
Sold
109 Tierra Montanosa sold on October 17, 2025 for $770,000, 1.9% below the $785,000 asking price after 20 days on the market. The buyer financed the purchase with a conventional loan. The details are below for reference.

109 Tierra Montanosa, Rancho Santa Margarita, CA 92688
- 2 beds
- 2 baths
- 1,350 sq ft
- Built 1996
The home
About 109 Tierra Montanosa
This is THE ONE YOU’VE BEEN WAITING FOR! Welcome to 109 Tierra Montanosa, a beautifully upgraded residence in the heart of Rancho Santa Margarita. This is a spacious 2-bedroom, 2-bathroom condo with an oversized loft offers approximately 1,350 sq. ft. of stylish living in the highly sought-after Tierra Montanosa community.
From the moment you step inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The generous family room features a cozy fireplace and seamlessly connects to the dining area and outdoor patio—perfect for entertaining or relaxing with morning coffee. Throughout the home, elegant wood laminate flooring enhances both style and comfort.
The modern kitchen is equipped with sleek appliances, ample counter space, and an open flow ideal for daily living. Upstairs, the versatile loft provides endless possibilities—whether as a home office, gym, or guest space.
The sellers have invested in major updates for YOUR peace of mind, including: Brand-new HVAC system, New water heater, Whole-home repipe, Recently installed dishwasher, Updated bathroom fixtures, New closet doors in the secondary bedroom, Plush new carpet in select areas, and a Fresh interior paint job! With over $28,000 in thoughtful improvements, this home is truly move-in ready.
Additional highlights include a private front patio, attached 2-car garage, and access to community amenities such as the sparkling pool and spa. The location is exceptional—steps away from the pool, directly across from a top-rated Blue Ribbon elementary school and just moments from shopping, dining, and RSM Lake.
Don’t miss this rare opportunity to own an upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. Schedule your private showing today and experience the perfect blend of comfort, convenience, and modern living.
Property details for 109 Tierra Montanosa
This 2-bedroom, 2-bath townhome sits in Rancho Santa Margarita in Orange County. It offers 1,350 square feet of living space. The home was built in 1996. The MLS record lists the assessor parcel number as 938-124-39. Highlights include a community pool, a fireplace, an attached two-car garage, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $770,000
- Days On Site
- N/A
- Bedrooms
- 2
- Inside Area (SqFt)
- 1,350 sqft
- Total Baths
- 2
- Full Baths
- 2
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1996
- MLS® Number
- CV25196663
- Status
- Sold
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $605 monthly
- Sq Ft Source
- Estimated
General Features
- Property Type
- Townhouse
- MLS Number
- CV25196663
- Year Built
- 1996
- Living Area (sq ft)
- 1,350
- Living Area Source
- Estimated
- Lot Size (sq ft)
- 18,292
- Lot Size (acres)
- 0.4199
- Levels
- Three Or More
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 2
- Parking Spaces
- 2
- View
- None
- HOA Dues
- $518
- HOA Frequency
- Monthly
- HOA Name
- Tierra Montanosa
- Parcel Number
- 93812439
- On Market Date
- 2025-09-03
- Listing Terms
- Standard
Interior Features
- Interior Features
- All Bedrooms Up, Loft, Primary Suite
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- In Garage
- Entry Level
- 1
- Common Walls
- One Common Wall, End Unit
Exterior Features
- Pool Features
- Community, Association
- Sewer
- Public Sewer
- Water
- Public
- Condition
- Updated Remodeled, Turnkey
- Units
- 1
Community Features
- Community Features
- Foothills, Hiking, Street Lights, Sidewalks, Pool
- Association Amenities
- Sport Court, Maintenance Grounds, Meeting Room, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa Hot Tub, Tennis Courts
- Second HOA Dues
- $87
- Second HOA Name
- Samlarc
The record
Property History for 109 Tierra Montanosa
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 17, 2025 | Sold | $770,000 | |
| Sep 3, 2025 | Listed for sale | $785,000 |
Next steps
Looking for something similar
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Selling near 109 Tierra Montanosa
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 47
- Median price
- $879,000
- Median days on market
- 20
- Median per sq ft
- $604
Recorded MLS closings of townhomes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 6 Colibri | Aug 31, 2026 | $915,000 | 1,531 | $598 | 3 |
| 95 Pasto Rico | Aug 28, 2026 | $825,000 | 1,329 | $621 | 36 |
| 229 Seacountry | Aug 28, 2026 | $860,000 | 1,541 | $558 | 204 |
| 14 Brisa Ribera | Aug 26, 2026 | $700,000 | 922 | $759 | 32 |
| 155 Seacountry | Aug 13, 2026 | $725,000 | 1,080 | $671 | 12 |
Schools
School District for 109 Tierra Montanosa
As listed in the MLS record. Confirm attendance boundaries with the school district.
The MLS record lists the school district as Saddleback Valley Unified.
Living in Rancho Santa Margarita covers its schools, parks and beaches.
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Listed by Joseph Limo of EXP REALTY OF CALIFORNIA INC
Listing information updated Oct 20, 2025 at 12:15 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.