
Sold
98 Tierra Montanosa sold on November 20, 2025 for $890,000, 1.1% below the $899,900 asking price after 73 days on the market; it was first listed at $920,000. The buyer paid cash. The details are below for reference.

98 Tierra Montanosa, Rancho Santa Margarita, CA 92688
- 3 beds
- 3 baths
- 1,472 sq ft
- Built 1996
The home
About 98 Tierra Montanosa
Welcome to your dream home in the beautiful community of Tierra Montanosa. This stunning three-bedroom, three-bathroom condominium offers panoramic views of the city lights, valley
and Saddleback mountains, creating a serene backdrop for your everyday life.
As you step inside, you'll be captivated by the soaring cathedral ceilings and abundant natural light streaming through the floor-to-ceiling windows. The open-concept layout is perfect for both relaxation and entertaining. One of the highlights of this home is the convenient full bedroom and bathroom located downstairs with slider to patio, ideal for guests or family members. Upstairs you will find dual-masters. One with walk in closet, the other with 2 closets and incredible panoramic views!
The remodeled kitchen features gorgeous hardwood cabinetry and modern finishes. This home comes equipped with essential appliances, including a washer, dryer, and refrigerator, along with new paint and carpet throughout for a fresh, modern feel.
Enjoy the luxury of a two-car attached garage with a Tesla charging system, making life easier for eco-conscious residents.
The wonderful amenities in Rancho Santa Margarita include six swimming pools, spa, various sports courts, parks, scenic hiking trails, and exclusive access to Rancho Santa Margarita Lake and Beach Club.
This community is recognized as the safest city in California for the second consecutive year. Additionally, you’re just a short distance from the highly-acclaimed Melinda Heights Elementary School.
Don’t miss your opportunity to own this spectacular condominium in a vibrant community! Schedule your viewing today and experience all that Rancho Santa Margarita has to offer.
Property details for 98 Tierra Montanosa
This 3-bedroom, 3-bath condo sits in Rancho Santa Margarita in Orange County. It offers 1,472 square feet of living space. The home was built in 1996. The MLS record lists the assessor parcel number as 938-124-48. Highlights include panoramic and city lights views, a community pool and spa, a fireplace, an attached two-car garage, central air, and an updated home. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.
Specifications
Home Details
At a glance
- Price
- $890,000
- Days On Site
- N/A
- Bedrooms
- 3
- Inside Area (SqFt)
- 1,472 sqft
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- N/A
- Lot Size
- N/A
- Year Built
- 1996
- MLS® Number
- OC25169665
- Status
- Sold
- Property Tax
- N/A
- HOA/Condo/Coop Fees
- $605 monthly
- Sq Ft Source
- Assessor
General Features
- Property Type
- Condominium
- MLS Number
- OC25169665
- Year Built
- 1996
- Living Area (sq ft)
- 1,472
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 8,484
- Lot Size (acres)
- 0.1948
- Levels
- Two
- Bedrooms
- 3
- Full Baths
- 3
- Garage Spaces
- 2
- Parking Spaces
- 3
- View
- City Lights, Hills, Mountains, Neighborhood, Panoramic
- HOA Dues
- $518
- HOA Frequency
- Monthly
- HOA Name
- Tierra Montanosa
- Parcel Number
- 93812448
- On Market Date
- 2025-08-19
- Listing Terms
- Standard, Trust
Interior Features
- Interior Features
- Cathedral Ceilings, Granite Counters, High Ceilings, Recessed Lighting, Bedroom On Main Level, Multiple Primary Suites, Walk In Closets
- Appliances
- Dishwasher, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Water To Refrigerator, Dryer, Washer
- Flooring
- Carpet, Tile
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- Inside
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 1
- Entry Level
- 1
- Common Walls
- Two Common Walls Or More, End Unit
Exterior Features
- Architectural Style
- Patio Home
- Roof
- Tile
- Patio and Porch
- Open, Patio
- Parking
- Direct Access, Garage Faces Front, Garage
- Pool Features
- Association
- Spa
- Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Condition
- Updated Remodeled
- Units
- 240
Community Features
- Community Features
- Biking, Curbs, Foothills, Hiking, Park, Street Lights, Sidewalks
- Association Amenities
- Sport Court, Maintenance Grounds, Horse Trails, Meeting Room, Meeting Banquet Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa Hot Tub, Tennis Courts, Trails
- Second HOA Dues
- $87
- Second HOA Name
- Samlarc
The record
Property History for 98 Tierra Montanosa
| Date | Event | Price | Note |
|---|---|---|---|
| Nov 20, 2025 | Sold | $890,000 | |
| Aug 19, 2025 | Listed for sale | $920,000 |
Next steps
Looking for something similar
98 Tierra Montanosa is no longer on the market, but comparable homes come up in Rancho Santa Margarita regularly. We can tell you what this one actually closed at and set up alerts for listings that match it.
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The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 165
- Median price
- $657,500
- Median days on market
- 27
- Median per sq ft
- $640
Recorded MLS closings of condos, Sep 26, 2025 to Sep 26, 2026. Days on market run from listing to going under contract.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 2 Carmesi | Sep 22, 2026 | $625,000 | 1,049 | $596 | 26 |
| 110 Timbre | Sep 21, 2026 | $586,000 | 990 | $592 | 9 |
| 7 Silktassel | Sep 18, 2026 | $448,000 | 781 | $574 | 167 |
| 59 Via Cordoba | Sep 16, 2026 | $705,000 | 1,318 | $535 | 48 |
| 37 Via Lavendera | Sep 16, 2026 | $516,000 | 804 | $642 | 18 |
Schools
Schools for 98 Tierra Montanosa
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Melinda Heights
- Middle
- Rancho Santa Margarita
- High
- Trabucco Hills
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
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Listed by Joanna Armstrong of @Vantage Real Estate
Listing information updated Nov 20, 2025 at 3:29 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.