

Free home valuation

The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
263
Median price
$1,325,000
Median days on market
17
Median per sq ft
$633

Recorded MLS closings of single-family homes, Sep 29, 2025 to Sep 29, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Rancho Santa Margarita sales

This home, asking 12-month median Recent sales, listed below

At $588 per square foot, this home's asking price is 7% below the Rancho Santa Margarita median of $633 for single-family homes that closed in the past 12 months.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
32991 Pinnacle Sep 28, 2026 $1,785,000 2,849 $627 4
9 Via Rosado Sep 28, 2026 $1,450,000 2,044 $709 7
18 Las Piedras Sep 24, 2026 $1,025,000 1,428 $718 13
4 Reata Sep 24, 2026 $1,550,000 2,592 $598 20
7 Santolina Sep 22, 2026 $1,154,240 1,534 $752 87

Schools

Schools for 21792 Hermosa Lane

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Robinson Ranch
Middle
Rancho Santa Margarita
High
Mission Viejo
District
Saddleback Valley Unified

Living in Rancho Santa Margarita covers its schools, parks and beaches.

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Listed by Thalia Faklis of Coldwell Banker Realty

Listing information updated Oct 4, 2026 at 5:53 PM PT. Source: CRMLS.

Call (949) 494-8830