REALATRENDS REAL ESTATE SERVICES, INC 949·494·8830
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Sold

98 Tierra Montanosa sold on November 20, 2025 for $890,000, 1.1% below the $899,900 asking price after 73 days on the market; it was first listed at $920,000. The buyer paid cash. The details are below for reference.

CondominiumSold

98 Tierra Montanosa, Rancho Santa Margarita, CA 92688

  • 3 beds
  • 3 baths
  • 1,472 sq ft
  • Built 1996
$890,000

MLS# OC25169665

The home

About 98 Tierra Montanosa

Welcome to your dream home in the beautiful community of Tierra Montanosa. This stunning three-bedroom, three-bathroom condominium offers panoramic views of the city lights, valley

and Saddleback mountains, creating a serene backdrop for your everyday life.

As you step inside, you'll be captivated by the soaring cathedral ceilings and abundant natural light streaming through the floor-to-ceiling windows. The open-concept layout is perfect for both relaxation and entertaining. One of the highlights of this home is the convenient full bedroom and bathroom located downstairs with slider to patio, ideal for guests or family members. Upstairs you will find dual-masters. One with walk in closet, the other with 2 closets and incredible panoramic views!

The remodeled kitchen features gorgeous hardwood cabinetry and modern finishes. This home comes equipped with essential appliances, including a washer, dryer, and refrigerator, along with new paint and carpet throughout for a fresh, modern feel.

Enjoy the luxury of a two-car attached garage with a Tesla charging system, making life easier for eco-conscious residents.

The wonderful amenities in Rancho Santa Margarita include six swimming pools, spa, various sports courts, parks, scenic hiking trails, and exclusive access to Rancho Santa Margarita Lake and Beach Club.

This community is recognized as the safest city in California for the second consecutive year. Additionally, you’re just a short distance from the highly-acclaimed Melinda Heights Elementary School.

Don’t miss your opportunity to own this spectacular condominium in a vibrant community! Schedule your viewing today and experience all that Rancho Santa Margarita has to offer.

Property details for 98 Tierra Montanosa

This 3-bedroom, 3-bath condo sits in Rancho Santa Margarita in Orange County. It offers 1,472 square feet of living space. The home was built in 1996. The MLS record lists the assessor parcel number as 938-124-48. Highlights include panoramic and city lights views, a community pool and spa, a fireplace, an attached two-car garage, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$890,000
Days On Site
N/A
Bedrooms
3
Inside Area (SqFt)
1,472 sqft
Total Baths
3
Full Baths
3
Partial Baths
N/A
Lot Size
N/A
Year Built
1996
MLS® Number
OC25169665
Status
Sold
Property Tax
N/A
HOA/Condo/Coop Fees
$605 monthly
Sq Ft Source
Assessor

General Features

Property Type
Condominium
MLS Number
OC25169665
Year Built
1996
Living Area (sq ft)
1,472
Living Area Source
Assessor
Lot Size (sq ft)
8,484
Lot Size (acres)
0.1948
Levels
Two
Bedrooms
3
Full Baths
3
Garage Spaces
2
Parking Spaces
3
View
City Lights, Hills, Mountains, Neighborhood, Panoramic
HOA Dues
$518
HOA Frequency
Monthly
HOA Name
Tierra Montanosa
Parcel Number
93812448
On Market Date
2025-08-19
Listing Terms
Standard, Trust

Interior Features

Interior Features
Cathedral Ceilings, Granite Counters, High Ceilings, Recessed Lighting, Bedroom On Main Level, Multiple Primary Suites, Walk In Closets
Appliances
Dishwasher, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Water To Refrigerator, Dryer, Washer
Flooring
Carpet, Tile
Heating
Central
Cooling
Central Air
Fireplace
Living Room
Laundry
Inside
Main Level Bedrooms
1
Main Level Bathrooms
1
Entry Level
1
Common Walls
Two Common Walls Or More, End Unit

Exterior Features

Architectural Style
Patio Home
Roof
Tile
Patio and Porch
Open, Patio
Parking
Direct Access, Garage Faces Front, Garage
Pool Features
Association
Spa
Community
Sewer
Public Sewer
Water
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected
Condition
Updated Remodeled
Units
240

Community Features

Community Features
Biking, Curbs, Foothills, Hiking, Park, Street Lights, Sidewalks
Association Amenities
Sport Court, Maintenance Grounds, Horse Trails, Meeting Room, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa Hot Tub, Tennis Courts, Trails
Second HOA Dues
$87
Second HOA Name
Samlarc

The record

Property History for 98 Tierra Montanosa

DateEventPriceNote
Nov 20, 2025 Sold $890,000
Aug 19, 2025 Listed for sale $920,000

Next steps

Looking for something similar

98 Tierra Montanosa is no longer on the market, but comparable homes come up in Rancho Santa Margarita regularly. We can tell you what this one actually closed at and set up alerts for listings that match it.

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Selling near 98 Tierra Montanosa

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The neighborhood

About Rancho Santa Margarita

Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.

Rancho Santa Margarita home sales, past 12 months

Homes sold
165
Median price
$657,500
Median days on market
27
Median per sq ft
$640

Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.

Recent Rancho Santa Margarita sales

AddressClosedPriceSq ftPer sq ftDays on market
2 Carmesi Sep 22, 2026 $625,000 1,049 $596 26
110 Timbre Sep 21, 2026 $586,000 990 $592 9
7 Silktassel Sep 18, 2026 $448,000 781 $574 167
59 Via Cordoba Sep 16, 2026 $705,000 1,318 $535 48
37 Via Lavendera Sep 16, 2026 $516,000 804 $642 18

Schools

Schools for 98 Tierra Montanosa

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Melinda Heights
Middle
Rancho Santa Margarita
High
Trabucco Hills
District
Saddleback Valley Unified

Living in Rancho Santa Margarita covers its schools, parks and beaches.

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Listed by Joanna Armstrong of @Vantage Real Estate

Listing information updated Nov 20, 2025 at 3:29 PM PT. Source: CRMLS.

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