2821 Penasco, San Clemente, CA 92673
- 4 beds
- 3 baths
- 1,480 sq ft
- 7,150 sq ft lot
- Built 1984
$1,649,000
Est. $10,883/mo with 20% down, 30-year fixed
$1,114 a sq ft against a $820 San Clemente median. Ask how it comparesSubdivision Tocayo Ridge
The home
About 2821 Penasco
Welcome to 2821 Penasco, San Clemente. Beautifully remodeled and move-in ready, this 4-bedroom, 3-bathroom residence offers the best updated living space in San Clemente. Enjoy picturesque views of Saddleback Mountain and the surrounding neighborhood, with scenic outlooks from the kitchen window and all three guest bedrooms. The newly renovated kitchen showcases crisp new cabinetry, quartz countertops, and stainless steel appliances, creating a fresh and inviting space for everyday living and entertaining. All three bathrooms have been tastefully remodeled with contemporary finishes, including a beautifully updated primary bathroom featuring a brand-new walk-in shower. The backyard offers an inviting outdoor retreat with a covered patio and above-ground Jacuzzi, providing the perfect setting to relax and enjoy the Southern California lifestyle. Combining extensive interior upgrades, appealing views, and comfortable indoor-outdoor living, this beautifully refreshed home is a wonderful opportunity to experience all that San Clemente has to offer. Welcome Home!
Property details for 2821 Penasco
This 4-bedroom, 3-bath single-family home sits in the Tocayo Ridge neighborhood of San Clemente in Orange County. It has 1,480 square feet of living space on a 7,150-square-foot lot and is listed at $1,649,000, about $1,114 per square foot. The home was built in 1984. The MLS record lists the assessor parcel number as 678-031-08. Highlights include panoramic and city lights views, a private spa, a fireplace, an attached two-car garage, central air, and an updated home.
Photographs
Photos of 2821 Penasco, San Clemente
Specifications
Home Details
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26243401
- Year Built
- 1984
- Living Area (sq ft)
- 1,480
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 7,150
- Lot Size (acres)
- 0.1641
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 3
- Garage Spaces
- 2
- Parking Spaces
- 4
- View
- City Lights, Hills, Neighborhood, Panoramic
- HOA Dues
- $140
- HOA Frequency
- Monthly
- HOA Name
- Forster Ranch HOA
- Parcel Number
- 67803108
- On Market Date
- 2026-11-14
- Listing Terms
- Standard
Interior Features
- Interior Features
- Built In Features, Breakfast Area, Cathedral Ceilings, Separate Formal Dining Room, Quartz Counters, Stone Counters, Recessed Lighting, Unfurnished, Bedroom On Main Level, Entrance Foyer
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Range Hood, Water To Refrigerator
- Flooring
- Tile, Wood
- Heating
- Central, Natural Gas
- Cooling
- Central Air, Electric
- Fireplace
- Gas, Living Room
- Laundry
- In Garage
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- No Common Walls
- Doors
- Sliding Doors
- Accessibility
- None
- Rooms
- Primary Bedroom, Bathroom, Kitchen, Dining Room, Entry Foyer, Foyer, Living Room, Bedroom, Primary Bathroom
Exterior Features
- Architectural Style
- Traditional
- Exterior Features
- Awnings, Lighting
- Roof
- Concrete, Tile
- Construction
- Frame, Stucco
- Foundation
- Slab
- Lot Features
- Back Yard, Front Yard, Sprinklers In Rear, Sprinklers In Front, Lawn, Landscaped, Near Park, Paved, Sprinkler System, Yard
- Patio and Porch
- Concrete, Covered, Front Porch, Patio, Porch
- Parking
- Concrete, Direct Access, Door Single, Driveway, Garage Faces Front, Garage, Garage Door Opener, Paved
- Fencing
- Block, Stucco Wall, Wood, Wrought Iron
- Pool Features
- None
- Spa
- Above Ground, Heated, Private
- Sewer
- Public Sewer, Sewer Tap Paid
- Water
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Phone Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
- Condition
- Updated Remodeled, Turnkey
- Faces
- South
- Units
- 1
Community Features
- Subdivision
- Tocayo Ridge (TR)
- Community Features
- Curbs, Gutters, Storm Drains, Street Lights, Suburban, Sidewalks, Park
- Association Amenities
- Other
- Security
- Carbon Monoxide Detectors, Smoke Detectors
The record
Property History for 2821 Penasco
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 14, 2026 | Listed for sale | $1,649,000 |
No prior MLS sales on record for this home since 2012.
Cost of ownership
Estimated monthly payment
7.11% · 30-yr fixed$
$12,611/mo
10% down · 30-year fixed · $164,900 down
Principal & interest$9,984
Mortgage insurance (est., over 80% LTV)$618
Property tax (est. 1.01%)$1,388
Home insurance (rough est., varies widely)$481
HOA from listing$140
$10,883/mo
20% down · 30-year fixed · $329,800 down
Principal & interest$8,874
Property tax (est. 1.01%)$1,388
Home insurance (rough est., varies widely)$481
HOA from listing$140
$9,774/mo
30% down · 30-year fixed · $494,700 down
Principal & interest$7,765
Property tax (est. 1.01%)$1,388
Home insurance (rough est., varies widely)$481
HOA from listing$140
Estimated carrying cost
$2,009/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$1,388
Home insurance (rough est., varies widely)$481
HOA from listing$140
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.11% (week of Nov 12, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical San Clemente rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 2821 Penasco
Want to see 2821 Penasco in person? We have guided buyers through Tocayo Ridge and the wider San Clemente market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 2821 Penasco
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The neighborhood
About San Clemente
San Clemente is the southernmost city in Orange County, founded in the 1920s by Ole Hanson as a Spanish Village by the Sea of white-stucco, red-tile-roofed homes overlooking the Pacific. Landmarks include the 1928 pier, the Beach Trail from North Beach to Calafia Beach, Avenida Del Mar, and the Capistrano Unified School District.
San Clemente home sales, past 12 months
- Homes sold
- 451
- Median price
- $1,989,000
- Median days on market
- 11
- Median per sq ft
- $820
Recorded MLS closings of single-family homes, Nov 7, 2025 to Nov 7, 2026. Days on market run from listing to going under contract.
Price per square foot against recent San Clemente sales
At $1,114 per square foot, this home's asking price is 36% above the San Clemente median of $820 for single-family homes that closed in the past 12 months.
Recent San Clemente sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 706 Calle Dulce | Nov 6, 2026 | $1,145,000 | 2,124 | $539 | 12 |
| 107 Arista | Nov 5, 2026 | $1,640,000 | 2,103 | $780 | 14 |
| 1204 Vista Jardin | Nov 4, 2026 | $2,060,000 | 2,855 | $722 | 67 |
| 507 Avenida Del Verdor | Nov 4, 2026 | $2,800,000 | 2,968 | $943 | 16 |
| 3375 Paseo Halcon | Nov 4, 2026 | $985,000 | 1,352 | $729 | 16 |
Schools
Schools for 2821 Penasco
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Truman Benedict
- Middle
- Ayers
- High
- San Clemente
- District
- Capistrano Unified
Living in San Clemente covers its schools, parks and beaches.
Location
Location
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Listed by Beau Beardslee of First Team Real Estate
Listing information updated Nov 14, 2026 at 11:07 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.