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Sold

40 San Mateo sold on September 22, 2026 for $1,500,000, at the asking price after 9 days on the market. The buyer financed the purchase. The details are below for reference.

Single Family ResidenceSold

40 San Mateo, Rancho Santa Margarita, CA 92688

  • 4 beds
  • 3 baths
  • 2,459 sq ft
  • 5,401 sq ft lot
  • Built 1989
$1,500,000

MLS# OC26168378

Subdivision Arroyo Vista

The home

About 40 San Mateo

Beautifully upgraded Home Located on a quiet, single-loaded cul-de-sac street with Mountain City Views! This beautifully maintained and currently being transformed residence offers an exceptional opportunity in one of Rancho Santa Margarita's most sought-after neighborhoods. Enjoy the sense of Community that the Arroyo Vista/Oaks neighborhood provides, complete with its own private neighborhood park featuring a private POOL and SPA area, a large grass and garden area with tables for dining while you enjoy the views, and a tot lot, all located 1 Block from home. This spacious home features 4 bedrooms plus a large BONUS ROOM, including a convenient main-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private office setup. The interior is currently undergoing a thoughtful refresh and will showcase a bright, modern, and move-in-ready feel upon completion offering SOLAR and a total home re-pipe in 2022. The Kitchen was remodeled with granite counters and stainless steel appliances, overlooking the Family Room, showcased with a Custom Built-in Entertainment Center and Fireplace with access to the Large Entertaining Backyard with Mountain Views. Inside, a Separate Laundry Room with access to the 3-car garage offers additional storage. Upstairs, escape to the beautifully remodeled primary ensuite designed for comfort and relaxation. The spacious primary bedroom features vaulted ceilings creating an airy open feel and a private balcony, the perfect retreat to unwind while enjoying the views. The luxurious primary bath includes a separate soaking tub and water closet, while the generous walk-in closet is conveniently located within the dressing area, providing exceptional storage and functionality. Every detail of this home comes together to create a serene and inviting sanctuary at the end of the day.

Property details for 40 San Mateo

This 4-bedroom, 3-bath single-family home sits in the Arroyo Vista neighborhood of Rancho Santa Margarita in Orange County. It offers 2,459 square feet of living space. The home was built in 1989. The MLS record lists the assessor parcel number as 805-172-05. Highlights include panoramic and city lights views, a community pool and spa, a fireplace, an attached three-car garage, a 5,401-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$1,500,000
Days On Site
N/A
Bedrooms
4
Inside Area (SqFt)
2,459 sqft
Total Baths
3
Full Baths
3
Partial Baths
N/A
Lot Size
5,401 SqFt
Year Built
1989
MLS® Number
OC26168378
Status
Sold
Property Tax
N/A
HOA/Condo/Coop Fees
$267 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
OC26168378
Year Built
1989
Living Area (sq ft)
2,459
Living Area Source
Assessor
Lot Size (sq ft)
5,400
Lot Size (acres)
0.124
Levels
Two
Bedrooms
4
Full Baths
3
Garage Spaces
3
Parking Spaces
3
View
City Lights, Park Greenbelt, Hills, Mountains, Neighborhood, Panoramic, Trees Woods
HOA Dues
$176
HOA Frequency
Monthly
HOA Name
Arroyo Maint Corp
Parcel Number
80517205
On Market Date
2026-08-21
Listing Terms
Standard

Interior Features

Interior Features
Built In Features, Breakfast Area, Ceiling Fans, Separate Formal Dining Room, Eat In Kitchen, Granite Counters, High Ceilings, Recessed Lighting, Sunken Living Room, Two Story Ceilings, Bedroom On Main Level, Dressing Area, Primary Suite, Walk In Closets
Appliances
Dishwasher, Electric Oven, Electric Range, Free Standing Range, Disposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Water Heater, Dryer, Washer
Flooring
Carpet, Tile
Heating
Central, Forced Air, Fireplaces, Natural Gas, Solar
Cooling
Central Air
Fireplace
Family Room, Gas, Gas Starter, Masonry
Laundry
Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
Main Level Bedrooms
1
Main Level Bathrooms
1
Entry Level
1
Common Walls
No Common Walls
Windows
Blinds, Shutters
Doors
Sliding Doors
Accessibility
None

Exterior Features

Architectural Style
Mediterranean
Exterior Features
Awnings
Roof
Tile
Construction
Stucco
Foundation
Slab
Lot Features
Zero To One Unit Acre, Cul De Sac, Front Yard, Gentle Sloping, Sprinklers In Rear, Sprinklers In Front, Lawn, Landscaped, Near Park, Sprinklers Timer, Sprinklers On Side, Sprinkler System, Yard
Patio and Porch
Concrete, Covered
Parking
Concrete, Direct Access, Driveway, Garage Faces Front, Garage, Garage Door Opener
Fencing
Average Condition, Vinyl, Wood, Wrought Iron
Pool Features
Gunite, In Ground, Solar Heat, Association
Spa
Association, Gunite, In Ground
Sewer
Public Sewer, Sewer Tap Paid
Water
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Condition
Turnkey
Faces
East
Units
1

Community Features

Subdivision
Arroyo Vista (AV)
Community Features
Biking, Curbs, Foothills, Fishing, Golf, Hiking, Lake, Mountainous, Storm Drains, Street Lights, Suburban, Sidewalks, Park
Association Amenities
Sport Court, Dog Park, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts, Trails
Security
Carbon Monoxide Detectors, Smoke Detectors
Second HOA Dues
$91
Second HOA Name
SAMLARC

The record

Property History for 40 San Mateo

DateEventPriceNote
Sep 22, 2026 Sold $1,500,000
Aug 21, 2026 Listed for sale $1,500,000

Next steps

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The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
263
Median price
$1,320,000
Median days on market
17
Median per sq ft
$633

Recorded MLS closings of single-family homes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
18 Las Piedras Sep 24, 2026 $1,025,000 1,428 $718 13
4 Reata Sep 24, 2026 $1,550,000 2,592 $598 20
7 Santolina Sep 22, 2026 $1,154,240 1,534 $752 87
7 Temecula Court Sep 22, 2026 $1,050,000 1,551 $677 54
40 San Mateo Sep 22, 2026 $1,500,000 2,459 $610 9

Schools

Schools for 40 San Mateo

As listed in the MLS record. Confirm attendance boundaries with the school district.

High
Tesoro
District
Capistrano Unified

Living in Rancho Santa Margarita covers its schools, parks and beaches.

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Listed by Terry Matheus of Regency Real Estate Brokers

Listing information updated Sep 22, 2026 at 7:02 AM PT. Source: CRMLS.

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