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Sold

109 Tierra Montanosa sold on October 17, 2025 for $770,000, 1.9% below the $785,000 asking price after 20 days on the market. The buyer financed the purchase with a conventional loan. The details are below for reference.

TownhouseSold

109 Tierra Montanosa, Rancho Santa Margarita, CA 92688

  • 2 beds
  • 2 baths
  • 1,350 sq ft
  • Built 1996
$770,000

MLS# CV25196663

The home

About 109 Tierra Montanosa

This is THE ONE YOU’VE BEEN WAITING FOR! Welcome to 109 Tierra Montanosa, a beautifully upgraded residence in the heart of Rancho Santa Margarita. This is a spacious 2-bedroom, 2-bathroom condo with an oversized loft offers approximately 1,350 sq. ft. of stylish living in the highly sought-after Tierra Montanosa community.

From the moment you step inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The generous family room features a cozy fireplace and seamlessly connects to the dining area and outdoor patio—perfect for entertaining or relaxing with morning coffee. Throughout the home, elegant wood laminate flooring enhances both style and comfort.

The modern kitchen is equipped with sleek appliances, ample counter space, and an open flow ideal for daily living. Upstairs, the versatile loft provides endless possibilities—whether as a home office, gym, or guest space.

The sellers have invested in major updates for YOUR peace of mind, including: Brand-new HVAC system, New water heater, Whole-home repipe, Recently installed dishwasher, Updated bathroom fixtures, New closet doors in the secondary bedroom, Plush new carpet in select areas, and a Fresh interior paint job! With over $28,000 in thoughtful improvements, this home is truly move-in ready.

Additional highlights include a private front patio, attached 2-car garage, and access to community amenities such as the sparkling pool and spa. The location is exceptional—steps away from the pool, directly across from a top-rated Blue Ribbon elementary school and just moments from shopping, dining, and RSM Lake.

Don’t miss this rare opportunity to own an upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. Schedule your private showing today and experience the perfect blend of comfort, convenience, and modern living.

Property details for 109 Tierra Montanosa

This 2-bedroom, 2-bath townhome sits in Rancho Santa Margarita in Orange County. It offers 1,350 square feet of living space. The home was built in 1996. The MLS record lists the assessor parcel number as 938-124-39. Highlights include a community pool, a fireplace, an attached two-car garage, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$770,000
Days On Site
N/A
Bedrooms
2
Inside Area (SqFt)
1,350 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
N/A
Year Built
1996
MLS® Number
CV25196663
Status
Sold
Property Tax
N/A
HOA/Condo/Coop Fees
$605 monthly
Sq Ft Source
Estimated

General Features

Property Type
Townhouse
MLS Number
CV25196663
Year Built
1996
Living Area (sq ft)
1,350
Living Area Source
Estimated
Lot Size (sq ft)
18,292
Lot Size (acres)
0.4199
Levels
Three Or More
Bedrooms
2
Full Baths
2
Garage Spaces
2
Parking Spaces
2
View
None
HOA Dues
$518
HOA Frequency
Monthly
HOA Name
Tierra Montanosa
Parcel Number
93812439
On Market Date
2025-09-03
Listing Terms
Standard

Interior Features

Interior Features
All Bedrooms Up, Loft, Primary Suite
Cooling
Central Air
Fireplace
Living Room
Laundry
In Garage
Entry Level
1
Common Walls
One Common Wall, End Unit

Exterior Features

Pool Features
Community, Association
Sewer
Public Sewer
Water
Public
Condition
Updated Remodeled, Turnkey
Units
1

Community Features

Community Features
Foothills, Hiking, Street Lights, Sidewalks, Pool
Association Amenities
Sport Court, Maintenance Grounds, Meeting Room, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa Hot Tub, Tennis Courts
Second HOA Dues
$87
Second HOA Name
Samlarc

The record

Property History for 109 Tierra Montanosa

DateEventPriceNote
Oct 17, 2025 Sold $770,000
Sep 3, 2025 Listed for sale $785,000

Next steps

Looking for something similar

109 Tierra Montanosa is no longer on the market, but comparable homes come up in Rancho Santa Margarita regularly. We can tell you what this one actually closed at and set up alerts for listings that match it.

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Selling near 109 Tierra Montanosa

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The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
47
Median price
$879,000
Median days on market
20
Median per sq ft
$604

Recorded MLS closings of townhomes, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
6 Colibri Aug 31, 2026 $915,000 1,531 $598 3
95 Pasto Rico Aug 28, 2026 $825,000 1,329 $621 36
229 Seacountry Aug 28, 2026 $860,000 1,541 $558 204
14 Brisa Ribera Aug 26, 2026 $700,000 922 $759 32
155 Seacountry Aug 13, 2026 $725,000 1,080 $671 12

Schools

School District for 109 Tierra Montanosa

As listed in the MLS record. Confirm attendance boundaries with the school district.

The MLS record lists the school district as Saddleback Valley Unified.

Living in Rancho Santa Margarita covers its schools, parks and beaches.

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Listed by Joseph Limo of EXP REALTY OF CALIFORNIA INC

Listing information updated Oct 20, 2025 at 12:15 PM PT. Source: CRMLS.

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