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For Sale|Single Family ResidenceActive

15 Julia Street, Ladera Ranch, CA 92694

  • 4 beds
  • 3 baths
  • 3,227 sq ft
  • 7,967 sq ft lot
  • Built 2007

MLS# OC26195402 · Listed Sep 11, 2026 · Price cut $40,000 on Sep 26 · 41 Days On Site

Subdivision Covenant Hills Custom Homes

19 single-family homes sold in the past 12 months · median $3,500,000

See the 6 other homes for sale

The home

About 15 Julia Street

Impeccably maintained and extensively upgraded, this residence is offered for the first time by its original owners. Located on a quiet cul-de-sac street in Segovia, one of the most desirable neighborhoods within the guard gated community of Covenant Hills.

An extended driveway leads to a rare three and a half car garage with uncommon depth. A deep covered porch spans the entry beneath a beamed ceiling with columns and lantern lighting. Italian porcelain flooring extends throughout the main level. The remodeled gourmet kitchen features quartz countertops, marble backsplash, double ovens, a new built in refrigerator, a center island with seating, and a charming breakfast nook framed by windows. The kitchen opens to on oversized family room with gas fireplace. The formal living room rises beneath dramatic two story ceilings with a stone faced fireplace and double doors opening to the front porch. The dining room accommodates large gatherings and opens through double doors to a private courtyard. A main level bedroom and full bath complete the first floor. Abundant windows throughout, balanced by generous wall space suited to art. Ceiling fans throughout. Upstairs, every bedroom includes a built in desk, and the landing holds a dedicated built in office. Plush upgraded carpeting throughout the bedrooms. An oversized primary suite features a marble appointed bath with stone floors, walls, and counters.

The private rear grounds are designed for al fresco dining and entertaining. Features include an oversized raised spa set in stone with waterfall, a covered gazebo, a built in barbecue with dining bar, a gas fire pit with seating, mature landscape and easy maintenance.

Recent improvements include a complete repipe, new water heater, new exterior paint, new refrigerator, and upgraded carpeting.

The neighborhood is surrounded by parks, recreation areas, and open green space, with access to the amenities of Covenant Hills and Ladera Ranch.

Property details for 15 Julia Street

This 4-bedroom, 3-bath single-family home sits in the Covenant Hills Custom Homes neighborhood of Ladera Ranch in Orange County. It offers 3,227 square feet of living space and is listed at $2,290,000, about $710 per square foot. The home was built in 2007. The MLS record lists the assessor parcel number as 741-491-52. Highlights include a community pool and a private spa, a fireplace, a guard-gated community, an attached four-car garage, a 7,967-square-foot lot, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$2,290,000
Days On Site
41 Days
Bedrooms
4
Inside Area (SqFt)
3,227 sqft
Total Baths
3
Full Baths
2
Partial Baths
1
Lot Size
7,967 SqFt
Year Built
2007
MLS® Number
OC26195402
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$687 monthly
Sq Ft Source
Assessor

General Features

Property Type
Single Family Residence
MLS Number
OC26195402
Year Built
2007
Living Area (sq ft)
3,227
Living Area Source
Assessor
Lot Size (sq ft)
7,967
Lot Size (acres)
0.1829
Levels
Two
Bedrooms
4
Full Baths
2
Garage Spaces
4
Parking Spaces
4
View
None, Peek A Boo
HOA Dues
$687
HOA Frequency
Monthly
HOA Name
LARMAC
Parcel Number
74149152
On Market Date
2026-09-11
Listing Terms
Standard

Interior Features

Interior Features
Breakfast Bar, Built In Features, Ceiling Fans, Separate Formal Dining Room, High Ceilings, Open Floorplan, Quartz Counters, Recessed Lighting, Storage, Tandem, Bedroom On Main Level, Primary Suite, Walk In Closets
Appliances
Double Oven, Energy Star Qualified Appliances, Refrigerator
Flooring
Carpet, Tile
Heating
Central
Cooling
Central Air, Dual
Fireplace
Family Room, Living Room
Laundry
Inside, Laundry Room
Main Level Bedrooms
1
Main Level Bathrooms
1
Entry Level
1
Common Walls
No Common Walls
Rooms
Entry Foyer, Primary Bathroom, Bathroom, Kitchen, Dining Room, Other, Primary Bedroom, Laundry, Living Room, Bedroom, Family Room

Exterior Features

Exterior Features
Rain Gutters, Fire Pit
Construction
Stucco
Lot Features
Zero To One Unit Acre, Sprinkler System
Parking
Direct Access, Door Single, Driveway, Garage Faces Front, Garage, Oversized, Tandem
Pool Features
Community, Association
Spa
Private
Sewer
Public Sewer, Sewer Tap Paid
Water
Public
Condition
Turnkey
Units
1

Community Features

Subdivision
Covenant Hills Custom Homes (COVC)
Community Features
Biking, Curbs, Dog Park, Gutters, Hiking, Park, Storm Drains, Street Lights, Suburban, Sidewalks, Gated, Pool
Association Amenities
Clubhouse, Sport Court, Dog Park, Fire Pit, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pool, Recreation Room, Guard, Spa Hot Tub, Security, Tennis Courts, Trails
Security
Gated With Guard, Gated Community, Gated With Attendant, Twenty Four Hour Security, Smoke Detectors

The record

Property History for 15 Julia Street

DateEventPriceNote
Sep 26, 2026 Price reduced $2,290,000 From $2,330,000
Sep 11, 2026 Status changed to Active From Coming Soon
Sep 11, 2026 Listed for sale $2,330,000

No prior MLS sales on record for this home since 2012.

Added by Realatrends Real Estate

Flood, Fire and Earthquake Zones for 15 Julia Street

We looked up this home's map point in public government maps. These facts are not part of the MLS listing.

Hazard zones

Flood zone

Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.

FEMA National Flood Hazard Layer, FIRM panel 06059C0442J effective December 3, 2009. Checked October 15, 2026.

Fire hazard severity zone

Not in a fire hazard severity zone on the State Fire Marshal's map.

CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.

Earthquake fault zone

Outside the Alquist-Priolo Earthquake Fault Zones.

California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.

Liquefaction zone

Outside the liquefaction zones.

California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.

Landslide zone

Inside a Seismic Hazard Zone for earthquake-induced landslides.

California Geological Survey, Seismic Hazard Zones map, San Juan Capistrano quadrangle, released December 21, 2001. Checked October 15, 2026.

Internet and charging

Fixed internet

Cable: Cox Communications, up to 2,000 Mbps, at 470 of 472 residential locations in this census block. DSL: AT&T, up to 75 Mbps, at 364 of 472. Fixed wireless: Verizon, up to 300 Mbps, at 462 of 472.

FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320581005, not for this address. Not endorsed by the FCC. Checked October 15, 2026.

EV charging

Nearest public charger 1.1 miles away (ChargePoint, 1 Level 2 port). 205 public charging ports within 3 miles.

U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.

These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).

Official maps

Cost of ownership

Estimated monthly payment

7.32% · 30-yr fixed
$
$19,006/mo
10% down · 30-year fixed · $229,000 down
Principal & interest$14,158
Mortgage insurance (est., over 80% LTV)$859
Property tax (est. 1.38%)$2,634
Home insurance (rough est., varies widely)$668
HOA from listing$687
$16,574/mo
20% down · 30-year fixed · $458,000 down
Principal & interest$12,585
Property tax (est. 1.38%)$2,634
Home insurance (rough est., varies widely)$668
HOA from listing$687
$15,000/mo
30% down · 30-year fixed · $687,000 down
Principal & interest$11,011
Property tax (est. 1.38%)$2,634
Home insurance (rough est., varies widely)$668
HOA from listing$687
Estimated carrying cost
$3,989/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.38%)$2,634
Home insurance (rough est., varies widely)$668
HOA from listing$687

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.32% (week of Oct 22, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Ladera Ranch rate including a typical Mello-Roos allowance. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 15 Julia Street

Want to see 15 Julia Street in person? We have guided buyers through Covenant Hills Custom Homes and the wider Ladera Ranch market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

Call (949) 494-8830

Selling near 15 Julia Street

Thinking of selling nearby? We bring current Covenant Hills Custom Homes sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

Free home valuation

The neighborhood

About Ladera Ranch

Ladera Ranch is a master-planned community in Orange County, bordered by Mission Viejo, San Juan Capistrano, and Rancho Santa Margarita, built from 1999 on the former Rancho Mission Viejo cattle ranch. Its nine villages, including Avendale, Terramor, and gated Covenant Hills, sit within Capistrano Unified School District, linked by parks and trails reaching toward Doheny Beach.

Covenant Hills Custom Homes home sales, past 12 months

Homes sold
19
Median price
$3,500,000
Median days on market
58
Median per sq ft
$817

Recorded MLS closings of single-family homes, Oct 15, 2025 to Oct 15, 2026. Days on market run from listing to going under contract.

Price per square foot against recent Covenant Hills Custom Homes sales

This home, asking 12-month median Recent sales, listed below

At $710 per square foot, this home's asking price is 13% below the Covenant Hills Custom Homes median of $817 for single-family homes that closed in the past 12 months.

Recent Covenant Hills Custom Homes sales

AddressClosedPriceSq ftPer sq ftDays on market
8 Gaucho Sep 29, 2026 $2,699,900 3,203 $843 22
18 Mission Ridge Road Sep 16, 2026 $6,100,000 6,360 $959 165
9 Broken Arrow Sep 2, 2026 $5,600,000 5,091 $1,100 9
33 Basilica Aug 19, 2026 $3,125,000 4,511 $693 170
5 Vaquero Road Aug 10, 2026 $2,850,000 3,058 $932 0

Schools

Schools for 15 Julia Street

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Oso Grande
District
Capistrano Unified

Living in Ladera Ranch covers its schools, parks and beaches.

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Listed by Alona Tetter of Coldwell Banker Realty

Listing information updated Oct 18, 2026 at 4:40 PM PT. Source: CRMLS.

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